CrawlJobs Logo
Shopify Logo Shopify · Finance

Manager of Lending Infrastructure

· Job Posted March 21, 2026
Apply Position
Job Link Share

Job Description

Within the Shopify Merchant Lending organization, the Merchant Lending Credit team is responsible for the day-to-day operations, and underwriting of the suite of financial products provided by Shopify. Our primary responsibilities include: underwriting, overseeing credit policy and procedures, and special projects. We’re hiring a Manager of Lending Infrastructure to own and evolve the operational and technical backbone that powers lending. This is a high-impact role that sits at the intersection of credit, engineering, and product execution. You will drive operational excellence by building the infrastructure, tools, and cross-functional partnerships necessary to scale lending effectively, safely, and efficiently. The Implementation role ensures the systems, processes, and delivery mechanisms behind our lending products are robust, resilient, and ready to evolve with the needs of our merchants and internal stakeholders.This is a highly cross-functional role requiring a unique blend of system thinking, technical fluency and rigour.

Job Responsibility

  • Lead the strategy and roadmap for MLC infrastructure
  • Design and deliver systems and processes that scale efficiently across markets and products while safeguarding against failure points: manual workarounds, rework, single-threaded operations, or control weaknesses
  • Collaborate closely with Product, Engineering, and Data to influence roadmaps that automate risk controls, reduce decisioning latency, and improve user experience for both our internal teams and our merchants
  • Act as the connective tissue between MLC. Product, Data & Legal. Translate requirements into scalable operational processes, ensure that lending initiatives are implemented with clarity, and remove ambiguity during rollout
  • Partner with Merchant Lending Credit to identify points of merchant or analyst friction across the loan lifecycle, particularly in edge cases, doc collection, KYC processing, and manual tasking
  • Translate frameworks into scalable technical requirements by working directly with RnD to scope, prioritize and ship critical infrastructure
  • Understand how software is built, comfortable using AI at scale, and contribute meaningfully to technical discussions

Requirements

  • 7+ years in fintech, lending: has led infrastructure or workflow transformation in complex or regulated environments
  • Experience working on automated underwriting, decisioning systems design
  • Experience scaling infrastructure in a high-growth environment: comfortable with system architecture, data flows and release cycles
  • Confident partnering with Engineers, debating tradeoffs and influencing technical decisions without creating friction
  • Comfortable building from scratch: process frameworks and automation, systems, etc.
  • Thrives in ambiguity, moves fast, and brings clarity and structure to complex domains

Nice to have

  • Prior engineering, technical product or fintech platform experience is a plus
  • Familiarity with revenue-based financing or embedded lending products
Shopify - All Job Offers

Looking for more opportunities?

Search for other job offers that match your skills and interests.

Suggested Tags: Frontend Developer Secretary Talent Manager Salesforce Administrator Data Analyst
Similar Jobs for

Manager of Lending Infrastructure

8 matching positions

Staff Product Manager - Lending Systems

At Mercury, we’re embarking on building systems from the ground up to support an...
Location
Location
United States; Canada , San Francisco; New York; Portland
Salary
Salary:
239000.00 - 298800.00 USD / Year
mercury.com Logo
Mercury
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 10+ years of product management or aligned experience
  • at least 4+ years in lending, credit, or financial systems
  • experience building complex systems or platforms from scratch in a fintech or financial services environment
  • strong understanding of lending lifecycles (origination, underwriting, servicing, repayment) and associated risk/compliance considerations
  • technical fluency
  • ability to dive deep with engineers while simplifying complexity for business and compliance stakeholders
  • a systems mindset - seeing lending not just as features but as interconnected flows of data, risk, operations, and customer experience
  • proven ability to balance customer empathy with rigorous business, compliance, and operational requirements
  • track record of delivering internal platforms or tools that enable speed, scalability, and efficiency across teams
  • comfort operating in ambiguity and setting direction in greenfield product areas
Job Responsibility
Job Responsibility
  • Define the vision, strategy, and roadmap for Mercury’s lending systems and infrastructure
  • Build the core platform that powers loan origination, underwriting, servicing, and repayment across a range of lending products
  • Partner with engineering, risk, design, data science, and operations to design scalable systems that balance automation with resilient controls
  • Establish the technical and product foundations to support new credit and lending products, including decisioning workflows, data integrations, repayment rails, and compliance features
  • Collaborate with banking partners and internal stakeholders to ensure lending products are regulatory-compliant and operationally sound
  • Prioritize areas of investment using customer insights, market research, and data-driven decision-making
  • Set and track success metrics for lending system health, adoption, and customer impact
  • Create reusable capabilities that amplify the speed and consistency of launching future lending products
What we offer
What we offer
  • equity
  • benefits
  • Fulltime
Read More
Arrow Right
New

