Manager, Credit Research Job at CVS Health (Hartford)

Credit Manager

This role involves managing a large portfolio of accounts, ensuring the accuracy...

Location

United States , Dallas

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Proficiency in Accounts Receivable (AR) management
In-depth understanding of Collection Processes
Solid knowledge of Credit management principles
Experience with Credit Application procedures
Familiarity with Liens and their applications
Understanding of Bonds and related financial instruments

Job Responsibility

Oversee a portfolio of accounts, ensuring accuracy and efficiency in credit applications and records
Execute collections for overdue accounts through various communication methods
Conduct research and complete missing information, while preparing and releasing lien waivers
Manage account reconciliation tasks, addressing issues concerning unapplied cash, missing check applications, duplicate payments, and overpayments
Work closely with sales to resolve outstanding debt and customer default inquiries
Conduct ACH and EFT transactions, credit card transactions, and provide Proof of Deliveries as required
Develop feasible payment plans and promissory notes, reviewing with higher management to ensure the best option for the customer
Identify and address accounts unresponsive to collection efforts, preparing necessary documentation for collection agency or attorney involvement
Review credit applications and assign credit limit availability according to approved credit authority within assigned portfolio
Demonstrate knowledge of credit and collection abilities by decreasing % past due on assigned portfolio

What we offer

medical
vision
dental
life and disability insurance
401(k) plan

Fulltime

Business Credit Manager

Citi Commercial Bank (CCB) is a solutions-led business for the demands of mid-si...

Location

Singapore , Singapore

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2 - 5 years prior experience in credit risk management or equivalent training and experience preferably in the financial services industry
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills

Job Responsibility

Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
Prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision
Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements
Perform industry and geographical research and other due diligence as needed
Maintain a solid understanding of Citibank products and services - within Small Business/Commercial Banking and the broader organization
Maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

What we offer

A career with us means joining a family of more than 230,000 dedicated people from around the globe
At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact

Fulltime

Credit & Portfolio Risk Management - AVP - Transformation

Citi is undergoing a Transformation to modernize and simplify the bank. The Cred...

Location

Philippines , City of Taguig

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years of relevant experience
Knowledge of commercial risk analytics
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
Bachelor's degree/University degree or equivalent experience

Job Responsibility

Conduct credit reviews, credit approval and monitoring the portfolio to identify credit migration
Contribute to the development of new techniques and improvement of processes and work-flows
Develop recommendations to adjust credit policies
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses
Research customer and/or management queries using risk systems and data
Participate in developing, testing, and optimizing credit policies
Manage risk levels for the entire credit spectrum across multiple products and retail formats
Prepare risk management presentations for senior management
Appropriately assess risk when business decisions are made

Fulltime

Credit & Portfolio Risk Management - AVP - Transformation

The Credit Portfolio Senior Analyst is an intermediate-level position responsibl...

Location

Hong Kong , Kowloon

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years of relevant experience
Knowledge of commercial risk analytics
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
Bachelor's degree/University degree or equivalent experience

Job Responsibility

Conduct credit reviews, credit approval and monitoring the portfolio to identify credit migration
Contribute to the development of new techniques and improvement of processes and work-flows
Develop recommendations to adjust credit policies
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses
Research customer and/or management queries using risk systems and data
Participate in developing, testing, and optimizing credit policies
Manage risk levels for the entire credit spectrum across multiple products and retail formats
Prepare risk management presentations for senior management
Appropriately assess risk when business decisions are made

Fulltime

Relationship Manager

The CSG Relationship Manager is a seasoned professional role requiring in-depth ...

Location

India , Pune; Chennai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years of experience
sound knowledge of banking and investment products and process
track record of providing sound banking and financial advice and solutions to clients
demonstrates core credit skills
demonstrates an intermediate level of Early Warning Detection skills
demonstrates ability to close deals and proficiently manage the credit origination process, gather and maintain credit documentation and monitor accounts
demonstrates advanced understanding of accounting principles, financial modeling and statement analysis
ability to work effectively in team setting
excellent interpersonal, communication and influencing skills
A self-starter, with positive/can-do approach, embraces changes and is bold

Job Responsibility

Calls on clients to deepen relationships and proactively owns, responds to, uncovers and anticipates future needs, roadblocks or risks and expectations
serves as clients' contact point and is responsible for managing internal departments to address any customer service issues
introduces solutions to clients in building and strengthening an effective portfolio
works with product specialists and subject matter experts to structure innovative and customized solutions that meet clients’ individual needs
works closely with Case Manager on the on-boarding and retention of clients, ensuring the appropriate “Know Your Client” (KYC) and other compliance deliverables are met
identifies cross-sell opportunities to deepen and increase share of wallet
drives innovation in the solutions we provide clients and further developing our business where necessary and appropriate
supports the Senior Relationship Managers in structuring deals that balance risk and reward
maximizes client experience by proactive sharing markets updates, trend and intelligence
assists Senior Relationship Manager or Team Leader in the research and identification of prospective clients

Fulltime

Assistant Vice President - Structured Credit and Real Estate Underwriting

The Assistant Vice President will hold a critical role within the Structured Cre...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3+ years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
structured credit/securitization experience is a plus
Solid experience in structured products or credit analysis
Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and analysis of credit agreements and other legal documentation
Strong analytical and quantitative skills with ability to perform, review or critique credit analysis on complex transactions
Strong writing, presentation and interpersonal skills
Strong Microsoft Office skills. Modelling experience is a plus
Proven ability to work with little direction and in a team
Excellent attention to detail
Willingness to learn new products and programs

