Mortgage Portfolio Risk Analytics - Assistant Vice President Job at Citi (Haryana)

Mortgage Servicing-Credit Risk Strategy & Analytics - Assistant Vice President

The Mortgage Servicing Credit Risk Strategy & Analytics role will support the de...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

7 to 10 years of experience in credit risk management in the financial services industry performing quantitative analysis, risk analytics, implementation of analytically driven risk management approaches, models or tools
Experience within Mortgage Servicing or one or more areas in credit portfolio management (collections, loss-mitigation, foreclosure/REO, net credit loss, FFIEC/accounting impairment)
Active role in performing some analytical components of model or quantitative method/tool development (data collection, segmentation analysis, sensitivity testing, business rules/ model documentation, & production implementation)
Statistical/econometric programming skills strongly preferred (SAS, Tableau, PYTHON, etc.)
Prior experience working in a regulatory and compliance policy environment
Demonstrated ability to proactively synthesize, prioritize and drive results with a high sense of urgency
Strong communications/presentation skills, capable of interacting effectively both technical and non-technical audiences
Ability to obtain support and buy-in across a wide range of stakeholders
Ability to think strategically and articulate concepts clearly
Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess strong interpersonal, organizational and analytic skills

Job Responsibility

Assist in developing credit portfolio management strategies across default life cycle (collections, loss-mitigation, foreclosure & REO) internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit/default risk and/or collection strategies and developing recommendations for policy optimization throughout the default lifecycle
Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied segments of mortgage residential portfolios
Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
Liaise with key stakeholders to advance and support initiatives
Lead analytics workstreams partnering with stakeholder teams effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation

Fulltime

Mortgage Portfolio Risk Management - Vice President

The Credit Portfolio Officer is an senior-level position responsible for conduct...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10-13 years of relevant experience
Knowledge of commercial risk analytics
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
Bachelor's degree/University degree or equivalent experience
Flexible to work in 1 PM to 10 PM shift

Job Responsibility

Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
Develop recommendations to adjust credit policies by analyzing credit and financial performance and setting portfolio risk appetite
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Fulltime

Mortgage Portfolio Risk Management - Senior Vice President

Senior VP of Mortgage Analytics in US RRE Portfolio Management team unit seeks t...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

15+ years of relevant experience
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Ability to leverage visual story-telling to share compelling stories for stakeholders at multiple executive levels
3+ years of experience in Risk Appetite Framework analytics
3+ years of experience in wholesale or retail Basel II/III and economic capital analytics or reporting
3+ years of people management experience
Proficiency in data/quantitative tools such as SAS, SQL, Python, and Tableau
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational, and analytic skills
Bachelor's degree/University degree or equivalent experience

Job Responsibility

Drive RAF execution, evolution, and accountability for mortgage products: Oversee the credit risk analytics processes to ensure accurate and credible risk appetite / capital ratios that can support USRB’s capital management and allocation efforts
Perform trend analysis on RAF drivers, provide explanations of any notable shift, and assist the teams in escalating the corrections if the shift is due to data quality issues
Develop state-of-the-art stochastic analytical capabilities that allow sustainable growth through multiple channels
Catalyze quantitative and qualitative innovation in the analytics space: Leverage programming/quantitative tools (SAS, Python, SQL) to mine and review big-data environments
Turn data into actionable insights through visual storytelling (Tableau, etc.)
Build and manage stakeholder network across functional and business lines: Establish and maintain on-going transparent communications with model developers to achieve in-depth full understanding of the Citi-wide RAF & capital reporting process and all the related models, calculations, and methodologies
Provide business feedback and opinion to drive appropriate practices in credit risk capital modeling for US Mortgage
Create cross-functional exchanges that promote RACA’s ability and proposition in in-business strategic management
Manage a high-performing team of quantitative analysts
Help team members build their careers while meeting business objective

Fulltime

Mortgage Servicing-Credit Risk Strategy & Analytics - Vice President

The Mortgage Servicing Credit Risk Strategy & Analytics role will support the de...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years of experience in credit risk management in the financial services industry performing quantitative analysis, risk analytics, implementation of analytically driven risk management approaches, models or tools
Experience within Mortgage Servicing or one or more areas in credit portfolio management (collections, loss-mitigation, foreclosure/REO, net credit loss, FFIEC/accounting impairment)
Active role in performing some analytical components of model or quantitative method/tool development (data collection, segmentation analysis, sensitivity testing, business rules/ model documentation, & production implementation)
Statistical/econometric programming skills strongly preferred (SAS, Tableau, PYTHON, etc.)
Prior experience working in a regulatory and compliance policy environment
Bachelor's degree in economics, Finance, Statistics, Applied Mathematics or related fields
Master's degree preferred

Job Responsibility

Assist in developing credit portfolio management strategies across default life cycle (collections, loss-mitigation, foreclosure & REO) internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit/default risk and/or collection strategies and developing recommendations for policy optimization throughout the default lifecycle
Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied segments of mortgage residential portfolios
Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses
Liaise with key stakeholders to advance and support initiatives
Lead analytics workstreams partnering with stakeholder teams effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation

Fulltime

Loss Forecasting and Stress Testing Analytics - Assistant Vice President

This is an exceptional opportunity for a developing professional to independentl...