Java Developer for Trading (Securities Lending) - VP

Citi is a world-leading global bank. We have approximately 200 million customer ...
Location
Location
Hong Kong SAR , Kowloon
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 6-10 years of relevant experience in Apps Development or systems analysis role
  • Extensive experience system analysis and in programming of software applications
  • Experience in managing and implementing successful projects
  • Subject Matter Expert (SME) in at least one area of Applications Development
  • Ability to adjust priorities quickly as circumstances dictate
  • Extensive development experience
  • Technical skills in Java, Kafka, SQL, Git
  • Experience in performing QA, TDD and BDD practices
  • Proven ability to work in high pressure environment
  • Flexibility to work with a global team, across geographies and time zones
Job Responsibility
Job Responsibility
  • Resolve variety of high impact problems/projects through in-depth evaluation of complex business processes, system processes, and industry standards
  • Provide expertise in area and advanced knowledge of applications programming and ensure application design adheres to the overall architecture blueprint
  • Utilise advanced knowledge of system flow and develop standards for coding, testing, debugging, and implementation
  • Develop comprehensive knowledge of how areas of business, such as architecture and infrastructure, integrate to accomplish business goals
  • Provide in-depth analysis with interpretive thinking to define issues and develop innovative solutions
  • Serve as adviser or coach to mid-level developers and analysts, allocating work as necessary
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgement regarding personal behaviour, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Fulltime
Read More
Arrow Right
New

Director, Business Development

Are you a rainmaker with the proven experience building off of a business need t...
Location
Location
United States , McLean; San Francisco
Salary
Salary:
230400.00 - 286900.00 USD / Year
capitalone.com Logo
Capital One
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelors Degree or military experience
  • At least 5 years of sales experience
  • At least 1 year of experience in New product development
  • At least 2 years of experience in Investment Banking, Consumer Lending, Consumer Banking, or Treasury
Job Responsibility
Job Responsibility
  • Assist in the development and execution of the partnerships strategy
  • Identify and establish initial contact with potential partners, research specific customer needs, and incorporate into initial partnership pitches
  • Support the proposal process for partners, including points of negotiation, pricing development, and industry benchmarking
  • Serve as primary point of contact for established partners, managing day-to-day account activities
  • Monitor and report on status of Partnership team activity
  • Perform marketplace and industry analyses with the goal of identifying product opportunities
  • Partner with Marketing & Analysis, Infrastructure Development and Operations Teams to create customized partnership packages/services
What we offer
What we offer
  • Performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI)
  • health, financial and other benefits
  • Fulltime
Read More
Arrow Right

Director, Trade Data Strategy and Management Lead

Are you looking for a career move that will put you at the heart of a global fin...
Location
Location
United Kingdom , London
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Significant experience in data strategy, data management, or related consulting roles within financial services, with a number of years in a leadership capacity
  • Strategic Data Road mapping: Proven ability to architect and articulate a clear data strategy that directly supports business objectives, encompassing data acquisition, storage, processing, and consumption. This includes defining investment plans and roadmaps for data initiatives
  • Data Governance Frameworks: Deep expertise in establishing and enforcing robust data governance policies, standards, and procedures (e.g., data ownership, data stewardship, metadata management, data lineage). Critical for ensuring data quality, compliance, and trustworthiness
  • Data Quality Management: Proficiency in implementing methodologies and tools for data profiling, cleansing, validation, and continuous monitoring to ensure high data accuracy and reliability
  • Regulatory Compliance (Financial Services): In-depth understanding of data-related regulations and compliance requirements within the financial industry (e.g., GDPR, CCPA, BCBS 239, data privacy laws). This includes translating regulatory needs into actionable data policies
  • Data Architecture & Modelling Concepts: Strong conceptual grasp of data architecture principles (e.g., data warehousing, data lakes, data meshes), data modelling techniques, and database technologies
  • Strategic Leadership: Visionary leadership to drive complex data initiatives, inspire teams, and foster a data-driven culture across the organization. This includes setting OKRs and KPIs for data initiatives
  • Team Leadership & Development: Proven ability to build, lead, mentor, and develop high-performing data management teams, including data managers and specialists. Credibility to C-suite level across all aspects of data and data services
  • Cross-Functional Collaboration & Influence: Exceptional skills in collaborating with diverse stakeholders (e.g., Business Heads, Technology, Operations, Legal, Risk, Compliance) to align on data strategies, secure buy-in, and drive adoption
  • Executive Communication & Presentation: Ability to communicate complex data concepts, strategies, and insights clearly and concisely to senior management and non-technical audiences, influencing decision-making
Job Responsibility
Job Responsibility
  • Lead the definition and execution of the Trade Data Strategy and roadmap, ensuring alignment with LOB product visions, design, channel alignment, on-premise and cloud data strategy for the business and overall product experience
  • Manage a team of data managers responsible for delivering the Technology Book of Work specifically assigned to Data Strategy initiatives
  • Act as the Trade product representative within Data ART (Agile Release Train) scrum teams, collaborating with Technology and Operations to ensure the successful achievement of Data Objectives and Key Results (OKRs) defined by technology investments
  • Work in partnership with Data Governance team to implement robust data governance model, data quality, and data management frameworks across TWCS to ensure data integrity, security, curation, and conformity of data to Citi standards and policies. and accessibility
  • Collaborate with Data Engineering teams to define requirements for data architecture, infrastructure, connectivity to internal and external data sources, and tools that support the overall data strategy
  • Identify opportunities to leverage data for business growth, operational efficiency, and enhanced client experience within the Trade business
  • Stay abreast of emerging data technologies, industry trends, and regulatory developments related to data management and analytics in the financial services sector, incorporating relevant insights into the TWCS data strategy
  • Establish and monitor key performance indicators (KPIs) and metrics to measure the success and impact of data initiatives, regularly reporting progress to senior management and stakeholders
  • Lead the creation of TWCS external data services (e.g., on-line reporting, cash-flow analytics services, asset and data marketplaces, billing information), the self-serve data consumption strategy and plan
  • Drive data-driven decision-making processes by providing insights and recommendations based on comprehensive data analysis
What we offer
What we offer
  • Generous holiday allowance starting at 27 days plus bank holidays
  • increasing with tenure
  • A discretional annual performance related bonus
  • Private medical insurance packages to suit your personal circumstances
  • Employee Assistance Program
  • Pension Plan
  • Paid Parental Leave
  • Special discounts for employees, family, and friends
  • Access to an array of learning and development resources
  • Fulltime
Read More
Arrow Right