Job Responsibility

Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and make appropriate recommendations with the aim of identifying and mitigating credit risks
Assist with classification and risk rating processes
Identify data trends & deteriorating asset performance
Keep abreast of industry/ market developments and customer-specific events
consult with the Business and Underwriting on any action plans per policies
Manage and report risk exposures to structured vehicles backed by various asset classes including Consumer Assets, Broadly Syndicated Loans, Middle Market Exposures within Institutional Clients Group, including derivatives exposures within the transaction
Perform in-depth fundamental credit analysis, by monitoring a company’s financial performance, risk metrics and compliance with performance triggers
Responsibilities include research, credit analysis, risk rating assessment and active monitoring of the portfolio to identify credit migration and may include assisting with quarterly portfolio reviews
Compose assigned annual review memos and generate reports as required to highlight portfolio metrics for internal and external regulators
Model transactions for risk rating and stress testing purposes

What we offer

Global Benefits
Best-in-class benefits
Work life balance

Fulltime

Counterparty Credit Risk Analyst - Funds

Institutional Credit Management (ICM) is a critical component of Citi’s First Li...

Location

United States , Getzville; Irving

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable financial services experience, including 2-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Strong knowledge of Wholesale Credit Processes and organizational awareness including ICM Risk Analysis (ICM) functions, covered portfolios/products, and processes
Sound understanding of policies and procedures with the ability to execute change seamlessly
Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks
Solid and thorough knowledge of Citi´s systems
Experience in preparing presentations for seniors
Full awareness and adherence to the control environment including Quality Assurance and Quality Control
Strategic orientation to ensure the ICM Underwriting organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi
Experience and familiarity with Real Money Funds, Asset Managers, Pension Funds – Industry products and relevant CCR risk measures
Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues

Job Responsibility

Assess the credit and financial strength of Citi’s Real Money Funds Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Funds Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriting Team Leads, 2LoD Risk Partners and BCMA partners
Review and provide recommendation on the risk rating across the Funds sector
Partner with regional and industry stakeholders in Underwriting, 2LoD, and BCMA in the implementation of credit assessment and monitoring standards for applicable portfolios
Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
Travel (less than 10%)

What we offer

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
planned time off (vacation)
unplanned time off (sick leave)
paid holidays

Fulltime

Credit Risk Analyst

We are looking for a credit risk analyst to support and grow our risk team. The ...

Location

Netherlands , Rotterdam

Salary:

Not provided

iBanFirst

Expiration Date

Until further notice

Requirements

Bachelor's or Master's degree in Finance, Economics, Risk Management, or a related field
advanced degree or relevant certifications (e.g., FRM, CFA) are a plus
At least two years of experience in credit risk management within the financial services industry
Exceptional analytical and problem-solving skills with the ability to interpret complex data
Excellent communication and interpersonal skills
Ability to work in a dynamic business and simultaneously demonstrate experience working on several projects
Good understanding of financial products
A “can-do” attitude and take ownership of the assigned tasks
High standards of oral & written in English and Dutch are mandatory

Job Responsibility

Providing assistance and support to the Credit Risk team in any risk-related matters
Carrying out financial analysis on clients and liquidity providers and making recommendations that align with best practices and the group’s risk appetite
Managing multiple credit requests in a timely and effective fashion, producing well-researched and accurate credit reviews, and working directly with sales teams across business units to address credit requests and issues
Taking ownership in developing processes and procedures to limit risk and improve credit risk management efficiency
Preparing margin setup proposals for consideration by the client and management
Ensuring that the credit risk exposure of a client is within the risk limits
Monitoring and reporting a client’s initial margin and variation margin position
Monitoring and reporting the exposure concentration of the group’s credit portfolio
Monitoring the progress of a margin call
Monitoring changing market conditions that might affect the credit quality of the group’s credit risk exposure. Providing timely alerts to the management for appropriate actions

What we offer

Various missions and projects in an innovative and rising start-up in a thriving industry (fintech)
A key role and a unique opportunity to shape the future of iBanFirst
A great, professional and international team
A nice work environment

Manager, Credit Research

CVS Health

Location:
United States , Hartford

Category:
Finance

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
March 03, 2026

Expiration:
March 30, 2026

Looking for more opportunities? Search for other job offers that match your skills and interests.

Similar Jobs for Manager, Credit Research

Credit Manager

Business Credit Manager

Credit & Portfolio Risk Management - AVP - Transformation

Credit & Portfolio Risk Management - AVP - Transformation

Relationship Manager

Assistant Vice President - Structured Credit and Real Estate Underwriting

Counterparty Credit Risk Analyst - Funds

Credit Risk Analyst

Manager, Credit Research

CVS Health

Location:United States , Hartford

Category:Finance

Contract Type:Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:March 03, 2026

Expiration:March 30, 2026

Looking for more opportunities? Search for other job offers that match your skills and interests.

Similar Jobs for Manager, Credit Research

Credit Manager

Business Credit Manager

Credit & Portfolio Risk Management - AVP - Transformation

Credit & Portfolio Risk Management - AVP - Transformation

Relationship Manager

Assistant Vice President - Structured Credit and Real Estate Underwriting

Counterparty Credit Risk Analyst - Funds

Credit Risk Analyst

Location:
United States , Hartford

Category:
Finance

Contract Type:
Not provided

Job Posted:
March 03, 2026

Expiration:
March 30, 2026