Location

India , Haryana, India, Mumbai, Maharashtra, India

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

7+ years of progressive experience in financial services, business analytics, or management consulting, with a strong emphasis on quantitative analysis
A post-graduate degree in a quantitative discipline such such as Statistics, Mathematics, Economics, Econometrics, Management, Operations Research, or Engineering
Demonstrated proficiency in analytical and automation tools (e.g., Python, SAS, VBA, Tableau) and a keen interest in leveraging AI for enhanced efficiency
Strong understanding of risk management principles
Experience with Loss Forecasting/CECL/ Stress Testing is highly preferred
Knowledge of the mortgage and/or retail bank industry and associated regulatory activities is a significant advantage
Exceptional quantitative aptitude, critical thinking, and problem-solving abilities, with a track record of delivering high-quality results
Excellent written and verbal communication skills, with the ability to articulate complex analytical concepts to diverse audiences
A strong work ethic, a collaborative spirit, and the ability to thrive in both independent and team-oriented environments
Bachelor’s/University degree or equivalent experience, potentially Masters degree

Job Responsibility

Lead Forecasting & Stress Testing: Drive the execution of quarterly loss/loan loss reserve forecasting and stress testing processes (e.g., CCAR, QMMF, Recovery Plan) for US mortgage and retail bank portfolios
Enhance Model Validation & Integrity: Actively participate in the review and challenge of existing models and their outputs, identifying opportunities for continuous improvement in alignment with portfolio performance and evolving macro-economic trends
Ensure models produce rational, logical, and accurate outcomes
Strategic Policy Analytics: Conduct sophisticated risk policy analytics to quantify the impact of credit, business, and regulatory policies on loss performance, seamlessly integrating these insights into the stress testing framework
Advanced Econometric Analysis: Perform in-depth econometric analysis to estimate and articulate the influence of changing macro-economic trends on key performance indicators such as portfolio losses and delinquency rates
Data-Driven Insights & Automation: Understand and analyze the key drivers of losses and loan loss reserves, their relative importance, and current trends
Leverage this knowledge to generate meaningful and accurate forecasts
Cross-Functional Collaboration: Partner with Risk and Finance organizations to optimize data sourcing, definition, extraction, and utilization processes, continuously improving our analytical capabilities
Process Optimization & Innovation: Identify and champion opportunities for process efficiencies through automation (using Python, VBA, SAS, Tableau), simplification of underlying data, forecasting, and reporting processes, including the innovative application of Citi AI solutions
Governance & Compliance Excellence: Oversee associated governance activities (Manager Control Assessment, End User Computing, Activity Risk Control Monitoring), ensuring best-in-class practices for documentation, version control, and central results summaries

Fulltime

New

Software Development Manager II

As a Software Development Manager, you will lead the development and delivery of...

Location

United States of America , Lehi

Salary:

128250.00 - 149625.00 USD / Year

Autonomous Solutions

Expiration Date

Until further notice

Requirements

Bachelor's degree in Engineering, Computer Science, or a related field, or equivalent practical experience
5+ years of experience as a software engineer or related individual contributor role
5+ years of experience in a direct leadership or supervisory role managing engineering teams
Strong programming experience in C#, ASP.NET, or similar technologies
Experience with Agile software development methodologies and team execution practices
Solid understanding of software architecture, system design, and scalable application development
Experience managing projects with moderate complexity, including planning, execution, and delivery
Strong communication skills with the ability to collaborate with engineers, leadership, and customers
Comprehensive understanding of software development processes, tools, and lifecycle management

Job Responsibility

Plan, direct, and coordinate software development activities across your team, ensuring alignment with product and organizational goals
Oversee the full lifecycle of software development including design, implementation, testing, deployment, maintenance, and support
Establish functional requirements and review technical solutions to ensure alignment with business and customer needs
Evaluate and resolve technical feasibility issues, design challenges, and production problems across systems and applications
Collaborate with cross functional teams to define strategies for technology, product development, and system architecture
Manage team execution against project timelines, budgets, and departmental goals
Lead hiring, performance management, and development of engineering staff, including assigning work and providing feedback
Drive continuous improvement in development processes, tools, and team effectiveness
Ensure proper documentation, data management, and system integrity across software platforms

What we offer

Full Benefits - 90% Medical
401K
Generous PTO

Fulltime

New

Hotel Cleanliness Expert

The Hotel Cleanliness Expert ensures the cleanliness, tidiness and maintenance o...

Location

United Arab Emirates , Abu Dhabi

Salary:

Not provided

Marriott Bonvoy

Expiration Date

Until further notice

Requirements

Graduate
Minimum 2 years working in hotels/housekeeping job in service industry is required
Able to work any shift assigned to you by your supervisor
Able to withstand & handle dusty and unclean work environment
Able read and write simple English

Job Responsibility

Ensure master key is received and returned
Ensure work assignment is received, correctly filled and returned
Make up guest room daily
Perform night turndown service daily
Tidy up guest items as directed by procedure
Keep your work environment clean and tidy
Clean and maintain all marble and granite floors daily
Clean and maintain guestroom and carpets, wallpapers, furniture and bathrooms daily
Clean and maintain guest hallway carpets, wallpapers and furniture daily
Report defects on fixed assets furniture and equipment

Fulltime

New

Hotel Cleanliness Expert

Our jobs aren’t just about giving guests a clean room and a freshly made bed. In...

Location

Qatar , Doha

Salary:

Not provided

Marriott Bonvoy

Expiration Date

Until further notice

Requirements

Ensure a safe work place
Follow company policies and procedures
Maintain confidentiality
Uphold quality standards
Ensure professional uniform, personal appearance, and communications
Stand, sit, or walk for an extended time
Move, lift, carry, push, pull, and place objects weighing less than or equal to 50 pounds without assistance
Other reasonable job duties as requested

Job Responsibility

Delivering guest requests
Stocking carts
Cleaning rooms and public spaces
Other similar responsibilities to help create a great guest experience

Fulltime

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Mortgage Portfolio Risk Analytics - Assistant Vice President

Job Description

Job Responsibility

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