Life Insurance Underwriter Job at Robert Half (New Haven)

Sr. Underwriter - Life Insurance

Location

United States , Sioux Falls

Salary:

69523.00 - 115871.00 USD / Year

Sammons Financial Group

Expiration Date

Until further notice

Requirements

Bachelor's Degree or equivalent industry related experience Required
4-6 years of life insurance underwriting with above average performance or approval authority of $2M or above Required
Specialized knowledge and experience in life underwriting and risk selection with proven decision-making ability Required
Knowledge of medical and non-medical risk factors and the ability to apply these factors in reaching the most favorable underwriting decision Required
Excellent decision making skills with the ability to solve problems innovatively to find ‘win-win’ solutions
Strong verbal and written communication skills
Self-starter with excellent teamwork skills
ability to work independently to accomplish work goals and a willingness to sacrifice personal goals to help achiever overall team success
Superior ability to listen and be responsive to customers and who can sell difficult decisions while showing empathy
Desire and ability to effectively work with diverse personalities

Job Responsibility

Evaluate applications for life insurance to classify risks by using company risk selection standards while promoting additional sales of quality business
Obtain the information necessary, based on the circumstances of each case, to evaluate each proposed insured’s qualification for the plan and amount of life insurance applied for
Call the Agent on every case where an adverse underwriting decision is involved to explain the reason and discuss alternatives, including the use of facultative reinsurance
Help Regional Sales Directors and MGAs build their business by leading customized Game Plans and attracting new producers
Initiate communication with agents and providers to facilitate the application and policy issue process
use the most effective means of communication available - telephone, facsimile, electronic mail, etc
Direct Case Managers in obtaining required information and in providing information to agents, other employees and service providers
Provide guidance to the Case Manager in screening applications for Jet Issue
Take final action on cases as authorized by the Manager, Underwriting pertaining to case size and mortality class
refer cases outside authorized limits to underwriting personnel with the requisite authority

What we offer

Health, Dental, Vision, Company Paid Retirement, PTO and Holiday Pay
Employee Stock Ownership Plan (ESOP) is a 100% company-funded retirement plan
Healthy balance between work and personal lives
Friday afternoons off all year long, competitive PTO, and generous number of paid holidays
Incentive program for defined goals subject to eligibility and performance
Colleagues who support one another, model our core values, and drive our healthy, high-performing culture

Fulltime

New

Senior Individual Life Underwriter

Reporting to the Director of Underwriting, our underwriting professionals suppor...

Location

Canada , Toronto

Salary:

87500.00 - 109400.00 USD / Year

Reinsurance Group of America

Expiration Date

Until further notice

Requirements

College diploma / University degree or equivalent working experience
Minimum of 6 years of individual life underwriting experience including experience with substandard business, medical and financial underwriting
Service-oriented attitude with strong interpersonal skills to work collaboratively with our internal and external partners
Strong communication skills, written and verbal
Bilingual French/English (oral and written) is an asset. English is required as we need to communicate orally and in writing with a predominantly English-speaking clientele based outside of Quebec
Multiple lines of business (Life, DI, CI) an asset

Job Responsibility

Mortality/Morbidity Risk Analysis - determine appropriate underwriting requirements and assign cases to the appropriate risk category by analyzing and interpreting underwriting evidence for mortality and morbidity risk assessment
Provides technical expertise and support to client companies
Demonstrates an ability to work productively in high pressure environment and effectively and proactively manage challenging situations
Act independently within specified authority
Actively supports the departmental management by providing input, assisting in training, leading team discussions, participating in projects, and being a positive contributor to the resolution of technical or client issues
Contribute to a positive working environment with teamwork and a spirit of innovation
Participates in RGA events and industry activities and fosters relationships with key clients

What we offer

Annual bonus plan
Long-term equity incentive plan
Full range of health, retirement, and other employee benefits

Fulltime

Underwriter, Life & Health

Our client is a prominent life and health insurance provider with a significant ...

Location

Singapore , Singapore

Salary:

Not provided

Randstad

Expiration Date

July 16, 2026

Requirements

Experience: 2 to 5 years of underwriting experience specifically within the life insurance sector
Education: A degree in Nursing, Biomedical Science, or Biomedical Engineering
Technical Knowledge: Knowledge of medical conditions, insurance laws, regulations, and life and health insurance products
Professional Qualifications: Attainment of or progress toward ACII, ANZIIF, ALU, or LOMA certifications
Communication Skills: Effective communication skills for interaction with stakeholders and distribution partners
Systems Knowledge: Ability to use the Microsoft Office suite for daily reporting and administrative tasks

Job Responsibility

Risk Assessment: Evaluating medical and financial profiles of applicants to determine appropriate coverage terms and conditions for life and health policies
Underwriting Authority: Executing underwriting decisions within established delegated limits while maintaining consistency with internal standards and prevailing market trends
Case Management: Reviewing high-complexity cases involving multiple medical conditions or intricate risk factors to determine insurability
End-to-End Processing: Managing the full lifecycle of customer requests and policy applications to ensure timely and accurate completion of underwriting tasks
Stakeholder Advisory: Providing technical support and underwriting expertise to Financial Consultants regarding policy requirements and risk decisions
Project Participation: Contributing to ad hoc initiatives and process improvement projects aimed at enhancing underwriting efficiency and operational excellence

Fulltime

Underwriter, Life & Health

You will facilitate the assessment of medical and financial risks for applicants...

