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Non bank Mortgage Loan Originator

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U.S. Bank National Association

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Location:
United States

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Responsibility:

  • Originates mortgage loans in an assigned non-bank territory
  • Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval
  • Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources
  • Customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations
  • Expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations

Requirements:

  • High school diploma or equivalent
  • Minimum one year of mortgage, sales, real estate, or banking experience
  • Ability to travel
  • National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z
  • Subject to required registration process, including criminal background and credit check
  • This position also requires 2 or more hours of driving per week
  • 2 years of mortgage loan origination experience with proven results

Nice to have:

  • Well-developed sales ability
  • Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
  • Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
  • Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
  • Ability to work independently
  • Ability to analyze financial information
  • Effective verbal and written communication skills
  • Established referral base within assigned market preferred
What we offer:
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Additional Information:

Job Posted:
February 20, 2026

Expiration:
April 06, 2026

Employment Type:
Fulltime
Work Type:
Remote work
Job Link Share:

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