Mortgage Loan Officer

• Participate in soliciting residential mortgages from various sources
• Produce high quality loans which are compliant and provide excellent customer service
• Build relationships with realtors builders financial professionals bank stores past customers and other non-traditional sources
• Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace
• Present recommendations for producing loans and exercise some independent judgment while developing understanding of Mortgage Retail Sales functional area policies procedures compliance requirements
• Understand real estate appraisals title reports and real estate transactions
• Receive customer applications quote the rate and points and complete follow-up activities with the registration lock-in
• Review and analyze low to moderately complex financial and credit data
• Inform prospective and existing customers of Wells Fargo Home Mortgage programs rates policies underwriting requirements and loan procedures
• Pursue Wells Fargo training offerings to increase knowledge of company products policies and procedures and underwriting requirements

2+ years of Mortgage Retail Sales experience or equivalent demonstrated through work experience, training, military experience or education

• Basic Microsoft Office skills
• Documented retail residential mortgage fundings over the past 12 months from established local external sources
• Excellent verbal written and interpersonal communication skills
• Mortgage industry experience
• Knowledge and understanding of sales prospecting and generating referrals
• Experience developing and cultivating professional relationships
• Customer service experience