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Admiral Money is hiring! We’re looking for a Motor Underwriter who thrives in a fast‑paced and innovative environment. You’ll play a key role in shaping our new product offering, working closely with the Motor Underwriting team to ensure processes are efficient, effective, and deliver exceptional customer experiences. You’ll manage your workload with accuracy and attention to detail, making informed decisions on applications submitted online or through dealerships. Bringing a strong customer and business focus, you’ll contribute to a collaborative team culture, sharing knowledge and best practice. As our product range grows, you’ll support underwriting across additional areas, always maintaining high standards and meeting SLAs to ensure a positive and seamless customer journey. This is a great opportunity for someone ambitious, motivated, and eager to develop within a growing lending business.
Job Responsibility:
Checking applications meet criteria of requested product (dealer, digital and unsecured), assess ID&V tools, credit eligibility alongside affordability rationale
Serve as a subject matter expert for the Underwriting team supporting optimisation of policies and process
Support achieving KPIs and SLA’s
Ensuring that best practise and expertise are shared across the operational teams and business where appropriate
Requirements:
Previous motor finance underwriting experience with a focus on positive customer outcomes
Strong analytical skills
Excellent attention to detail
Confident communicator across all levels of the business
Professional telephony skills with experience engaging customers and dealers
Strong literacy and numeracy
Collaborative team player who builds positive relationships and contributes to a supportive team culture
Open to coaching, development, and feedback
Motivated, resilient, and comfortable working in a fast‑paced environment
Able to meet deadlines and achieve KPIs
Proactive, organised, and able to manage workload independently
Positive, can‑do attitude and supportive of business change
Willing to share ideas and contribute to continuous improvement
Nice to have:
Knowledge of FCA regulations
Experience with: Open Banking, CIFAS, SIRA, LexisNexis
What we offer:
Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays)
Option to buy or sell up to an additional five days of annual leave
Eligible for up to £3,600 of free shares each year after one year of service