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Officer – Credit Underwriting – Leveraged Finance

India, Mumbai · Job Posted March 22, 2025

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Job Description

The Analyst will hold a critical role within the Structured Credit and Real Estate Underwriting (SCREU) team administering a multi-billion dollar portfolio of asset securitization transactions primarily across the ABS and CLO asset classes (including auto, credit card, unsecured consumer loans, middle market, private credit and broadly syndicated loans). The analyst will gain experience across multiple products within the portfolio, which consists of various securitized asset classes (including auto, credit card, unsecured consumer loans, broadly syndicated, private credit and middle market loans).

Job Responsibility

  • Work proactively with the Underwriting team to ensure timely information flow/communications among all internal stakeholders
  • monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers
  • review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance
  • prepare annual credit approval and quarterly memos
  • model transactions for risk rating and stress testing purposes
  • assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
  • assist in reporting of Basel securitization parameters
  • maintain organized credit files for credit, regulatory, and compliance purposes

Requirements

  • 2 - 4 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
  • structured credit/securitization experience is a plus
  • strong interest in structured products and credit analysis
  • strong Microsoft Office skills
  • modelling experience is a plus
  • strong attention to detail
  • oral and written communications skills
  • ability to work independently to meet tight deadlines
  • Bachelor's degree/University degree or equivalent experience

Nice to have

  • structured credit/securitization experience
  • modelling experience

What we offer

  • Extensive on-the-job training
  • exposure to senior leaders
  • traditional learning opportunities
  • chance to give back and make a positive impact through volunteerism
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