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We are looking for an experienced Loan Closer to join our team in Westlake Village, California. In this Contract to permanent role, you will play a pivotal part in ensuring loan files are reviewed and processed accurately while adhering to compliance standards. This position involves close collaboration with third-party agencies to finalize loan closings efficiently and effectively.
Job Responsibility:
Review approved loan files to confirm all underwriting conditions have been met
Verify loan terms, rates, fees, and funding requirements for accuracy
Prepare and reconcile the Closing Disclosure (CD) or settlement statements
Ensure compliance with required timing regulations and internal standards
Assemble closing packages, including notes, deeds of trust or mortgages, riders, and affidavits
Validate title commitments, insurance policies, and lien positions for accuracy
Examine closing conditions thoroughly before authorizing funding
Coordinate with escrow, title companies, attorneys, and settlement agents to facilitate smooth closings
Schedule and confirm signing appointments with all relevant parties
Provide final figures and funding instructions to settlement agents to ensure seamless transactions
Requirements:
Minimum of 5 years of experience in mortgage closing or related roles
Proficiency with loan origination systems, such as Encompass
Strong knowledge of mortgage processing and closing procedures
Familiarity with preparing Closing Disclosures and settlement statements
Experience working with third-party entities, including title companies and settlement agents
Ability to ensure compliance with investor, regulatory, and internal guidelines
Excellent attention to detail and organizational skills
Strong communication skills for effective coordination with external and internal teams
What we offer:
medical, vision, dental, life and disability insurance
401(k) or deferred compensation plan (if eligible)
paid time off for vacation, personal needs, and sick time