Mortgage Underwriter Job at Office Angels (Loughborough)

Mortgage Underwriter Team Leader

Admiral Mortgages are looking for a Mortgage Underwriter Team Leader to join the...

Location

United Kingdom , Cardiff

Salary:

Not provided

Admiral Group Plc

Expiration Date

Until further notice

Requirements

Preferably CEMAP qualified
Proven experience as a mortgage underwriter with in-depth knowledge of Second Charge or Specialist lending
Previous experience in a leadership or supervisory role within financial services or homeowner loan underwriting
Strong understanding of credit risk assessment, affordability, and regulatory requirements (FCA, PRA, AML, GDPR, etc.)
Excellent analytical and decision-making skills with strong attention to detail
Effective communicator with the ability to influence and support team members at all levels
Highly organised with the ability to manage workloads, prioritise tasks, and deliver against deadlines

Job Responsibility

Lead, motivate, and develop a team of mortgage underwriters through coaching, mentoring, regular one-to-ones, and ongoing training
Review and authorise complex homeowner loan applications in line with credit policy, risk frameworks, and regulatory standards
Act as a referral point for escalated or challenging cases, providing clear guidance and sound decision-making
Support the Underwriting Manager in shaping and improving underwriting policies, procedures, and risk controls
Collaborate with colleagues across Sales, Risk, Compliance, and Servicing to resolve queries, enhance processes, and deliver an excellent customer experience
Ensure compliance with FCA, PRA, and other relevant regulatory requirements, maintaining up-to-date knowledge of industry trends and changes
Foster a positive team culture that values integrity, accountability, and continuous improvement

What we offer

Up to £3,600 of free shares each year after one year of service
33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays)
Option to buy or sell up to an additional five days of annual leave
Financial & Mortgage Advice
24-Hour Ecare
Cycle to Work Scheme
Annual Holiday Allowance
Flexible Working
Simply Health
Private Health Cover

Fulltime

Residential Real Estate Mortgage Underwriter

The Citi Wealth Residential Real Estate Mortgage Underwriter will serve as a pri...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

CeMAP qualified (or equivalent)
Strong Mortgage Regulatory knowledge and experience in the UK (and EU is preferable)
Strong and proven analytical, financial structuring and execution skills
Experience with regulatory internal and external audits beneficial
Bachelor's/University degree or equivalent experience
Excellent communication (verbal and written) and interpersonal skills
Ability to work under pressure and multi-task to tight deadlines
Good negotiation skills
Strong initiative and interactive approach to problem solving
Display flexibility and independence in a demanding environment

Job Responsibility

Serve as primary contact for mortgage process from inquiry to closing
Structure and underwrite residential mortgage loans in accordance with established Product Programs
Prepare, maintain and communicate pipeline
Primary point of contact for obtaining credit documents and clearing underwriting conditions
Provide input to Bankers, Associate Bankers and management
Responsible for all activities from applications through underwriting submission
Assist with residential real estate portfolio management audits, reviews, and performance reporting
Assist with residential real estate projects
Obtain relevant information from all parties in the lending cycle
Function as part of a deal team

Fulltime

Underwriter

The Citi Wealth Residential Real Estate Mortgage Underwriter will serve as a pri...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

CeMAP qualified (or equivalent)
Strong Mortgage Regulatory knowledge and experience in the UK (and EU is preferable)
Strong and proven analytical, financial structuring and execution skills
Experience with regulatory internal and external audits beneficial
Bachelor's/University degree or equivalent experience
Excellent communication (verbal and written) and interpersonal skills
Ability to work under pressure and multi-task to tight deadlines
Good negotiation skills
Strong initiative and interactive approach to problem solving
Display flexibility and independence in a demanding environment

Job Responsibility

Serve as primary contact for mortgage throughout the process
Structure and underwrite residential mortgage loans in accordance with established Product Programs
Prepare, maintain and communicate pipeline
Primary point of contact for obtaining credit documents and clearing underwriting conditions
Provide regular input to Bankers, Associate Bankers and management
Responsible for all activities from applications through underwriting submission
Assist with residential real estate portfolio management audits, reviews, and performance reporting
Assist with residential real estate projects across portfolio and technical developments

Fulltime

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