Payment Systems Architect Job at SwiftXccess (London)

Principal Architect, Payment & Fraud Systems

The Principal Systems Architect crafts scalable, secure, and high-performance pa...

Location

United States , Bellevue; Atlanta

Salary:

123800.00 - 223300.00 USD / Year

T-Mobile

Expiration Date

Until further notice

Requirements

7-10 years of experience in a business environment, preferably within payments, fraud prevention, financial services, or e-commerce
7-10 years of experience as a software or systems architect, engineer, or programmer, with expertise in scalable, high-availability platforms
5+ years of experience in payments architecture, tokenization, and transaction processing, including real-time authorization, settlement, and reconciliation workflows
5+ years of experience in fraud prevention, risk management systems, and security architecture, with knowledge of fraud scoring models, ML driven, fraud detection, and chargeback management
4-7 years of experience in B2C online e-commerce systems architecture and design
4-7 years of experience with payment orchestration, gateway integrations, and acquirer connections, including experience with PCI DSS compliance and 3DS
4-7 years of experience using architecture and design of mobile web applications, including responsive design, hybrid models, and secure mobile payment solutions such as Apple Pay, Google Pay, or QR-based payments
4-7 years of experience with cloud-based payment processing architectures, including AWS, Azure, GCP, Kubernetes, or serverless computing models
Bachelor's Degree in Computer Science, Information Technology, or a related discipline
Technology certifications (such as Java, Microsoft, Oracle, AWS, TOGAF, or security-focused certifications like CISSP, CISM, PCI-ISA)

Job Responsibility

Help define software development processes and ensure alignment to security, compliance, and scalability methodologies for payment and fraud platforms
Stay up to date with emerging payment technologies, as well as fraud detection strategies, and regulatory requirements to continuously contribute to improvement of platform capabilities
Understand the business processes on assigned projects, particularly those related to payment acceptance, transaction routing, chargebacks, and fraud prevention
Accomplish organizational goals by accepting ownership for accomplishing new and different requests
explore opportunities to contribute to job accomplishments
Translate business requirements into technical requirements and assist other team members in implementing the solution
Design and implement real-time transaction refinement solutions that ensure high availability, reliability, and security
Provide architectural oversight for payment tokenization, fraud scoring models, and risk mitigation strategies across multiple channels
Collaborate with engineering, product management, security, and compliance teams to ensure flawless integration of payment and fraud technologies
Lead proof-of-concept (PoC) initiatives to assess new fraud detection techniques, machine learning models, or payment orchestration improvements

What we offer

Competitive base salary and compensation package
Annual stock grant
Employee stock purchase plan
401(k)
Access to free, year-round money coaches
Medical, dental and vision insurance
Flexible spending account
Paid time off
Up to 12 paid holidays
Paid parental and family leave

Fulltime

Chief Systems Architect

Provide strategic architecture leadership to project architects and your product...

Location

United Kingdom , London

Salary:

Not provided

SwiftXccess

Expiration Date

Until further notice

Requirements

B.Tech / MS in Computer Science/Computer Engineering, Science, Mathematics
A minimum of 15+ years of experience in architecture and development
5+ years experience in building data driven frameworks and solutions
Proven experience in building highly scalable, flexible and fault tolerant systems
Proven knowledge of successful design, architecture and development using Hadoop with large data volumes
Possesses a deep understanding of benefits/drawbacks of different integration patterns
Continuous delivery and DevOps experience – infrastructure automation, monitoring, logging, auditing and security implementation and practices.

Job Responsibility

Drives the architecture for key cross team / cross product development projects (via architecture/design documents and developing code key modules)
Establishes software development patterns and best practices via examples and shipping code
Ensures that all relevant project teams follow a common set of principles and patterns and utilize a standard set of technology frameworks and libraries
Provides leadership across the architecture community to ensure solutions are built in alignment with platform principles and standards
Mentors and builds world-class high-performing engineering and data science teams
Applies architecture best practices that helps increase execution velocity
Develops architectures that are inherently secure, robust, scalable, modular, API-centric and global
Influences technology selection for the enterprise
Defines deployment topology by working with peers across the technology organization
Optimizes use of SwiftXccess’s Platforms & Solutions.

Fulltime

Technical Business Systems Analyst

We are offering a contract to permanent employment opportunity for a Technical B...

Location

United States , Irving

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Develop and refine backend payment systems, concentrating on credit card processing such as refunds, charging, tokenization, and transactions
Apply deep understanding of payment processing workflows and logic to daily tasks
Utilize knowledge of payment platforms like Stripe, Square, Shopify, or similar for efficient system operation
Handle Card Present/Card Not Present transactions
Implement payment tokenization techniques
Understand and manage physical device systems like credit card machines
Create custom documentation and utilize UML
Work with SRDs
Collaborate with a team of developers, QAs, Product Managers, Solutions Architects, and internal stakeholders
Ensure familiarity with SDLC and have substantial experience working on the backend

Job Responsibility

Develop and refine backend payment systems, concentrating on credit card processing such as refunds, charging, tokenization, and transactions
Apply deep understanding of payment processing workflows and logic to daily tasks
Utilize knowledge of payment platforms like Stripe, Square, Shopify, or similar for efficient system operation
Handle Card Present/Card Not Present transactions
Implement payment tokenization techniques
Understand and manage physical device systems like credit card machines
Create custom documentation and utilize UML
Work with SRDs
Collaborate with a team of developers, QAs, Product Managers, Solutions Architects, and internal stakeholders
Ensure familiarity with SDLC and have substantial experience working on the backend

What we offer

medical, vision, dental, life and disability insurance
401(k) plan

Fulltime

Senior Engineering Manager - Payments Team

You will lead the engineering team for Coursera's Payments platform, overseeing ...

Location

Salary:

Not provided

EdTech Jobs

Expiration Date

Until further notice

Requirements

Bachelor’s degree in Computer Science or a related field, OR equivalent practical experience (e.g. 3+ years as a hands-on software engineer building web applications or distributed systems)
5+ years in software product development or a related field, including prior experience leading engineering teams (2+ years in an engineering management role)
Strong software engineering foundation with experience in system design, data structures, and algorithms

Job Responsibility

Building the Team: Partner with cross-functional stakeholders (Product, Data, Finance) to refine the team’s charter, ensure alignment with broader business goals, and support overall team health and growth
Mentoring: Act as a role model and coach for engineers. Conduct regular career development conversations, provide constructive feedback, and inspire engineers to achieve their best
Hiring: Identify key skill gaps and growth areas on the team. Drive the hiring pipeline by sourcing, interviewing, and onboarding talented engineers to build a well-rounded, high-performing team
Advising (Technical Leadership): Provide hands-on technical guidance to engineers as they design systems and tackle complex problems. Encourage sound architectural decisions and help team members grow into technical leaders in their product work
Product Enablement: In partnership with Product Management, curate a compelling vision for the payments platform including expanding our international payments strategy. Translate high-level product needs into an actionable engineering roadmap. Prioritize and drive key initiatives forward, run sprint planning and stand-ups, and ensure the team delivers with high quality on product and business goals in this critical area of the product
Platform Leadership: Balance building new features with managing tech debt to maintain a reliable, scalable platform. Evolve the payments platform for high leverage – architect systems and services that can accelerate multiple product initiatives across Coursera
Mediating: Foster an inclusive, collaborative team environment. Proactively address interpersonal issues and facilitate crucial conversations with empathy and fairness. Ensure every team member feels empowered, engaged, and comfortable sharing ideas and concerns

Fulltime

Staff Software Engineer

EarnIn is looking for experienced, collaborative, and resourceful staff-level en...

Location

India , Bengaluru

Salary:

Not provided

EarnIn

Expiration Date

Until further notice

Requirements

7+ years of delivering value through software in a collaborative environment
Architected and implemented complex features focusing on data-driven decision making and performance optimization
Technical leadership: hands-on experience leading project teams, setting technical direction and strategy, system design, and mentoring engineers
Passionate about efficiency, availability, technical quality, and system quality
Experience leveling up those around you with curiosity and fostering a collaborative, inclusive team environment
Proven experience in defining product/technical strategy and deriving alignment with xfn leaders/stakeholders
Strong communication and initiative that spans across teams
Experience leading design, implementation, and deployment of high-scale cross-functional payments systems
Bring a strong product mindset and a deep understanding of product needs and long-term flexibility in design

Job Responsibility

Design & implement features robust enough for our high scale
Drive the implementation of new features—break complex problems down to their bare essentials, translate that complexity into elegant design, and create high-quality, maintainable code
Create and maintain test automation to enable continuous integration and development velocity
Design & deliver thoughtfully crafted REST APIs to drive the interactions between our client applications and backend services
Collaborate and mentor other engineers while providing thoughtful guidance using code, design, and architecture reviews
Work cross-functionally with other teams (data science, design, product, marketing, analytics)
Leverage a broad skill set and help us implement and learn new technologies quickly
Provide and receive design and implementation evaluations and improve with each iteration
Debug production issues across our services infrastructure and multiple levels of our stack
Think about distributed systems & services and care passionately about producing high-quality code

What we offer

healthcare
internet/cell phone reimbursement
a learning and development stipend
potential opportunities to travel to our Mountain View HQ

Sr Principal Software Engineer

Zuora provides a platform for managing subscription-based businesses, handling b...

