Optimization Data Analyst

• Work closely together with our very diverse merchant portfolio, to assess their business model and financial situation
• Make tailored credit risk recommendations in which you balance risk and return to Adyen's internal risk committee
• Be our main Financial Risk Analyst within LATAM, and have direct responsibility for our LATAM enterprise merchants that includes sub-acquirers, and our product offerings in the region
• Drive important changes to our risk management framework (incl. our policies, tools and processes) to improve the quality of our risk management, and to help scale our business
• Lead projects from beginning to end, and help us to find optimal solutions that benefit our merchants and improve our risk management practices
• Provide credit risk expertise to product and legal teams to ensure credit risk is properly considered in new commercial product development
• Clearly explain Adyen’s view on credit risk to merchants, commercial teams, and the regulator

• 3-7 years working in finance or credit risk environment
• Experience within the LATAM payment industry (big plus)
• Fluent in Portuguese and English
• Excellent communicator, able to share ideas and collaborate with team members
• Independent, able to prioritize own workload in a fast-paced, unstructured environment and drive processes to completion
• Passionate about connecting and cooperating with colleagues across cultures and time zones, developing new ideas cooperatively and working as a member of a team that operates globally
• Strong financial statement and data analysis skills with the ability to justify credit conclusions and to balance risk and business opportunities
• Keen interest in business and financial markets, next to affinity with technology
• University degree in business, accounting, economics, finance or other quantitative field

Experience within the LATAM payment industry