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We are looking for a detail-oriented Mortgage Loan Processor to support residential loan files from initial application through final closing in Michigan. This contract opportunity is ideal for someone who understands the full mortgage processing lifecycle and can keep files moving accurately and efficiently in a banking environment. The right candidate will balance compliance, documentation review, and communication with internal teams and third parties to help deliver a smooth borrower experience.
Job Responsibility
Oversee a pipeline of residential mortgage loans and guide each file through processing milestones until it is ready for closing
Examine borrower and property information for accuracy, update loan records in Encompass, and maintain complete file documentation throughout the process
Collect and confirm required documents such as income records, asset statements, credit information, employment verification, title work, insurance details, tax data, and appraisal reports
Prepare complete loan packages for underwriting review and respond quickly to outstanding conditions, including mortgage insurance and credit-related items
Partner with closing personnel to finalize transactions, secure payoff information, and deliver all required documents for scheduled closings
Monitor every file for alignment with investor standards, regulatory requirements, state and federal guidelines, and internal banking policies
Communicate proactively with loan officers, underwriters, closing staff, and third-party vendors to resolve documentation issues and avoid delays
Requirements
At least 2 years of hands-on experience processing residential mortgage loans
Practical knowledge of conventional, FHA, VA, USDA-RD, and jumbo mortgage products
Strong understanding of mortgage file documentation, compliance expectations, and lending regulations
Proficiency with Encompass or a comparable loan origination or processing system
Effective communication skills with the ability to provide high-quality service to borrowers and internal partners
Solid organizational skills with the ability to manage multiple loans and deadlines at the same time
Background in mortgage lending, loan administration, loan origination, or closing support functions
What we offer
Medical, vision, dental, and life and disability insurance