Live Underwriter Job at Randstad (Bengaluru)

Live underwriter

Location

India , Bangarakkanagudda

Salary:

Not provided

Randstad

Expiration Date

March 23, 2026

Requirements

Review and assess customer applications in real time during live sessions (voice/video/online)
Evaluate creditworthiness, financial documents, and risk factors to make informed underwriting decisions
Ensure all underwriting decisions comply with internal policies and regulatory frameworks
Collaborate with sales, operations, and risk teams to clarify information and resolve discrepancies
Communicate clearly and confidently with applicants, agents, or brokers regarding decisions or additional documentation
Maintain a high level of accuracy and turnaround time (TAT) for live underwriting cases
Identify potential fraud indicators and escalate suspicious cases to the fraud/risk team
Support continuous improvement by sharing insights on recurring patterns, customer challenges, or process gaps
Document decisions and maintain complete audit trails for all cases handled

Job Responsibility

Review and assess customer applications in real time during live sessions (voice/video/online)
Evaluate creditworthiness, financial documents, and risk factors to make informed underwriting decisions
Ensure all underwriting decisions comply with internal policies and regulatory frameworks
Collaborate with sales, operations, and risk teams to clarify information and resolve discrepancies
Communicate clearly and confidently with applicants, agents, or brokers regarding decisions or additional documentation
Maintain a high level of accuracy and turnaround time (TAT) for live underwriting cases
Identify potential fraud indicators and escalate suspicious cases to the fraud/risk team
Support continuous improvement by sharing insights on recurring patterns, customer challenges, or process gaps
Document decisions and maintain complete audit trails for all cases handled

Fulltime

New

Live Underwriter

Location

India , Hyderabad

Salary:

Not provided

Randstad

Expiration Date

April 20, 2026

Requirements

3 plus years of experience as Live Underwriter
Working knowledge of conventional, VA and FHA which is Mandatory
Good to have USDA, Jumbo, Reverse, Non-QM, HELOC
Extensive knowledge on Fannie Mae and Freddie Mac Guidelines which is Mandatory
Agency guidelines should be an added advantage
Extensive working knowledge on 4’C
Should know in and out of DU, LP and GUS in detail
Should be well-versed in income calculations on both salaried and self-employed based on the product types

Condition Automation Underwriter

We are hiring for Condition Automation Underwriter for US mortgage industry . Wo...

Location

India , Bengaluru

Salary:

Not provided

Randstad

Expiration Date

March 20, 2026

Requirements

Extremely good knowledge of US mortgage live underwriting process
Experience in conditioning underwriting process
Minimum 3-6 years of experience in UW mortgage underwriting
Requires critically to support the development, testing, and implementation of new automated underwriting condition rules and systems
Sound knowledge of different Underwriting guidelines
Logically sound
Good communication skill specially written skill should be excellent
Prior automation experience along with Underwriting experience will be added advantage
Underwriting knowledge with any technical degree (BCA/MCA/BTech) will be better fit for this role

Fulltime

Pricing Actuary

At hyperexponential, we’re building the AI-powered platform that enables the wor...

Location

United Kingdom , London

Salary:

Not provided

hyperexponential

Expiration Date

Until further notice

Requirements

Be a newly or recently qualified actuary with pricing experience in commercial, specialty, or reinsurance markets (reinsurance exposure is a plus, but not essential)
Contributed to the development or enhancement of pricing models, with some experience of how models are applied in live underwriting
Shown the ability to work effectively with stakeholders whether peers or senior colleagues - by explaining technical work clearly and supporting decisions that go beyond the model
Worked hands-on with actuarial and analytical tools (e.g. R, Python, data pipelines), and comfortable discussing methods, assumptions, and trade-offs with rigour.

Job Responsibility

Act as a subject matter expert in pricing across commercial, specialty, and reinsurance - joining complex client and sales conversations, running best-practice workshops, and representing hx at industry forums
Partner with senior stakeholders (Chief Actuaries, CUOs, Heads of Pricing) as a trusted advisor - guiding strategic conversations on pricing transformation, workflows, and portfolio strategy, and stepping in to resolve challenges with “amber-red” accounts
Support customers through their transformation journeys - helping deploy new models, re-engineer workflows, and embed modern pricing processes, while building practical assets (reference models, reporting pipelines, workflow enhancements) that accelerate value from hx Renew
Feed back client and market insights into hx - informing our product roadmap and ensuring we prioritise solutions that matter most to the business, not just technically
Contribute to innovation projects - exploring new methods, data sources, or AI applications that reshape pricing and underwriting.

