Life Underwriting Consultant Job at Ethos (Bangalore)

Life Product Specialist Senior

At Allianz Life, we are guided by our mission – we secure your future – and by o...

Location

United States , Minneapolis

Salary:

67000.00 - 112000.00 USD / Year

Allianz

Expiration Date

Until further notice

Requirements

5+ years of experience required: Minimum 5 years of related experience in the life insurance industry, brokerage or previous financial services sales experience
Advanced skills in Excel required
Four – year degree required: or equivalent work experience
Must have basic to high proficiency with AI and/or business intelligence
You must be legally authorized to work in the U.S. and will not require immigration sponsorship for visa status now or in the future (e.g. H1-B, L-1, TN, etc). If you are currently on CPT/OPT, you are ineligible due to the need for future immigration sponsorship

Job Responsibility

Take incoming consultative phone calls from our financial professionals, and clients for Allianz life insurance inforce business
Assist in leadership responsibilities designated from the Director, Advanced Design, life operations
Make outbound calls for follow up requests to our clients
Provide technical explanations of life insurance illustrations and review advanced case design strategies
Build and maintain business relationships through effective communication by email, phone and in person with internal/external partners
Identify, recommend, and champion process improvements and organizational plans to positively influence the team and quality
Identify training opportunities, and train/mentor the life teams onshore/offshore teams on trends that will benefit the customer experience
Assists teammates in escalated requests that require a senior representative to speak to clients/financial professionals
Uses innovation and transformation to find efficiencies in the work we do in the life insurance space
Work with senior leadership, and main business partners to ensure this team is providing a high standard of service, provide feedback to senior manager on pain points, and opportunities to allow this team to continue its success

What we offer

Choice of comprehensive medical, dental and vision plan options
Health savings account
Tuition reimbursement
Student loan retirement plan
Annual paid leave
Outstanding 401(k) company match
Life insurance
Award-winning campus with an array of discounted amenities, including an onsite health center, child development center, fitness facility, convenience store and two cafeterias
Employee Resource Groups

Fulltime

Actuarial Reserving Manager

Fantastic opportunity to take the next step on your career ladder within a major...

Location

United Kingdom , London

Salary:

Not provided

Star Actuarial Futures

Expiration Date

Until further notice

Requirements

Qualified (or part-qualified) non-life actuary
Strong reserving background
Experience across several lines
Strong written and oral communication skills
Demonstrable experience of taking ownership of workstreams and projects to completion
Knowledge of Python and R advantageous

Job Responsibility

Responsible for reserving across Lloyd’s & London Market, UK and global personal and commercial businesses
Cover GAAP, Solvency II technical provisions and IFRS 17 reporting
Support post-merger integration, cost reduction, modelling and process modernization, using cutting edge technologies, including AI/Gen AI etc., to future proof outputs
Get involved with underwriting & pricing transformation, including pricing model rationalization, pricing model re-platforming etc.

What we offer

excellent package

Fulltime

Senior Financial Consultant-Underwriter

The Senior Financial Consultant must have a deep knowledge and extensive experie...

Location

United States

Salary:

Not provided

Brown & Brown UK

Expiration Date

Until further notice

Requirements

Bachelor’s degree
7-10 years underwriting experience, including 5 years with Group Life & Disability in large national accounts greater than 5k lives
Expert in Microsoft Excel with proficiency in all other Microsoft Office applications
Strong analytical skills
proficient in working with complex data sets

Job Responsibility

Analyzing SNS’ clients’ experience, and presenting findings to management, the Account teams, and clients
Determining pricing based on this evidence analysis, and negotiating with carriers to ensure fair and competitive pricing for our clients
Making complex and accurate claim picks, developing reserves, and calculating expense factors and components
Pricing self-insured products using complex data extracts
Supporting the Account teams with ad hoc financial analysis
Providing ROI analysis and exhibits
Creating client-ready reports and presentations
Developing new reports and tools
Attending client meetings and conference calls as needed to provide underwriting and financial expertise
Monitoring the SNS book of business, identifying trends by product, industry, account team, and carrier

What we offer

Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
Financial Benefits: ESPP
401k
Student Loan Assistance
Tuition Reimbursement
Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more

Fulltime

Permanent Life Insurance Sales Consultant

The Permanent Life Insurance Sales Consultant is responsible for top line premiu...

