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Mortgage Loan Closer/Funder

Valon Mortgage

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Location:
United States , Phoenix

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

We are seeking a Mortgage Loan Closer/Funder to take ownership of residential mortgage loan files and fulfill the requirements necessary to ensure the timely and accurate completion of all closing/funding/post-closing activities for loans. This includes reviewing loan files, ensuring compliance with regulatory requirements at initial closing disclosure, preparing documentation for final document preparation, and resolving any issues that arise after loan closing. The role will require the ability to multitask in a fast-paced environment, working in multiple applications. The role will specifically be focused on the review, submission, and delivery of case files to FHA or VA, following up on exceptions cited during HOC underwriting review, and insuring government loans by obligatory deadlines.

Job Responsibility:

  • Prioritize and monitor daily workflows as we pilot our new LOS - Vesta
  • Review and track all necessary objectives/tasks to update internal and external software programs (e.g., Encompass and/or Vesta) accordingly
  • Train to become our special matter expert related to all Closer/Funder/Post-Closer role objectives and tasks for initial and COC closing disclosure preparation, final balancing and document preparation, document review, and funding within Vesta
  • Assist with all related post-closing and backlogged tasks
  • Collaborate with operations to address and resolve any post-closing investor suspense items, including document discrepancies, missing documents, and/or compliance violations
  • Be resourceful to overcome loan challenges, rectify issues, and research red flags
  • Proactively identify and address potential loan challenges or unsaleable/uninsurable loans directly with Management
  • Ensure all processes comply with the company’s policies and standard operating procedures, investor requirements, state/federal regulations, and insurer/guarantor requirements
  • Other duties as assigned

Requirements:

  • 2+ years of experience with Encompass
  • Knowledge of state lending laws and regulations
  • Experience using government sites for VA and FHA
  • Advanced Google Suite and Microsoft Office skills
  • Minimum education requirement: High school diploma or GED equivalent required

Nice to have:

  • Experience working with Vesta (Loan Operating System) is a PLUS! Encompass experience is also preferred
  • Bachelor’s Degree or equivalent related industry experience
  • Thorough understanding of relevant federal rules and regulations (e.g., RESPA, TILA, ECOA, TRID, CFPB)
  • Minimum of 4 -6 years of cross-trained experience as a Closer/Funder/Post-Closer/ and/or Government Insuring
  • Previous experience with relevant technology (e.g., DU, LP, FHA Connection, CATALYST, Investor portals)
  • Ability to work independently with little or no supervision
  • Strong written communication skills
  • Strong problem-solving skills
  • Demonstrates strong time management skills with the ability to meet deadlines
What we offer:
  • Competitive salary and 401 (k) plan
  • comprehensive medical, dental, & vision benefits
  • in-office snacks and drinks, and Bagel Fridays
  • pre-tax deductions for public transportation, rideshare services, and parking expenses
  • Company-wide orientation and other learning & development opportunities
  • 17 days paid time off, sick days, and 11 company holidays
  • 12 weeks off for both birthing and non-birthing parents - fully paid

Additional Information:

Job Posted:
February 21, 2026

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:

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