Trade Finance Lawyer VP

Join us as a Trade Finance Lawyer where you will be supporting the Trade & Worki...
Location
Location
United Kingdom , London
Salary
Salary:
Not provided
barclays.co.uk Logo
Barclays
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Currently working in a law firm or an in-house department of a reputable bank focusing on finance transactional work
  • English law qualified Solicitor with thorough knowledge of general banking/finance law
  • Proven track record on a range of general banking work, structured transactions and experience in cross border transactions
  • Ability to tackle new technical areas of law without prior experience
  • Strong technical legal skills, including ability to draft and negotiate legal documentation to the highest standard
  • Ability to co-ordinate projects and transactions
Job Responsibility
Job Responsibility
  • Support the Trade & Working Capital business across the bank from an origination, execution, structuring and syndication perspective
  • Support the trade finance aspects of the business
  • Help the business implement regulatory change
  • Support key strategic projects
  • Development and implementation of best practice legal strategies related to the role’s relevant product set
  • Subject matter legal advice and support to the Bank's corporate and investment banking divisions globally on a wide range of transactions and projects across trade and working capital finance, cash management, real estate finance, project finance, asset backed finance, lending and other corporate loan finance
  • Subject matter legal advice and support to the Bank’s businesses and infrastructure functions
  • Subject matter support in the Legal department’s representation of the bank in legal proceedings
  • Creation and/or review of legal documents for the relevant product set
  • Maintaining and updating legal documentation related to the role’s related product set
  • Fulltime
Read More
Arrow Right
New

Assistant Vice President Data Science and Gen AI

The Specialized Analytics Sr Anlst is a seasoned professional role. Applies in-d...
Location
Location
India , Pune
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor’s or Master’s degree in computer science, Data Science, Machine Learning, or a related field. A Ph.D. is a plus.
  • 8+ years of experience in machine learning and deep learning, with a focus on generative AI solution design and development.
  • Strong proficiency in Python and deep learning frameworks such as TensorFlow, PyTorch, or Keras.
  • Strong background of Prompt Engineering, building agentic AI / AI Agents, API / MCPs for large scale automations in banking domain
  • Experience with natural language processing (NLP) and natural language generation (NLG).
  • Proven track record of building and deploying generative models based solutions in production environments particularly using RAG frameworks.
  • Solid understanding of machine learning algorithms, data structures, and software engineering principles.
  • Excellent problem-solving skills and the ability to work independently and as part of a team.
  • Strong communication skills, with the ability to explain complex technical concepts to non-technical stakeholders.
  • Bachelors/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Design, Develop and deploy generative models for various applications in Fraud Operations.
  • RAG Frameworks – Able to customize and fine-tune existing RAG frameworks or design new RAG to meet project requirements.
  • Design and Develop POC / full scale solutions on various automations in Operations area including Conversational AI, Muti Agent Systems for multiple services.
  • Responsible for development and deployment of Machine Learning / Deep Learning based models
  • Collaborate with cross-functional team to understand business requirements and translate them into AI solutions.
  • Conduct research to advance the state-of-the art in generative modeling and stay up to date with latest advancements in the field.
  • Optimize and fine-tune models for performance, scalability, and robustness.
  • Implement and maintain AI pipelines and infrastructure to support model training and deployment.
  • Perform data analysis and preprocessing to ensure high-quality input for model training.
  • Implement and maintain AI pipelines and infrastructure to support model training and deployment. - Perform data analysis and preprocessing to ensure high-quality input for model training.
  • Fulltime
Read More
Arrow Right