Location

United States , San Francisco

Salary:

Not provided

The Standard

Expiration Date

Until further notice

Requirements

Bachelor’s degree preferred
Life & Health licenses required
Minimum 2+ years of experience selling voluntary or employee benefits
Ability to travel 3 days per week, by car or plane, throughout the defined territory
Established broker relationships within territory preferred
Prior experience selling hybrid benefit products is required
Must reside in the Bay Area

Job Responsibility

Build consulting relations with new and existing National, Regional and local Employee Benefit Broker Partners, General Agents, Technology Partners and Enrollment Firm partners with voluntary group and life insurance with long term care product suites
Be a resource for partners by being the subject matter expert on suitable enrollment technology solutions as well as product solutions for their client companies
Provide training and on-going development of producers, agencies and general agents in their assigned region
Responsible for maintaining a strong working relationship with our Home Office Sales Support, Underwriting, Policyholder Services, Billing Support, Compliance, and Compensation
Meet or exceed assigned production plan
Help analyze markets and formulate recruiting and marketing programs, with the goal of securing long term relationships with producers who will effectively produce quality business
Consult with producers to bring value to their existing book of business and develop new opportunities designed to generate solutions for their clients
Provide feedback on changes in the marketplace
Help implement and support the corporate strategy

What we offer

Medical, dental, vision and a 401(k) plan with matching company contributions
Annual incentive bonus plan
Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually — PTO increases with tenure
Paid parental leave and adoption/surrogacy assistance
Employee giving program that double matches your donations to eligible nonprofits and schools

Fulltime

Manager of the Underwriting Centre of Competence

This managerial role spans across their entire Non-Life and Life reinsurance por...

Location

Czech Republic

Salary:

Not provided

The Emerald Group Ltd, Search and Selection

Expiration Date

Until further notice

Requirements

University degree in Economics, Finance, Actuarial
Fluency in English
Minimum 10 years of experience in reinsurance underwriting or portfolio management/strategy
Focus on Non-Life lines of business
Track record in designing and leveraging advanced analytics for forward looking decision making

Job Responsibility

Design and continuously enhance the Company’s underwriting risk appetite framework, define UW policies, guidance and governance instruments and oversee their application
Foster reinsurance contractual quality, provide consultation on contracts’ matters, define the Company’s wording’s standards
Embrace a strategic perspective on the UW portfolio
foster a risk-return philosophy
steer the book striving for its optimal composition, balancing short- and long-term objectives
Guide the team in performing analysis of the development of the UW book (risk profile, AvE, etc.), generating exposure-based analytical insights, assessing performance drivers and managing critical sources of accumulation

Fulltime

Sales consultant - national accounts – life & disability

The National Accounts Sales Consultant acquires, grows, and retains large employ...

Location

United States , Portland; Remote; Remote; Remote; Remote

Salary:

75000.00 USD / Year

The Standard

Expiration Date

Until further notice

Requirements

Bachelor’s degree in business, marketing, or related field
Life & Disability licensing required
Minimum 5 years of national account sales experience in employee benefits
8+ years of experience with demonstrated success selling Life & Disability products to large employers
Proven experience in large-case (5,000+ lives) sales within the group benefits or insurance industry
Expertise in Life and Disability products, including voluntary and absence management solutions
Deep broker and consultant network within the National Accounts segment
Ability to travel 30% to 50% annually
Must reside in the United States

Job Responsibility

Develop and implement targeted sales strategies for National Accounts (5,000+ lives) in group life and disability benefits
Identify prospects, manage the sales process, and maintain a strong pipeline aligned with company goals
Cultivate and strengthen relationships with key brokers, consultants, and clients
Serve as a trusted advisor and subject matter expert, ensuring consistent communication and coordination with Client Management, Product, and Underwriting teams
Lead RFPs and renewals, present proposals, negotiate terms, and collaborate across teams to ensure client satisfaction and competitive, profitable deals
Monitor market trends and competition, sharing insights to refine sales strategies and improve processes

What we offer

Medical, dental, vision and a 401(k) plan with matching company contributions
Annual incentive bonus plan
Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually
Paid parental leave and adoption/surrogacy assistance
Employee giving program that double matches your donations to eligible nonprofits and schools

Fulltime

Advanced Markets Operations Consultant

Responsible for managing the operations of Advanced Markets including premium fi...

Location

United States , West Des Moines

Salary:

84721.00 - 176501.00 USD / Year

Sammons Financial Group

Expiration Date

Until further notice

Requirements

Bachelor's Degree in Business, Accounting, or Marketing Preferred
Minimum 7 years' experience in life marketing, agent training, and other life insurance areas Preferred
Minimum 6 years' experience in premium finance and other Advanced Markets case consultation Preferred
Minimum 6 years' experience in formal documentation and adult learning, training, and/or education Preferred
Experience with advanced illustration and case design systems (e.g. Insmark) Preferred
Highly-developed communication skills (written and verbal)
Outstanding analytical skills
Impactful ability to explain complex ideas
Strong collaborator
Significant exposure to a broad sampling of training industry standards and best practices

Job Responsibility

Manage the integrity of premium finance operations
Coordinate with Life Distribution, Marketing, Underwriting, and other internal partners
Work closely with outside premium finance vendors and facilitators, lenders, agencies, and advisors
Partner with sales distribution teams to provide premium finance training, case consultation, and logistical support
Analyze the various forms of premium finance and their corresponding product, tax, legal, and sales impacts
Gather, manage, interpret and deploy premium finance metrics
Work with the Market Intelligence area to identify Advanced Markets opportunities
Analyze the competitive life product landscape
Collaborate with internal Marketing team(s) to ensure Advanced Markets website and digital resources are updated
Assist in the creation and delivery of high impact, engaging training

What we offer

Health
Dental
Vision
Company Paid Retirement
PTO
Holiday Pay
Employee Stock Ownership Plan (ESOP)
Friday afternoons off all year long
Incentive program

Fulltime

Health & Benefits Managing Consultant

Manage consulting projects for mid- and large-market employers (1,000 – 20,000+ ...

Location

United States

Salary:

100000.00 - 120000.00 USD / Year

Brown & Brown UK

Expiration Date

Until further notice

Requirements

Life and Health license (must be obtained within 90 days of hire)
Bachelor’s degree required
At least 7 years of experience in employee benefits consulting
Broad health and benefits market knowledge
Proven ability to build strong client relationships and communicate effectively
Advanced analytical and financial evaluation skills
Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint)
Exceptional communication, interpersonal, and organizational abilities
Underwriting training/experience strongly preferred

Job Responsibility

Drive business results through exceptional client service, management, and retention
Lead complex client workflows, overseeing all aspects of service delivery including strategy development, financial evaluations, plan design, renewals, vendor placement, benchmarking, and related studies
Design advanced benefits strategies in partnership with actuarial, communication, pharmacy, and population health teammates to create innovative solutions to address challenging client needs
Manage complex projects and teams, ensuring timely delivery of client deliverables and high-quality outcomes
Analyze data and financial metrics, conduct utilization reviews, and perform peer audits to maintain accuracy and quality
Coordinate RFPs, implementations, and renewals, managing communication and collaboration between vendors and internal teams, summarizing analysis, and developing client recommendations
Support clients’ strategic planning efforts, contributing insights and recommendations to align with long-term goals
Review compliance and disclosure requirements, summary plan documents, and employee communications to support clients in their compliance obligations
Act as a trainer and mentor, guiding consultants and analysts to build expertise and confidence
Develop strong relationships across internal teams, client organizations, and vendor partners

What we offer

Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
Financial Benefits: ESPP
401k
Student Loan Assistance
Tuition Reimbursement
Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more

Fulltime

Life Underwriting Consultant

Ethos

Location:
India , Bangalore

Category:
Insurance

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:
December 08, 2025

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Life Underwriting Consultant

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Location:India , Bangalore

Category:Insurance

Contract Type:Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:December 08, 2025

Looking for more opportunities? Search for other job offers that match your skills and interests.

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Job Posted:
December 08, 2025