Mid-Corporate PM Associate

• Focus on managing a complex credit portfolio of account relationships in Mid-Corporate Portfolio Management within Commercial Banking
• Research complex financial and credit information for commercial businesses according to business unit standards for Mid-Corporate Portfolio Management within Commercial Banking
• Conduct credit analysis, industry and business risk analysis, and financial modeling and projections in support of loan structuring decision making activities and determining creditworthiness for Mid-Corporate sized companies
• Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
• General responsibilities include working with risk, relationship managers, and credit to originate, monitor, and grow Mid-Corporate relationships
• Specifically accountable for credit underwriting and origination, portfolio monitoring, renewals, and annual reviews
• Collaborate and consult with internal and external stakeholders to understand credit needs and represents the bank in developing, maintaining, and growing client relationships
• Provide guidance to and assist with development of less experienced team members

4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• Underwriting experience including advanced commercial or specialty group relationship portfolio credit and leveraged credits
• Experience originating, structuring, and executing bank lending transactions and other credit related products, for critical or complex clients
• Knowledge and understanding of risk management and complex credit executions related to acquisition financing and bridge underwriting
• Strong analytical skills including analyzing complex data
• Ability to perform in depth commercial financial statement analysis
• Knowledge and understanding of debt and equity capital markets
• Advanced Microsoft Office skills, including using Excel for financial analysis and projection modeling
• Excellent verbal, written, and interpersonal skills, including ability to present to decision makers and customers in a professional and confident manner
• Experience with nCino
• A BS/BA degree or higher

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement