Merchant Risk Assessment Analyst Job at myPOS (Sofia)

Merchant Risk Assessment Analyst

In this role, you will assess and monitor merchants and partners throughout thei...

Location

Bulgaria , Sofia; Varna

Salary:

Not provided

myPOS

Expiration Date

Until further notice

Requirements

University degree in the field of Finance or similar
Very good command of written and spoken English
Detail-oriented, organized, with an ability to work well in a dynamic environment
Advanced skills in MS Office (Outlook, Excel, and Word)
Excellent analytical skills

Job Responsibility

Reviews of our (to be) clients, merchants, distributors. Providing post review risk statements
Monitoring new POS device activations, payment functionalities, limits
Detailed reviews of already existing myPOS merchants and their transaction behaviour
Risk cases investigation received via different channels and consequent resolution
Assisting Transaction Monitoring, Chargebacks, FinCrime, Payments, Compliance, Customer service & KYC/KYB teams with risk expertise
Analysis of existing client database
Identification and investigation of fraud & risk patterns and complex business models

What we offer

Annual salary reviews, promotions and performance bonuses
myPOS Academy for upskilling and training
Unlimited access to courses on LinkedIn Learning
Annual individual training and development budget
Refer a friend bonus
Teambuilding, social activities and networks on a multi-national level
25 days annual paid leave (+1 day per year up to 30)
Full “Luxury” package health insurance including dental care and optical glasses
Meal vouchers of 102.26 EUR per month
Fully covered Multisport card

Fulltime

Credit Risk Analyst

Shopify Payments processes billions of dollars for millions of merchants across ...

Location

United States

Salary:

Not provided

Shopify

Expiration Date

Until further notice

Requirements

1+ years of experience in risk analysis, underwriting, payments, e-commerce, or a related analytical role
Solid understanding of merchant credit risk concepts and the ability to connect scattered data points into a clear picture
Strong written and verbal communication skills — you can explain a complex situation in plain language to any audience
Comfort working in ambiguity where the playbook doesn't always have the answer and you need to apply good judgement
Curiosity about different business models and the risk profiles they carry
Working knowledge of chargeback basics: root causes, money movement, and common mitigation techniques
Proficiency with spreadsheet tools like Google Sheets or Excel
A growth mindset — you treat feedback as fuel and constantly look for ways to sharpen your craft

Job Responsibility

Monitor trends across your caseload to identify systemic risks and act quickly to prevent merchant credit risk losses
Assess how business model characteristics, seasonal patterns, and economic conditions affect merchant risk profiles
Communicate directly with merchants to address concerns, gather information, and explain decisions in plain language
Surface merchant and risk insights to cross-functional partners so your casework feeds into how Shopify's risk tools evolve
Follow your team's playbooks — and improve them as you spot gaps or better ways to work
Apply AI tools to detect threats faster and automate the repetitive parts of analysis
Track emerging risk patterns and industry trends, and flag them so the team can sharpen detection rules
Build deep knowledge of current and emerging credit risk threats across your domain
Mentor newer teammates and raise the bar on quality across investigations
Take ownership of the quality of your own work and the outcomes that follow

Fulltime

Credit Risk Analyst

As a Credit Risk Analyst based in Chicago, you will be part of a growing team re...

Location

United States , Chicago

Salary:

85000.00 - 110000.00 USD / Year

Adyen

Expiration Date

Until further notice

Requirements

Minimum of 3+ years of experience in commercial credit underwriting, preferably within banking, fintech, or SMEs credit lending-driven environments
Strong analytical capabilities with demonstrated ability to interpret financial statements, assess borrower quality, and identify key risk drivers, trends, and early-warning indicators
Proven experience managing and assessing credit portfolios across products such as SMB lending, working capital solutions, overdrafts, charge cards, and/or asset-backed financing
Experience operating in high-volume, scalable credit environments is a strong plus, including exposure to payments, automation, and data-driven decisioning frameworks
Ability to balance risk and return, applying sound judgment to make credit decisions in line with defined risk appetite and business objectives
Familiarity with U.S. regulatory frameworks and guidelines related to credit risk
hands-on regulatory experience is a strong plus but not required
Results-driven and outcomes-focused, with a strong sense of ownership and accountability for decisions and impact
Comfortable operating in a fast-scaling environment, contributing to the design of robust processes and building with automation and scalability in mind
Adaptable and resilient, able to adjust quickly to changing priorities, product offerings, and risk profiles

Job Responsibility

Perform the credit underwriting and portfolio monitoring of different financial products, including loans to SMBs and other credit products to enterprise customers
Analyze the impact of business model, industry and macro-economic developments on the credit portfolios and the credit risk offering of Adyen
Develop and implement credit risk strategies to enhance portfolio performance while ensuring alignment with risk appetite and business objectives
Drive continuous improvement of our global and US-specific credit risk underwriting and monitoring framework, including policies, procedures and practices
Provide credit risk expertise to a variety of stakeholders to guarantee that credit risk is properly considered in new commercial product developments
Lead projects from beginning to end, and find optimal solutions that benefit our customers and improve our risk management practices

What we offer

equity (RSUs)

Fulltime

Financial Risk Analyst

Financial Risk Analyst on the Merchant Potential Liability Team evaluating and m...

Location

Netherlands , Amsterdam

Salary:

Not provided

Adyen

Expiration Date

Until further notice

Requirements

3+ years of working experience in a financial risk environment
Keen interest in business and financial markets
Excellent communication skills
Innovative with strong problem-solving capabilities
Ability to define efficient and effective processes and procedures
Thrives in an evolving, fast-paced environment with a 'can-do' mentality
Ability to communicate interest in payments or Fintech space
Strong data and analytic skills
University degree preferred in business economics, statistics, finance or another quantitative field

Job Responsibility

Perform in-depth credit assessments including deep-dive into business model and financial health
Provide clear and concise credit risk recommendations to key partners
Support merchants through their credit lifecycle at Adyen
Keep control of credit portfolio health by tracking different sources of data
Be responsible for different credit risk procedures with full ownership of quality and timeliness
Identify gaps in policies and drive continuous improvements in risk procedures
Share Adyen's approach to credit risk management to merchants and commercial teams

CDD Risk Analyst

Our Customer Risk Review team is seeking an experienced CDD Risk Analyst who bri...

Location

Netherlands , Amsterdam

Salary:

Not provided

Adyen

Expiration Date

Until further notice

Requirements

2–4 years’ hands-on experience in KYC, CDD, EDD or AML roles within payments or financial services
Deep understanding of AML, counter-terrorist financing and regulatory expectations across multiple jurisdictions
Track record of executing and delivering process or tooling enhancements that successfully saved time or reduced risk
Strong analytical mindset – you spot trends, surface red flags early and translate data into clear recommendations
Skilled communicator who influences senior stakeholders without formal authority and adapts messaging for varied audiences
Enjoys mentoring and developing more junior analysts, sharing best practices and elevating team performance
Comfortable working across cultures and time zones in a fast-paced environment

Job Responsibility

Lead end-to-end KYC and Enhanced Due Diligence (EDD) reviews for high-risk or complex merchant portfolios, ensuring compliance with internal policies and external regulations
Analyse changes in customer ownership, structure or activity, document material shifts in risk profile, and recommend mitigation actions
Maintain and optimize team processes and automation solutions to increase review throughput and accuracy
Coordinate and execute within cross-functional projects spanning compliance, technology and commercial teams, from scoping through to delivery
Provide expert guidance to merchants on due diligence requirements, resolving escalations and clarifying regulatory expectations
Align review frameworks and scoring models with regional and global risk teams to ensure consistent risk assessment

CDD Risk, Onboarding Analyst

We are looking for an enthusiastic new colleague to join our Merchants operation...

Location

Netherlands , Amsterdam

Salary:

Not provided

Adyen

Expiration Date

Until further notice

Requirements

2+ years of experience within CDD/AML/KYC
Experience in Financial Services/Banking is a plus
A fast decision-maker: able to weigh different interests and motivate your decision
A self-starter who enjoys a fast-paced tech environment
Able to communicate cross-functionally and globally
Strong analytical skills and believe efficiency is key
Good understanding of the different relevant risks for a licensed bank

Job Responsibility

Perform risk assessments during onboarding based on customers' profile (e.g. business model, ownership structure, legal entity details, etcetera)
Setup and monitor procedures related to merchant onboarding and changes
Execute merchant changes which require a change in client data
Support and train colleagues around the onboarding processes and compliance procedures
Support Commercial/Product teams in regards to new and existing merchants questions around onboarding requirements and restricted products
Facilitate growth by scaling internal processes and focusing on continuous optimization and automation

Fulltime

Merchant Fraud Analyst

Join our Financial Crime Investigations Team – where curiosity meets purpose. We...

Location

Bulgaria , Sofia

Salary:

Not provided

myPOS

Expiration Date

Until further notice

Requirements

A degree in Economics, Finance, Banking, or a related field
2+ years of experience in fraud and risk prevention within financial services
Strong analytical and investigative skills, with the ability to interpret complex transaction data
Advanced MS Office skills (Excel, Word, Outlook and other)
Very good command of written and spoken English

Job Responsibility

Investigate complex cases across fraud, money laundering, and merchant abuse - all payment channels
Assess fraud reports from card schemes and payment partners
Analyze customer accounts and transaction data to detect unusual activity and emerging risks
Identify trends and risk signals to strengthen fraud prevention
Write case summaries and escalate suspicious activity where required
Proactively recommend improvements to mitigate fraud risks
Collaborate cross-functionally with Risk and Compliance teams for fast, aligned risk decisions

What we offer

Annual salary reviews, promotions and performance bonuses
myPOS Academy for upskilling and training
Unlimited access to courses on LinkedIn Learning
Annual individual training and development budget
Refer a friend bonus
Teambuilding, social activities and networks on a multi-national level
25 days annual paid leave (+1 day per year up to 30)
Full “Luxury” package health insurance including dental care and optical glasses
Meal vouchers of 102.26 EUR per month
Fully covered Multisport card

Fulltime

Fraud Risk Senior Analyst, Assistant Vice President

This Fraud Risk Senior Analyst - C12 role is an integral part of the Financial C...

Location

India , Chennai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years previous Credit Cards related experience required
Proven ability to excel as a global individual contributor, demonstrating autonomy and independent judgment in a complex, international environment
Demonstrated experience and understanding of Visa/Mastercard Association dispute guidelines and background in 3rd party credit card fraud
Proficiency in the review, design, and strategic uplift of operational processes, specifically within a fraud prevention context and risk mitigation mindset
Proven leadership track record for leading teams and managing projects and results indirectly through other teams
Strong Fraud Detection background
Previous experience in statistical analysis with working knowledge of at least one of the following statistical software packages: SAS/SQL (preferred), SPSS, or equivalent
4+ years of analytical and data mining experience preferably
Bachelor’s/University degree or equivalent experience

Job Responsibility

Guard against intelligent, adaptive perpetrators of financial crime and manage strategic risk analytical projects for Citi Retail Services portfolios, including 3D Secure and Digital Wallets space
Develop and implements effective Fraud detection and prevention strategies to mitigate fraud losses while ensuring an appropriate balance between risk and customer experience
Proactively identifies fraud detection issues at the strategy and portfolio level and provide analytical/modeling solutions
Leverage customer data to build risk segmentation and mitigation strategies
Evaluate new tools and products that enhance risk detection and prevention
Act as primary interface with internal and external partners to evaluate new tools to build detection and analytical capabilities
Apply subject matter expertise to the prioritization and planning of projects in conjunction with fraud management policies and strategies
Interact with Policy, Operations, and other functional business partners to optimize business strategies
Ensure adherence to strict audit and control requirements
participate in audit related activities and assist Citi Retails Services Fraud Analytics Team Lead with completion of the audit and compliance related activities

What we offer

We empower our employees to manage their financial well-being and help them plan for the future
Citi provides access to an array of learning and development resources to help broaden

Fulltime

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Merchant Risk Assessment Analyst

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