Location

India , Bengaluru

Salary:

Not provided

Zuora

Expiration Date

Until further notice

Requirements

BTech/BE in Computer Science, Engineering, or related discipline
16+ years of experience in full-stack development and enterprise-scale architecture
Expert-level experience with Java/Spring, data structures & algorithms, and building large-scale distributed systems
Deep understanding of system design, microservices frameworks (Spring Boot, Dropwizard, etc.), PaaS environments, and modern web/cloud technologies (REST, gRPC, JSON, Protobufs)
Strong background in database design, object modeling, and API ecosystem development
Awareness of trade-offs in architecture (scalability vs. cost, flexibility vs. complexity) to deliver long-term value
Proven ability to design scalable, high-performance platforms supporting millions of users or transactions
Track record of driving architecture roadmaps and influencing technical direction at the org or business-unit level
Ability to influence without authority, guiding multiple engineering teams toward a common vision
Excellent communication and storytelling skills to align executives, PMs, and engineers

Job Responsibility

Architect and deliver secure, reliable, and scalable payment solutions that support core transaction lifecycles end-to-end
Design and evolve payments frameworks, APIs, and flows including checkout forms, hosted payment pages, and payment links that accelerate product development and improve global adoption
Guide system design trade-offs by balancing simplicity, performance, security, compliance, and cost throughout the payment journey
Architect and evolve payment orchestration layers to intelligently route transactions across multiple providers, optimize costs, maximize authorization rates, ensure redundancy, and reduce regional or processor dependencies
Anticipate fintech and regulatory trends to define an architectural vision that ensures competitiveness, compliance, and readiness for future payment innovations
Enable frictionless checkout experiences with embedded forms, localized hosted flows, and customizable links that maximize conversion and minimize abandonment
Support global readiness with diverse payment methods, multicurrency support, localized checkout experiences, and adherence to regional compliance requirements
Partner across Product, Risk, Compliance, and UX to ensure payment architecture aligns with customer needs, regulatory demands, and business growth goals
Provide technical thought leadership by mentoring engineers and architects, raising standards for design and execution in payment systems
Champion engineering excellence through adoption of best practices, observability, metrics-driven improvements, and continuous innovation in payments transaction processing

What we offer

Competitive compensation, corporate bonus program and performance rewards, company equity and retirement programs
Medical insurance
Generous, flexible time off
Paid holidays, “wellness” days and company wide end of year break
6 months fully paid parental leave
Learning & Development stipend
Opportunities to volunteer and give back, including charitable donation match
Free resources and support for your mental wellbeing

Fulltime

New

Solutions Architect - Payments

The Meta Fintech Partner Engineering team is looking for a highly skilled and en...

Location

India , Gurgaon

Salary:

Not provided

New

Product Owner with Merchant Payment Services

The Product Owner with Merchant Payment Services will lead product development i...

Location

India , Bangalore

Salary:

Not provided

NTT DATA

Expiration Date

Until further notice

Requirements

7-10 years’ experience as a Product Owner or Business Analyst with MicroSoft Teams SDK experience
Strong experience in the payments industry, with a strong focus on instant payments systems
Deep understanding of payment processing, instant payments, and financial messaging standards
Knowledge of Salesforce products like Salesforce Sales Cloud, Service Cloud, or CPQ
Strong leadership and communication skills, with the ability to influence and collaborate with cross-functional teams
Excellent analytical and problem-solving abilities, with a data-driven approach to decision-making
Ability to manage multiple priorities and thrive in a fast-paced, dynamic environment
Familiarity with Agile and Scrum methodologies, including hands-on experience with tools like Jira or Confluence

Job Responsibility

Collaborate with the Product Manager to understand product requirements and define the ‘what’ during product development
Define and communicate the vision for Salesforce solutions based on business objectives
Collaborate with stakeholders to understand requirements, pain points, and opportunities for improvement
Be a passionate advocate of the product vision and act as the voice of the customer throughout the development cycle
Manage prioritization of the product backlog to be continually aligned to business value
Prepare & groom stories based on upcoming requirement or enhancement
Gather and refine business requirements, translating them into user stories and acceptance criteria
Ensure the product backlog is visible to stakeholders to ensure transparency
Accept completed epics and stories according to the Definition of Done
Give demo to business user and stake holders

Payment Systems Architect

SwiftXccess

Location:
United Kingdom , London

Category:
IT - Software Development

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
December 12, 2025

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