What we offer

£5,000 training and conference budget for individual and group development
25 days of holiday plus 8 bank holidays (33 days total)
Company pension scheme via Penfold
Mental health support and therapy via Spectrum.life
Individual well-being allowance via Juno
Private healthcare insurance through AXA
Income protection and Life Insurance
Cycle to Work Scheme
Top-spec equipment (laptop, screens, adjustable desks, etc.)
Regular hackathons, lunch & learns, and socials, both remote and in-person, to foster collaboration and creativity

Fulltime

New

Live underwriter

We are hiring for underwriters.

Location

India , Chennai; Hyderabad

Salary:

Not provided

Randstad

Expiration Date

April 17, 2026

Requirements

Analyze calculations and verifications of income & assets
evaluations of credit reports, liabilities, purchase contracts, appraisals, title commitments, and other loan pertinent documentation
Recalculate income, assets, and DTI
Perform a post funding loan analysis
Determine if proper procedures were followed in the origination, underwriting, and funding of the loans
Determine if the underwriter correctly calculated income and approved the loan

Job Responsibility

Analyze calculations and verifications of income & assets, and evaluations of credit reports, liabilities, purchase contracts, appraisals, title commitments, and other loan pertinent documentation to ensure all agency guidelines have been met
Recalculate income, assets, and DTI to ensure all eligibility and agency guidelines are met
Perform a post funding loan analysis to ensure that the loan documents, origination, underwriting, eligibility, and funding of loans were in accordance with company policies and procedures, agency guidelines, and state, and federal regulations
Determine if proper procedures were followed in the origination, underwriting, and funding of the loans
Determine if the underwriter correctly calculated income and approved the loan in accordance with company policies and procedures as well as agency guidelines

Fulltime

Live underwriter

Position- Live Underwriter in US mortgage industry .Location- Bangalore /Hyderab...

Location

India , Bangalore; Hyderabad; Pune

Salary:

Not provided

Randstad

Expiration Date

March 20, 2026

Requirements

knowledge of conventional, VA and FHA which is Mandatory
extensive knowledge on Fannie Mae and Freddie Mac Guidelines which is Mandatory
have an extensive working knowledge on 4’C
know in and out of DU, LP and GUS in detail
well-versed in income calculations on both salaried and self-employed based on the product types
Candidate should be flexible with Night shift
Work from Office only
Immediate Joiners

Fulltime

Pricing Data & Systems Manager

Reporting into the Head of Pricing Governance and Controls, you’ll ensure all pr...

Location

United Kingdom , Kent or Bournemouth

Salary:

Not provided

The Emerald Group Ltd, Search and Selection

Expiration Date

Until further notice

Requirements

Comprehensive understanding of PMI products, pricing and underwriting approaches
Expert in deploying complex rating models/algorithms in Radar or equivalent software
Experience of system testing approaches and approval processes prior to deploying live

Job Responsibility

Owning all pricing and underwriting systems, ensuring they are robust and well controlled
Leading on implementation of all pricing changes across Radar and legacy systems, ensuring requirements are understood and delivered on time
Delivering testing strategy and the process for pricing and underwriting systems to ensure pricing as intended, targeting zero error rate
Representing pricing on digital and other transformation programmes to ensure Radar requirements are considered and understood

Senior Regional Underwriter

This is a key hire aimed at strengthening underwriting capability across the reg...

Location

United Kingdom , Bristol

Salary:

60000.00 GBP / Year

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Proven background in underwriting within the commercial insurance market, ideally with a focus on Commercial products
Experience working with regional broker networks and delivering underwriting results in line with financial targets
Strong track record of underwriting complex and non-standard risks, with demonstrable commercial awareness
Previous involvement in supporting or mentoring junior underwriting staff is desirable
Strong negotiation and influencing skills, with a commercial mindset
Excellent relationship-building capabilities and broker engagement experience
Confident, considered decision-maker with sound risk assessment skills
Technically proficient, with a clear understanding of governance, risk, and underwriting standards
Adaptable, proactive, and customer-focused, with strong communication and stakeholder management skills

Job Responsibility

Build and manage long-term relationships with a defined broker panel to drive new and profitable business
Underwrite complex and high-value risks, maintaining high standards of technical accuracy and governance
Support the development and execution of the regional business plan through effective risk selection and pricing strategies
Act as a technical referral point for junior underwriters, supporting capability development across the region
Partner with the Regional Management team to shape and grow the distribution footprint, targeting strategic brokers and accounts
Ensure compliance with internal underwriting standards and risk frameworks while remaining commercially agile
Engage regularly with brokers across the region to support new and existing business
Review and assess complex underwriting submissions, ensuring technical accuracy and alignment with risk appetite
Liaise with brokers on live cases, providing guidance and negotiating terms
Participate in regional strategy meetings, contributing insights to shape business direction

Fulltime

Live Underwriter

Randstad

Location:
India , Bengaluru

Category:
Finance

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
March 04, 2026

Expiration:
April 20, 2026

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