CrawlJobs Logo

Motor Underwriter

United Kingdom, Cardiff · Job Posted March 12, 2026
Apply Position
Job Link Share

Job Description

Admiral Money is hiring! We’re looking for a Motor Underwriter who thrives in a fast‑paced and innovative environment. You’ll play a key role in shaping our new product offering, working closely with the Motor Underwriting team to ensure processes are efficient, effective, and deliver exceptional customer experiences. You’ll manage your workload with accuracy and attention to detail, making informed decisions on applications submitted online or through dealerships. Bringing a strong customer and business focus, you’ll contribute to a collaborative team culture, sharing knowledge and best practice. As our product range grows, you’ll support underwriting across additional areas, always maintaining high standards and meeting SLAs to ensure a positive and seamless customer journey. This is a great opportunity for someone ambitious, motivated, and eager to develop within a growing lending business.

Job Responsibility

  • Checking applications meet criteria of requested product (dealer, digital and unsecured), assess ID&V tools, credit eligibility alongside affordability rationale
  • Serve as a subject matter expert for the Underwriting team supporting optimisation of policies and process
  • Support achieving KPIs and SLA’s
  • Ensuring that best practise and expertise are shared across the operational teams and business where appropriate

Requirements

  • Previous motor finance underwriting experience with a focus on positive customer outcomes
  • Strong analytical skills
  • Excellent attention to detail
  • Confident communicator across all levels of the business
  • Professional telephony skills with experience engaging customers and dealers
  • Strong literacy and numeracy
  • Collaborative team player who builds positive relationships and contributes to a supportive team culture
  • Open to coaching, development, and feedback
  • Motivated, resilient, and comfortable working in a fast‑paced environment
  • Able to meet deadlines and achieve KPIs
  • Proactive, organised, and able to manage workload independently
  • Positive, can‑do attitude and supportive of business change
  • Willing to share ideas and contribute to continuous improvement

Nice to have

  • Knowledge of FCA regulations
  • Experience with: Open Banking, CIFAS, SIRA, LexisNexis

What we offer

  • Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays)
  • Option to buy or sell up to an additional five days of annual leave
  • Eligible for up to £3,600 of free shares each year after one year of service

Looking for more opportunities?

Search for other job offers that match your skills and interests.

Similar Jobs for

Motor Underwriter

8 matching positions

Commercial Motor Underwriter

Admiral Business is seeking a Commercial Motor Underwriter to support the techni...
Location
Location
United Kingdom , Cardiff
Salary
Salary:
Not provided
admiralgroup.co.uk Logo
Admiral Group Plc
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Experience in Commercial Motor underwriting to price new business, renewals and mid term changes
  • Technical expert: strong understanding of rating models and regulatory considerations within the commercial motor sector
  • Commercially astute: proven ability to balance technical underwriting discipline with commercial decision-making
Job Responsibility
Job Responsibility
  • Shape & develop the commercial motor portfolio
  • Underwrite and target commercial motor risks across a range of products
  • Aid the technical development and performance management of the commercial motor lines
  • Help create underwriting appetite, guidelines and pricing frameworks for commercial motor risks
  • Collaborate with Product, Pricing, Distribution and Operations teams
  • Drive underwriting excellence
  • Help lead broker relations to target business within our underwriting appetite
  • Ensure all underwriting activity aligns with governance, compliance and risk appetite standards
  • Provide training, coaching and mentorship to underwriting assistants
  • Maintain and develop strong working relationships with brokers, partners and other key stakeholders
What we offer
What we offer
  • Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays)
  • Option to buy or sell up to an additional five days of annual leave
  • Eligible for up to £3,600 of free shares each year after one year of service
  • Financial & Mortgage Advice
  • 24-Hour Ecare
  • Cycle to Work Scheme
  • Annual Holiday Allowance
  • Flexible Working
  • Simply Health
  • Private Health Cover
  • Fulltime
Read More
Arrow Right

