Mortgage Underwriter

• Review incoming mortgage applications for completeness, accuracy, and readiness for processing
• Coordinate the collection and timely disclosure of third-party fees associated with each loan file
• Order, monitor, and evaluate appraisals, verifications, title work, and other external services required to move loans forward
• Follow up on outstanding underwriting and processing conditions to ensure files are fully documented before closing
• Confirm that supporting loan documents remain current and valid throughout the processing cycle
• Prepare closing-ready files by working with title partners to reconcile figures and verify final closing numbers
• Deliver initial and final Closing Disclosures to borrowers within required timeframes
• Maintain organized and compliant loan documentation while adhering to applicable state and federal mortgage regulations

• At least 2 years of mortgage loan processing experience, including recent hands-on work in Encompass
• Demonstrated ability to manage multiple loan files and shift priorities effectively in a fast-paced environment
• Strong written and verbal communication skills for working with borrowers, internal teams, and external partners
• High school diploma or equivalent required
• Working knowledge of mortgage documents, loan review processes, and closing preparation
• Familiarity with conventional lending guidelines, including Fannie Mae and Freddie Mac standards

Exposure to SilverLake is preferred

• medical
• vision
• dental
• life and disability insurance
• 401(k) plan