Live underwriter Jobs

New

Live underwriter

Position- Live Underwriter in US mortgage industry.

Location

India , Bengaluru

Salary:

Not provided

Randstad

Expiration Date

January 09, 2026

Requirements

3 plus years of experience as Live Underwriter
Working knowledge of conventional, VA and FHA which is Mandatory
Extensive knowledge on Fannie Mae and Freddie Mac Guidelines which is Mandatory
Extensive working knowledge on 4’C
Should know in and out of DU, LP and GUS in detail
Should be well-versed in income calculations on both salaried and self-employed based on the product types
Candidate should be flexible with Night shift
Work from Office only
Immediate Joiners

Job Responsibility

Review and evaluate applications, financial documents, and risk profiles
Conduct detailed risk assessments based on internal guidelines and regulatory requirements
Approve, decline, or recommend applications within assigned authority limits
Collaborate with sales, operations, and risk teams to ensure accurate and timely underwriting decisions
Analyse financial statements, credit reports, and relevant documentation to determine eligibility
Requires critically to support the development, testing, and implementation of new automated underwriting condition rules and systems

Fulltime

New

Us mortgage live underwriter

We are seeking an experienced and highly analytical US Mortgage Live Underwriter...

Location

India , Bangalore

Salary:

Not provided

Randstad

Expiration Date

February 07, 2026

Requirements

Extensive, mandatory working knowledge of Conventional, VA, and FHA loan programs
Comprehensive and expert working knowledge of Fannie Mae (FNMA) and Freddie Mac (FHLMC) Guidelines
Extensive working knowledge of the 4 C's of Underwriting (Credit, Capacity, Collateral, Capital)
Detailed knowledge of Automated Underwriting Systems (DU, LP, GUS)
Well-versed in complex income calculations for salaried (W-2) and self-employed borrowers
Review, analyze, and render final credit decisions on mortgage loan applications in a live environment

New

Condition Automation Underwriter

We are hiring for Condition Automation Underwriter for US mortgage industry. Wor...

Location

India , Bengaluru

Salary:

Not provided

Randstad

Expiration Date

January 10, 2026

Requirements

Extremely good knowledge of US mortgage live underwriting process
Experience in conditioning underwriting process
Minimum 3-6 years of experience in UW mortgage underwriting
Requires critically to support the development, testing, and implementation of new automated underwriting condition rules and systems
Sound knowledge of different Underwriting guidelines
Logically sound
Good communication skill specially written skill should be excellent
Prior automation experience along with Underwriting experience will be added advantage
Underwriting knowledge with any technical degree (BCA/MCA/BTech) will be better fit for this role. However, sound underwriting knowledge will be main selection criteria

Fulltime

Plads Group Underwriter Iv

We are the duck. We develop and empower our people, cultivate relationships, giv...

Location

United States

Salary:

95000.00 - 145000.00 USD / Year

Aflac

Expiration Date

December 31, 2025

Requirements

Bachelor's Degree in a related field
5 years of financial underwriting experience with Group Life, STD, LTD and Leave products for National Account employer groups exceeding 5,000 covered lives or 8 years of financial underwriting experience with Group Life, STD, LTD, and Leave products, including 3 years of experience for National Account employer groups exceeding 5,000 covered lives
Extensive Group Life/Disability underwriting knowledge
Strong understanding of Group Life and Disability products and services, affiliated systems and applicable operational policies and procedures
Strong math skills
Has extensive knowledge of changes to policies, procedures, and governance tools
Strong Microsoft Excel skills
Expert in experience rating Life, STD, LTD, leave products and analyzing competitor experience data
Aptitude to prepare and deliver clear, data-driven presentations to Senior Leadership
Demonstrated ability to engage and build relationships with external broker partners and customers

Job Responsibility

Works closely with distributors and other operational areas to drive achievement of the business plan
Completes assignments of the highest complexity while working within delegated authority
Serves as an expert in all areas of Group Life and Disability underwriting
Acts as a role model in providing technical underwriting expertise and guidance to customers and distributors
Leads development of business cases for projects
Contributes to the delivery of underwriting strategy by proactively sharing best practices
Creates productive distributor relationships through effective consultation
Completes a range of queries and referrals within agreed authority limits
Consistently identifies and contributes to the development and improvement of technical underwriting standards, controls, practices and procedures
Consistently identifies and contributes ideas and work for the development of new or enhanced propositions /procedures/philosophy

What we offer

medical, dental, and vision coverage
prescription drug coverage
health care flexible spending
dependent care flexible spending
Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee)
401(k) plans
annual bonuses
opportunity to purchase company stock
11 paid holidays
up to 20 days PTO

Fulltime

!

Pricing Actuary

At hyperexponential, we’re building the AI-powered platform that enables the wor...

Location

United Kingdom , London

Salary:

Not provided

hyperexponential

Expiration Date

Until further notice

Requirements

Be a newly or recently qualified actuary with pricing experience in commercial, specialty, or reinsurance markets (reinsurance exposure is a plus, but not essential)
Contributed to the development or enhancement of pricing models, with some experience of how models are applied in live underwriting
Shown the ability to work effectively with stakeholders whether peers or senior colleagues - by explaining technical work clearly and supporting decisions that go beyond the model
Worked hands-on with actuarial and analytical tools (e.g. R, Python, data pipelines), and comfortable discussing methods, assumptions, and trade-offs with rigour.

