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Life Underwriting Consultant

ethoslife.com Logo

Ethos

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Location:
India , Bangalore

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Category:
Insurance

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Contract Type:
Not provided

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Salary:

Not provided
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Job Description:

Are you a life insurance underwriter with 3+ years of experience, who is passionate about the profession of underwriting? Are you interested in getting in on the ground floor of a growing team at an insurtech startup? Would you enjoy working in a collaborative environment where your opinion matters?

Job Responsibility:

  • Understand underwriting policies, guidelines, practices and procedures
  • Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background
  • Communicate effectively both written and verbally to explain underwriting decisions
  • Influence and champion changes to improve processes while maintaining mortality expectations
  • Work efficiently to gather information necessary for decision making
  • Ability to independently work assigned requests with minimal direction
  • Comfortable with ambiguity

Requirements:

  • 4 year degree preferred
  • Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial)
  • Ability to think critically and problem solve independently
  • Positive, inclusive, agile, and collaborative mindset
  • Strong verbal and written communication skills
  • Term and permanent life insurance underwriting
  • In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU

Additional Information:

Job Posted:
December 08, 2025

Work Type:
On-site work
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