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We are looking for a detail-oriented Medical Claims Analyst to join our team in Cincinnati, Ohio. In this role, you will analyze and adjudicate medical claims for a self-funded union health plan, ensuring compliance with plan documents and collective bargaining agreements. This position is ideal for someone with strong analytical skills and a thorough understanding of health insurance processes.
Job Responsibility:
Review, analyze, and adjudicate medical claims for a self‑funded union health plan in accordance with plan documents, SPD, and collective bargaining agreements
Interpret benefits, eligibility, coverage limits, and exclusions to ensure accurate claim determination
Apply applicable fee schedules, contracts, and network guidelines
Identify and resolve claim discrepancies, overpayments, coordination of benefits (COB), subrogation, and eligibility issues
Research, process, and respond to participant, provider, and union inquiries regarding claim status and benefit interpretation
Prepare written explanations of benefits (EOBs) and appeal decisions with clear, compliant documentation
Assist with first‑ and second‑level appeals, audits, and regulatory requests
Ensure compliance with ERISA, HIPAA, ACA, and other applicable regulations
Collaborate with internal teams, trustees, TPAs, stop‑loss carriers, and network vendors as needed
Maintain accurate claim documentation and meet established productivity and quality standards
Identify trends or recurring issues and recommend process improvements
Requirements:
3+ years of medical claims adjudication experience in a self‑funded health plan environment
Direct experience supporting union, Taft‑Hartley, or collectively bargained benefit plans
Strong knowledge of medical terminology, CPT, HCPCS, and ICD‑10 codes
Solid understanding of ERISA and self‑funded plan administration
Experience interpreting plan documents and SPD language
Proficiency with claims systems and Microsoft Office (Excel, Word, Outlook)
Strong analytical, problem‑solving, and attention‑to‑detail skills
Excellent written and verbal communication skills
What we offer:
medical, vision, dental, and life and disability insurance