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The Mortgage Package Closer plays a vital role on the team and must be able to support West Coast operations. This position requires a flexible schedule, including the ability to work second-shift hours as needed.
Job Responsibility:
Responsible for entering accurate and timely loan information into the Client’s processing system
Prepare and review closing package based on requirements and guidelines
Create closing package and ensure that the Client’s customer loan or settlement fees are within tolerance and meet Client compliance
Communicate to Relationship Managers the required conditions and perform the cash to close call and set closing expectations
Confirm that the settlement funds have been disbursed timely and that the closing took place as per the stipulated timelines
Maintain a standard of customer service comparable to leading standards of Client’s industry while supporting the team goals
Follows up on any deficiency requests by Shipping and Post-Closing to ensure timely procedure for loan funding
Maintain a knowledge of industry regulations and changes
Requirements:
4+ years of Mortgage experience, preferrable in Closing
Familiarity with conventional, FHA, VA, and other loan programs
Experience reviewing income, credit, assets, and appraisal documentation
Understanding of federal and state lending regulations
Ability to ensure compliance with investor and company guidelines