Wholesale Lending Business Readiness Director

Join us as our Head of Business Readiness and Business Analysis within our Inves...
Location
Location
United Kingdom , London
Salary
Salary:
Not provided
barclays.co.uk Logo
Barclays
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Strong business analysis skills, including the ability to capture key requirements and summarise into management style presentations/ proposals
  • Experience in operating in lending/ product/ strategic change
  • A deep understanding of process design, optimisation and ownership, with a focus on client outcomes and operational effectiveness
  • Strong communication and stakeholder engagement skills
  • Strong programme management and organisational skills
  • Comfortable working in a fast-paced and dynamic environment
  • Ability to challenge existing ways of working and drive process improvements
Job Responsibility
Job Responsibility
  • Define the 3 year roadmap strategy for Borrow Money to digitalise and automate lending, working with key senior Business and Infrastructure leads
  • Be responsible for scoping out new key product/ process efficiency opportunities, including a business case to aid funding prioritization
  • Development of business readiness strategies that will help to ensure the successful implementation of change initiatives
  • Communication with stakeholders, including senior management, project teams, and external partners, to ensure that they are informed about change initiatives and that their needs and expectations are being met
  • Collaboration with Client Readiness, Operational Readiness & Tech Delivery to ensure business, sales, operations, client servicing and functional partners are prepared for a smooth transition of technology delivery into BAU (including Target Operating Model, Training, Communications, Service Agreements)
  • Management of resistance to change, ensuring that stakeholders are engaged and that their concerns are addressed
  • Review of business readiness plans and status reports in conjunction with change delivery managers to ensure business readiness activities completed on time including newly identified risks, issues and dependencies
  • Collaboration with project teams to ensure that change initiatives are aligned with project objectives and that change management activities are integrated into project plans
  • Provision of guidance and support to business stakeholders, ensuring that they have the necessary skills and knowledge to implement change initiatives successfully
  • Fulltime
Read More
Arrow Right

Assistant Vice President - Data Science and Fraud Analytics

The Specialized Analytics Sr Anlst is a seasoned professional role. Applies in-d...
Location
Location
India , Bengaluru
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor's or Master's degree in computer science, Data Science, Machine Learning, or a related field
  • A Ph.D. is a plus
  • 8+ years of experience in machine learning and deep learning, with a focus on generative AI solution design and development
  • Strong proficiency in Python and deep learning frameworks such as TensorFlow, PyTorch, or Keras
  • Strong background of Prompt Engineering, building agentic AI / AI Agents, API / MCPs for large scale automations in banking domain
  • Experience with natural language processing (NLP) and natural language generation (NLG)
  • Proven track record of building and deploying generative models based solutions in production environments particularly using RAG frameworks
  • Solid understanding of machine learning algorithms, data structures, and software engineering principles
  • Excellent problem-solving skills and the ability to work independently and as part of a team
  • Strong communication skills, with the ability to explain complex technical concepts to non-technical stakeholders
Job Responsibility
Job Responsibility
  • Design, Develop and deploy generative models (e.g., GPT, GAN, VAEs) for various applications
  • RAG Frameworks – Able to customize and fine-tune existing RAG frameworks or design new RAG to meet project requirements
  • Design and Develop POC / full scale solutions on various automations in Operations area including Conversational AI, Muti Agent Systems for multiple services
  • Responsible for development and deployment of Machine Learning / Deep Learning based models
  • Collaborate with cross-functional team to understand business requirements and translate them into AI solutions
  • Conduct research to advance the state-of-the art in generative modeling and stay up to date with latest advancements in the field
  • Optimize and fine-tune models for performance, scalability, and robustness
  • Implement and maintain AI pipelines and infrastructure to support model training and deployment
  • Perform data analysis and preprocessing to ensure high-quality input for model training
  • Mentor junior team members and provide technical guidance
  • Fulltime
Read More
Arrow Right