Money Laundering Reporting Officer

• Lead effort to obtain EMI license in the UK, including designing our AML/CTF program to align with the UK's financial crimes regulations
• Act as a key interface for the FCA and other relevant authorities on financial crime topics (information requests, meetings, supervisory engagement)
• Own and maintain the UK entity’s risk-based AML/CTF program (risk assessment, policies, procedures, controls, and governance cadence)
• Lead UK suspicious activity governance: receive internal escalations, make SAR filing decisions, submit SARs to the NCA, and manage post-filing confidentiality and follow-up
• Oversee UK AML operations performance and effectiveness, including KYC/CDD/EDD standards, investigations, transaction monitoring and screening governance, and quality assurance/testing
• Provide regular reporting to senior management and the entity’s board
• escalate material issues promptly
• Maintain audit/exam readiness and drive remediation of findings

• Significant AML/CTF leadership experience in a UK-regulated or UK-facing financial institution (payments/e-money strongly preferred), including ownership of a risk-based AML program
• Direct MLRO / nominated officer experience (or demonstrably equivalent responsibility) including SAR decisioning and filing and management of SAR confidentiality constraints
• Strong working knowledge of UK AML expectations for payments/e-money firms, including CDD/EDD, transaction monitoring, sanctions screening governance, investigations, and recordkeeping
• Experience working collaboratively in building or scaling AML controls for new products, high-growth volumes, or distributed operations teams
• Demonstrated ability to work effectively with a management board and to provide concise, defensible escalation and reporting
• Experience engaging with regulators/supervisors and managing audit/exam activity and remediation
• Ability to meet “fit and proper” expectations for a regulated key control role (including background screening)
• Ability to travel for in-person meetings, as needed (e.g., with regulators, financial partners)

CAMS / ICA or comparable certification