Job Responsibility

Act as a subject matter expert in pricing across commercial, specialty, and reinsurance - joining complex client and sales conversations, running best-practice workshops, and representing hx at industry forums
Partner with senior stakeholders (Chief Actuaries, CUOs, Heads of Pricing) as a trusted advisor - guiding strategic conversations on pricing transformation, workflows, and portfolio strategy, and stepping in to resolve challenges with “amber-red” accounts
Support customers through their transformation journeys - helping deploy new models, re-engineer workflows, and embed modern pricing processes, while building practical assets (reference models, reporting pipelines, workflow enhancements) that accelerate value from hx Renew
Feed back client and market insights into hx - informing our product roadmap and ensuring we prioritise solutions that matter most to the business, not just technically
Contribute to innovation projects - exploring new methods, data sources, or AI applications that reshape pricing and underwriting.

What we offer

£5,000 training and conference budget for individual and group development
25 days of holiday plus 8 bank holidays (33 days total)
Company pension scheme via Penfold
Mental health support and therapy via Spectrum.life
Individual well-being allowance via Juno
Private healthcare insurance through AXA
Income protection and Life Insurance
Cycle to Work Scheme
Top-spec equipment (laptop, screens, adjustable desks, etc.)
Regular hackathons, lunch & learns, and socials, both remote and in-person, to foster collaboration and creativity

Fulltime

Senior Regional Underwriter

This is a key hire aimed at strengthening underwriting capability across the reg...

Location

United Kingdom , Bristol

Salary:

60000.00 GBP / Year

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Proven background in underwriting within the commercial insurance market, ideally with a focus on Commercial products
Experience working with regional broker networks and delivering underwriting results in line with financial targets
Strong track record of underwriting complex and non-standard risks, with demonstrable commercial awareness
Previous involvement in supporting or mentoring junior underwriting staff is desirable
Strong negotiation and influencing skills, with a commercial mindset
Excellent relationship-building capabilities and broker engagement experience
Confident, considered decision-maker with sound risk assessment skills
Technically proficient, with a clear understanding of governance, risk, and underwriting standards
Adaptable, proactive, and customer-focused, with strong communication and stakeholder management skills

Job Responsibility

Build and manage long-term relationships with a defined broker panel to drive new and profitable business
Underwrite complex and high-value risks, maintaining high standards of technical accuracy and governance
Support the development and execution of the regional business plan through effective risk selection and pricing strategies
Act as a technical referral point for junior underwriters, supporting capability development across the region
Partner with the Regional Management team to shape and grow the distribution footprint, targeting strategic brokers and accounts
Ensure compliance with internal underwriting standards and risk frameworks while remaining commercially agile
Engage regularly with brokers across the region to support new and existing business
Review and assess complex underwriting submissions, ensuring technical accuracy and alignment with risk appetite
Liaise with brokers on live cases, providing guidance and negotiating terms
Participate in regional strategy meetings, contributing insights to shape business direction

Fulltime

Strategic Implementation Project Manager

We're looking for a Strategic Implementation Project Manager to join this high-i...

Location

Salary:

Not provided

Qualia

Expiration Date

Until further notice

Requirements

4+ years of experience managing complex, cross-functional projects
Proven success leading enterprise-scale projects with multiple workstreams and evolving requirements
Strong understanding of real estate, title, escrow, lender, or underwriting operations (or a willingness to learn quickly)
Excellent organizational and planning skills, with a demonstrated ability to coordinate complex projects and keep stakeholders aligned
Strong communication skills, with the ability to synthesize complexity into clarity for customers and internal teams
A proactive, solutions-oriented mindset

Job Responsibility

Drive project delivery: Own project plans across all workstreams, coordinating schedules, milestones, and success metrics from kick-off through go-live
Partner with leadership: Work hand-in-hand with the Strategic Implementation Principal to translate strategy into execution
Manage relationships: Serve as a key customer-facing point of contact, leading project meetings, sharing status updates, and ensuring alignment across all stakeholders
Orchestrate complexity: Coordinate delivery across multiple internal teams
Participate directly: In addition to project management responsibilities, engage directly in portions of the implementation as assigned by the Principal
Adapt and evolve: Manage bespoke, high-visibility projects where scope, structure, and ownership shift based on client needs

What we offer

Comprehensive health plans
401k program
Commuter benefits
Professional development
Parental leave
Flexible time off policy
Robust online onboarding program
Biweekly all hands meetings
Variety of internal virtual events

Partnership Support Associate

Ethos is looking for a Customer Support Associate who thrives on helping custome...

Location

India , Bangalore

Salary:

Not provided

Ethos

Expiration Date

Until further notice

Requirements

1-2 years experience in customer support, customer success, operations, or related role
Experience in life insurance or related industry a plus, but not required
Bachelor’s degree preferred
Proficiency working with Salesforce or equivalent support/help desk software
Strong intellectual curiosity and drive to solve problems
Excellent time management and prioritization necessary to balance all responsibilities
Can adapt to changes quickly
Adaptable to change and ability to change tasks quickly with maintaining attention to detail
Excellent phone presence and written communications skills
Ability to work independently as well as collaborate with various departments

Job Responsibility

Provide excellent customer service via email, live chat, SMS, and phone, and providing answers to incoming inquiries relating to all Ethos products
Develop strong understanding and knowledge of Ethos products and processes in order to support customers and act as a resource for internal stakeholders
Identify customer needs and process requests efficiently and effectively within defined service levels
Build rapport and gain the respect of customers through clear and transparent communication
Develop and maintain productive relationships with sales, underwriting, and development teams in order to triage and resolve customer issues
Meet individual and customer support team goals and objectives
Identify opportunities for process improvements for assigned functions, collaborating with management to implement agreed upon solutions

Live underwriter

Randstad

Location:
India , Bangalore

Category:
Finance

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
December 24, 2025

Expiration:
February 16, 2026

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