Officer

• Lead end to end credit abuse strategy including development/enhancement, implementation, maintenance, MIS management etc.
• Develops Risk Segmentation models by deploying sophisticated statistical techniques like CHAID, cluster analysis, pattern recognition etc. for credit abuse/first party fraud risk discrimination at Acquisition and Existing Customer Management stages
• Work in establishing the swap set analysis and P&L optimization using the models
• Hands on experience of Credit/Fraud Risk strategy development
• Work closely with cross functional teams, including business stakeholders, MRM and governance teams, and strategy implementation teams
• Implement initiatives to ensure consistency and compliance with global credit policies
• Observe key credit abuse trends, threats, inaccuracies and drivers of those observations
• Support Audit requirements from external/internal auditors & queries from Independent Risk
• Strong analytic, strategic and project management skills
• Effective communication is critical. Should be able to effectively provide updates and communicate key initiatives to senior risk management
• Mentoring/Guiding junior resources – Drive projects as lead with junior resources
• Should have the ability to manage different stakeholders – Risk Policy, IT, Regulators
• Presentations to both technical and non-technical personnel are required to be made frequently as part of the job.

• Under Grad/ Post Graduate degree with a specialization in Statistics, Mathematics, Engineering or other quantitative discipline
• 4+ years’ work experience required
• Experience in strategy/model development in banking preferred
• Preferred knowledge of credit/fraud risk analytics
• Strong analytical skills in conducting sophisticated analysis
• Experienced in developing, implementing and monitoring, that is end-to-end project management
• Experience in statistical analysis with working knowledge of at least one of the following statistical software packages: SAS, Python, R
• Highly proficient in Excel/pivot tables and PowerPoint
• Tableau is a plus
• Exposure to project/process management
• Prior experience in leading a team of juniors or mentoring is preferred
• Strong communication and presentation skills targeting a variety of audiences
• A qualified candidate needs to be able to work with cross functional teams
• Flexibility in approach and thought process
• Ability to work effectively across portfolio risk policy teams and functional areas teams
• Strong influencing and facilitation skills.

Tableau is a plus.

Equal opportunity employer.