Senior Motor Underwriter

Join us as a Senior Underwriter in our Motor Underwriting Team – we’re looking f...
Location
Location
United Kingdom , London
Salary
Salary:
Not provided
directlinegroup.co.uk Logo
Direct Line Group
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Experience of managing portfolios in a personal lines insurance product, ideally Motor
  • Experience of fraud controls at point of quote
  • Proven track record of using your underwriting expertise to make a positive difference
  • Comfortable analysing data to inform your decision-making – experience using data analysis tools a must, SQL experience desirable
  • Understanding of relevant insurance regulations & legislation
  • Great interpersonal skills & stakeholder management, dealing with stakeholders of all levels
  • Ability to innovate & work in a fast-paced environment across a breadth of initiatives
Job Responsibility
Job Responsibility
  • Portfolio management of our Core Motor products, reviewing how we’re performing and proposing action for continuous improvement
  • Using your analytical skills to identify ways to profitably broaden our reach to more customers
  • Ensure that a strong risk management culture, and appropriate risk management and controls processes are actively maintained
  • Monitor industry underwriting trends and regulatory changes to ensure that our motor insurance products remain relevant, competitive and compliant
  • Participate in industry events and conferences to stay up to date on industry trends and best practices
  • Working collaboratively with our counter fraud teams
  • Ensuring our underwriting criteria supports the delivery of our financial targets and positive customer outcomes
  • Enacting and enhancing our underwriting controls
  • Working together with a multi-disciplined trading team
What we offer
What we offer
  • 9% employer contributed pension
  • 50% off home, motor and pet insurance plus Green Flag breakdown cover
  • Additional optional Health and Dental insurance
  • Up to 10% AIP Bonus
  • EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way
  • Generous holidays
  • Buy as you earn share scheme
  • Employee discounts and cashback
  • 22 days holiday rising to 30 days depending on your role. Plus the chance to buy and sell up to 5 days
  • Income protection on 50% of your salary for 5 years
  • Fulltime
Read More
Arrow Right

Senior Motor Trade Underwriter

They have an exciting opportunity to join them as a Senior Motor Trade Underwrit...
Location
Location
United Kingdom , Manchester
Salary
Salary:
Not provided
emerald-group.com Logo
The Emerald Group Ltd, Search and Selection
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Experience underwriting and trading commercial motor products
  • Strong relationship-building and stakeholder management skills
  • Awareness of market, legal and industry developments
  • The ability to manage and prioritise work effectively across a varied portfolio
Job Responsibility
Job Responsibility
  • Underwriting bespoke commercial motor trade risks in line with the company strategy and underwriting criteria
  • Supporting profitable growth by underwriting both new and existing business, including regular on-site underwriting at broker offices
  • Building and maintaining strong, trusted relationships with a panel of Mid-Market brokers
  • Keeping up to date with market developments, legislation and trends that may impact underwriting decisions
  • Fulltime
Read More
Arrow Right

Motor Trade Underwriter

To achieve income and profit objectives through the delivery of a high standard ...
Location
Location
United Kingdom , Manchester
Salary
Salary:
45000.00 GBP / Year
https://www.lawesrecruitment.co.uk Logo
Lawes Consulting Group
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Experience in the Commercial insurance industry
  • A minimum of 5 years of experience in underwriting
  • 2 years of experience working within Motor trade risks
  • Pricing of risk accordingly
  • Ability to negotiate flexibly and appropriately
  • Consistent achievement of goals
  • Strong interpersonal skills
  • Work in a structured and organised manner
Job Responsibility
Job Responsibility
  • Service existing business, working towards retention, loss ratio and rate targets
  • Enhance the company presence nationally by establishing firm relationships with broking partners
  • Handle referral cases above the authority levels of Underwriters, Trainee Underwriters and Apprentices
  • Conduct regular case reviews to ensure that technical procedures and standards are followed
  • Fulltime
Read More
Arrow Right

Motor Trade Underwriter – New Business

We are seeking a talented and motivated Motor Trade Underwriter to join our clie...
Location
Location
United Kingdom , Birmingham or Manchester
Salary
Salary:
40000.00 - 50000.00 GBP / Year
https://www.lawesrecruitment.co.uk Logo
Lawes Consulting Group
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Proven experience in underwriting, especially within the motor trade sector
  • Strong analytical abilities with keen attention to detail for effective risk evaluation
  • Excellent communication and negotiation skills for interaction with clients and stakeholders
  • Proficiency in underwriting systems and adaptability to new technologies
  • Commitment to teamwork, independence, and a customer-focused approach
Job Responsibility
Job Responsibility
  • Assess new business motor trade applications to ensure compliance with underwriting guidelines
  • Develop tailored insurance solutions for clients, striking a balance between profitability and customer needs
  • Analyse risks, establish appropriate terms and premiums, and mitigate potential exposures
  • Collaborate with brokers, agents, and clients to deliver exceptional customer service
  • Build strong relationships with key stakeholders to foster long-term business partnerships
  • Fulltime
Read More
Arrow Right

