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Live underwriter

https://www.randstad.com Logo

Randstad

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Location:
India , Bengaluru

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Category:
Finance

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Contract Type:
Employment contract

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Salary:

Not provided

Job Description:

Position- Live Underwriter in US mortgage industry.

Job Responsibility:

  • Review and evaluate applications, financial documents, and risk profiles
  • Conduct detailed risk assessments based on internal guidelines and regulatory requirements
  • Approve, decline, or recommend applications within assigned authority limits
  • Collaborate with sales, operations, and risk teams to ensure accurate and timely underwriting decisions
  • Analyse financial statements, credit reports, and relevant documentation to determine eligibility
  • Requires critically to support the development, testing, and implementation of new automated underwriting condition rules and systems

Requirements:

  • 3 plus years of experience as Live Underwriter
  • Working knowledge of conventional, VA and FHA which is Mandatory
  • Extensive knowledge on Fannie Mae and Freddie Mac Guidelines which is Mandatory
  • Extensive working knowledge on 4’C
  • Should know in and out of DU, LP and GUS in detail
  • Should be well-versed in income calculations on both salaried and self-employed based on the product types
  • Candidate should be flexible with Night shift
  • Work from Office only
  • Immediate Joiners

Nice to have:

  • Good to have USDA, Jumbo, Reverse, Non-QM, HELOC
  • Agency guidelines should be an added advantage

Additional Information:

Job Posted:
December 23, 2025

Expiration:
January 09, 2026

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:

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