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Non-Bank Mortgage Loan Originator

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U.S. Bank National Association

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Location:
United States

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

Originates mortgage loans in an assigned non-bank territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations.

Job Responsibility:

  • Originates mortgage loans in an assigned non-bank territory
  • Takes applications
  • Conducts preliminary underwriting reviews
  • Submits loan applications to processing and underwriting for approval
  • Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources
  • Customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations
  • Expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations

Requirements:

  • High school diploma or equivalent
  • Minimum one year of mortgage, sales, real estate, or banking experience
  • Ability to travel
  • National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z
  • Subject to required registration process, including criminal background and credit check

Nice to have:

  • Well-developed sales ability
  • Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
  • Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on the job training or some real estate brokerage experience
  • Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
  • Ability to work independently
  • Ability to analyze financial information
  • Effective verbal and written communication skills
  • Established referral base within assigned market preferred
What we offer:
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Additional Information:

Job Posted:
February 20, 2026

Expiration:
March 02, 2026

Employment Type:
Fulltime
Work Type:
Remote work
Job Link Share:

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