Account Executive-Wisconsin Captive Territory

Our highly trained Account Executives present specialized commercial insurance, ...
Location
Location
United States , Milwaukee
Salary
Salary:
Not provided
sentry.com Logo
Sentry
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor’s degree or equivalent work experience/related sales experience
  • The ability to obtain and maintain the necessary P&C, and Life licenses required to sell the products Sentry offers
  • Self-discipline and ability to thrive in a remote work environment
  • Ability to multitask, prioritize, communicate effectively, and remain organized
  • Strong analytical and math skills
  • Acceptable Motor Vehicle Record with a valid driver’s license and ability to meet travel requirements
Job Responsibility
Job Responsibility
  • Sell directly to niche market accounts to increase premium volume
  • Retain profitable business by providing effective, quality service to policyholders
  • Build and maintain quality relationships with businesses
  • Work directly with Underwriting, Claims, Loss Control, Audit, Customer Service, and other key partners
  • Call on and pursue all niche market opportunities assigned to your geographic territory
  • Leverage current customers and relationships for new growth and sales opportunities
What we offer
What we offer
  • High earning potential with base salary, commissions, monthly/annual incentives, plus recognition trips
  • Outstanding benefits and a 401(k)-program matching dollar for dollar up to 8%
  • Opportunities for professional development and growth
  • Outstanding training and support
  • An industry-leading line of products and services
  • Company car with gas card
  • Comprehensive, ongoing training, including licensure
  • Laptop, cell phone reimbursement, home office setup
  • Cutting edge proprietary technology that enables you to be more efficient and effective in the field
  • 401(K) plan with a dollar for dollar match on your first eight percent, plus immediate vesting to help strengthen your financial future
  • Fulltime
Read More
Arrow Right

Sales Exec/Account Manager

Outsource UK is looking to recruit a Sales Exec to work for an award winning fin...
Location
Location
United Kingdom , Solihull
Salary
Salary:
26500.00 - 28000.00 GBP / Year
outsource-uk.co.uk Logo
Outsource UK
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Strong communication and relationship-building skills
  • Target-driven and resilient mindset
  • Excellent organisation and time management
  • Ability to work collaboratively and adapt under pressure
  • Customer-focused with good analytical skills
  • Knowledge of vehicle finance or underwriting (desirable)
Job Responsibility
Job Responsibility
  • Supporting Regional Sales Managers
  • Building strong relationships with Motor Dealers and Finance Brokers
  • Manage pipeline business
  • Produce quotations
  • Support introducer applications
  • Work closely with underwriting and business support teams to deliver excellent service and grow lending volumes
What we offer
What we offer
  • 25 (rising to 30) days holiday + birthday, Christmas Eve & New Year's Eve off
  • Pension contributions up to 10%
  • Profit-related pay & share save scheme
  • Hybrid working and flexible culture
  • Enhanced family-friendly policies
  • Wellbeing support and employee discounts
  • Company bonus
  • Fulltime
Read More
Arrow Right

Motor Data Scientist

In this role, you’ll contribute to the development of data-driven solutions that...
Location
Location
United Kingdom , Norwich; London
Salary
Salary:
Not provided
directlinegroup.co.uk Logo
Direct Line Group
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Experience using SQL and Python for data analysis
  • Previous experience, or a demonstrable interest, in applying data science techniques to large datasets
  • Strong analytical and problem-solving skills, with the ability to interpret data and generate insights
  • Good communication and stakeholder skills, with the ability to explain technical work clearly
  • Ability to work collaboratively as part of a wider team and contribute to shared outcomes
  • A numerate degree in Mathematics, Statistics, or a related subject
Job Responsibility
Job Responsibility
  • Analysing large datasets using tools such as SQL, Python, and Radar to support pricing and underwriting decisions
  • Supporting the development of data assets and models, contributing to improved risk assessment and pricing accuracy
  • Producing clear insights and analysis, and communicating findings to both technical and non-technical stakeholders
  • Collaborating with Retail Pricing and Platform teams to support the release of platform and pricing changes
  • Contributing to experiments and analysis, helping to test ideas and quantify their potential impact (with guidance from more senior colleagues)
  • Supporting the delivery of projects, working with more experienced team members to ensure high-quality and timely outcomes
What we offer
What we offer
  • Employer-contributed pension
  • Annual company bonus
  • Discounts on insurance products
  • Generous holiday allowance
  • Flexible benefits package, including optional health and dental insurance
  • Buy-as-you-earn share scheme
  • Employee discounts and cashback
  • Plus many more
  • Fulltime
Read More
Arrow Right