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Wells Fargo is seeking a Mortgage Underwriting Associate.
Job Responsibility:
Be responsible for reviewing, analyzing, approving, and underwriting routine individual consumer requests and products with few deviations and within company and industry guidelines
Review credit applications, credit bureau information, collateral valuation, tax returns, financial statements, or other supporting documentation to recommend or approve requests within deaccessioning authority levels by way of automated scoring system or traditional underwriting
Assist with the calculations and preparation of reports for review
Respond to customer inquiries and credit decisions
Ensure credit files are current, complete, and compliant with company standards
Contact customers and partners to gather information to make appropriate decisions, and explain rationale behind credit decisions
Receive direction from leaders and exercise judgment while developing understanding of the Underwriting procedures
Provide information to team, managers and customers to related inquiries
Requirements:
6+ months of underwriting, loan processing, originations, or closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Experience in US residential mortgage processing and underwriting experience with experience in income calculation, credit and assets review
Working knowledge on Agency / Conventional loan Underwriting for primary residence (Purchase and Refinance)
Excellent verbal, written, and interpersonal communication skills
Strong analytical skills with high attention to detail and accuracy
Ability to take initiative and drive for results with minimal supervision
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex fast paced environment