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As a Manager within the Credit Risk Management team, you will be required to wear multiple hats. You must have a strong blend of analytical skills, project management, presentation skills, and ability to develop strong partnerships/relationships with key business partners. You will be leading projects or initiatives to identify new credit segmentation opportunities to drive enhancements to our credit decision process and policies. You will work closely with the Credit Risk Management team, the Financial Services organization, and corporate functional teams developing new product concepts or strategies to help manage risk. You must be able to manipulate large amounts of data, extract key insights from the data using statistical concepts, and then clearly and concisely communicate actionable recommendations based upon your insights. In many cases, you will manage projects at various stages from idea or hypothesis generation to development and implementation, including being responsible for project management plans and timelines. You will be expected to provide leadership at the concept and process level to guide projects and initiatives to completion.
Job Responsibility:
Extract and analyze data from multiple disparate sources and data with varying degrees of quality
Utilize statistical segmentation techniques to identify new opportunities
Perform complex qualitative and quantitative analysis of credit polices to pursue specific financial and credit goals
Develop complete business cases for new opportunities, inclusive of financial modeling and forecasts
Develop underwriting or portfolio credit decision strategies
Develop or contribute to the development of complex predictive analytical models (risk, loss, decision)
Evaluate new risk products (data-only or data-driven solutions) offered by external vendors or partners
Perform trend, regression analysis and key metric forecasting
Superior time management skills and project management fundamentals (schedule and resourcing)
Requirements:
5+ years of quantitative analytic modeling experience or comparable process management experience
Bachelor’s Degree in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree
3+ years of Credit or Collections risk management experience, preferably with a credit card issuer
BA/BS in Finance, Economics, Mathematics. Statistics or related degree
Proficiency in SAS or other statistical/analytical programming languages
Advanced skills in Excel, Word, PowerPoint, required
Superior communication, organization and presentation skills
At least 18 years of age
Legally authorized to work in the United States
Nice to have:
Master’s Degree in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree
Basic to intermediate proficiency in SQL, C++ or Python
Project Management experience preferred
Wireless/Telecom experience a plus
Experience with credit risk decision engine software and platform solutions
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