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Payment Operations Specialist

lightyear.com Logo

Conclusive Financial

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Location:
Estonia , Tallinn

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Category:
Finance

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

As Payment Operations specialist you will be monitoring our payments engine and stepping in when manual intervention is needed. Your decisions and actions will have a direct impact on the customers and our product. You will work in a fast-paced, friendly, and professional team with a lot of autonomy and little bureaucracy. You’ll have the freedom to share ideas and have a lasting impact on our organisation.

Job Responsibility:

  • Execute daily payment operations: process incoming and outgoing transactions, assist Customer Operations with payment-related queries, and ensure timely follow-ups on operational actions
  • Monitor payment activity to identify discrepancies, unusual trends, or potential escalation items
  • Manage operational escalations from Customer Operations: troubleshoot failed or delayed payments, investigate missing funds, and coordinate offboarding or fund movement during customer closure
  • Define and monitor payment health metrics such as speed of acceptance/withdrawal, manual work items, and customer error rates
  • Maintain and enhance operational documentation payment processes, partner-specific procedures, and escalation playbooks
  • Contribute to incident management document incident details, coordinate with partners, and act as subject-matter expert (SME) for payment-related issues
  • Drive process and tooling improvements by identifying recurring issues and working with Product, Engineering, and Compliance to enhance both internal tools and customer-facing flows
  • Prepare and maintain training materials and onboarding content for payment operations tasks, ensuring coverage, consistency, and team growth

Requirements:

  • Exceptional written and spoken English
  • 2+ years of experience in Payment Operations within a regulated environment (fintech/banking/other financial services)
  • Empathy for customer problems and a drive to solve their issues
  • You are a quick learner
  • Strong communicator and able to work across teams and functions
  • Computer literacy
  • Basic SQL skills

Nice to have:

  • Having an understanding of investment services
  • experience in a startup environment
  • previous experience running customer support
What we offer:
  • A competitive startup package with stock options that vest monthly after a one-year cliff
  • Brand new office in Tallinn (Kalamaja)
  • Flexible working hours
  • A flexible approach to working remotely - 2 remote days per week allowed
  • Private health insurance
  • All the usual office facilities, including free tea, coffee & snacks
  • Dog-friendly office
  • Bike parking and showers

Additional Information:

Job Posted:
December 23, 2025

Work Type:
Hybrid work
Job Link Share:

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