Life Underwriting Consultant Jobs

Ethos

Location:
India, Bangalore

Category:
Insurance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

Are you a life insurance underwriter with 3+ years of experience, who is passionate about the profession of underwriting? Are you interested in getting in on the ground floor of a growing team at an insurtech startup? Would you enjoy working in a collaborative environment where your opinion matters?

Job Responsibility:

Understand underwriting policies, guidelines, practices and procedures
Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background
Communicate effectively both written and verbally to explain underwriting decisions
Influence and champion changes to improve processes while maintaining mortality expectations
Work efficiently to gather information necessary for decision making
Ability to independently work assigned requests with minimal direction
Comfortable with ambiguity

Requirements:

4 year degree preferred
Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial)
Ability to think critically and problem solve independently
Positive, inclusive, agile, and collaborative mindset
Strong verbal and written communication skills
Term and permanent life insurance underwriting
In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU

Additional Information:

Job Posted:
December 08, 2025

Work Type:

On-site work

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Life Underwriting Consultant