Location

Singapore , Singapore

Salary:

Not provided

Randstad

Expiration Date

July 11, 2026

Requirements

2 to 5 years of underwriting experience specifically within the life insurance sector
A degree in Nursing, Biomedical Science, or Biomedical Engineering
Knowledge of medical conditions, insurance laws, regulations, and life and health insurance products
Attainment of or progress toward ACII, ANZIIF, ALU, or LOMA certifications
Effective communication skills for interaction with stakeholders and distribution partners
Ability to use the Microsoft Office suite for daily reporting and administrative tasks

Job Responsibility

Evaluating medical and financial profiles of applicants to determine appropriate coverage terms and conditions for life and health policies
Executing underwriting decisions within established delegated limits while maintaining consistency with internal standards and prevailing market trends
Reviewing high-complexity cases involving multiple medical conditions or intricate risk factors to determine insurability
Managing the full lifecycle of customer requests and policy applications to ensure timely and accurate completion of underwriting tasks
Providing technical support and underwriting expertise to Financial Consultants regarding policy requirements and risk decisions
Contributing to ad hoc initiatives and process improvement projects aimed at enhancing underwriting efficiency and operational excellence

Fulltime

Manager, Claims Delivery - Life Insurance

Manager, Claims Delivery | Superannuation | Brisbane Based. Lead with Purpose. I...

Location

Australia , Brisbane

Salary:

165000.00 - 180000.00 AUD / Year

Randstad

Expiration Date

June 14, 2026

Requirements

Minimum 5 year of experience in life insurance claims leadership
Insurance Expert: Extensive experience in Group Life or superannuation-linked insurance
Proven Leader: A history of managing large-scale teams in regulated financial services
Technical Depth: Strong grasp of group life products and complex member servicing
Qualified: Tertiary qualifications or ALUCA accreditation is highly regarded

Job Responsibility

Strategic Direction: Execute operational strategies that simplify insurance for members
Operational Mastery: Own KPIs and service levels, ensuring we exceed regulatory and member expectations
Governance: Navigate APRA, ASIC, and the Life Insurance Code of Practice with precision
Culture & Mentorship: Foster a high-growth environment for your leadership team
Oversee delivery of group life insurance offering
Lead an operational engine of 60+ specialists across claims, underwriting, and member servicing

What we offer

Top-Tier Super: 14% contribution
Up to $180K + Super
True Flexibility: Enjoy a balanced hybrid model

Fulltime

!

Permanent Life Insurance Sales Consultant

The Permanent Life Insurance Sales Consultant is responsible for top line premiu...

Location

United States , San Francisco

Salary:

Not provided

The Standard

Expiration Date

Until further notice

Requirements

Bachelor’s degree preferred
Life & Health licenses required
Minimum 2+ years of experience selling voluntary or employee benefits
Ability to travel 3 days per week, by car or plane, throughout the defined territory
Established broker relationships within territory preferred
Prior experience selling hybrid benefit products is required
Must reside in the Bay Area

Job Responsibility

Build consulting relations with new and existing National, Regional and local Employee Benefit Broker Partners, General Agents, Technology Partners and Enrollment Firm partners with voluntary group and life insurance with long term care product suites
Be a resource for partners by being the subject matter expert on suitable enrollment technology solutions as well as product solutions for their client companies
Provide training and on-going development of producers, agencies and general agents in their assigned region
Responsible for maintaining a strong working relationship with our Home Office Sales Support, Underwriting, Policyholder Services, Billing Support, Compliance, and Compensation
Meet or exceed assigned production plan
Help analyze markets and formulate recruiting and marketing programs, with the goal of securing long term relationships with producers who will effectively produce quality business
Consult with producers to bring value to their existing book of business and develop new opportunities designed to generate solutions for their clients
Provide feedback on changes in the marketplace
Help implement and support the corporate strategy

What we offer

Medical, dental, vision and a 401(k) plan with matching company contributions
Annual incentive bonus plan
Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually — PTO increases with tenure
Paid parental leave and adoption/surrogacy assistance
Employee giving program that double matches your donations to eligible nonprofits and schools

Fulltime

Senior Life Medical Underwriter

Our client is currently looking for a Life Medical Underwriter to join their dyn...

Location

United Kingdom

Salary:

Not provided

The Emerald Group Ltd, Search and Selection

Expiration Date

Until further notice

Requirements

Must have experience in underwriting protection products
Must have experience in UK medical underwriting (essential)
Must have thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting
Extensive knowledge of all protection products
Understanding of legislations and regulatory requirements would be preferable
Excellent Written and verbal communication skills

Job Responsibility

Accurately assessing and documenting life and disability risks by reviewing applications and decide which terms, if any, can be offered up to the value based on your autonomy level
Ability to participate in or lead projects, which enhance the underwriting process and improve their systems and commercial viability
Ensuring any requests for further information are appropriate and accurate and commensurate with the risk being assessed, ensuring the customer journey is not impacted unnecessarily
Identifying complaints and ensuring they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limits
Ensuring all work is accurately recorded daily to enable accurate communications to be delivered and effective business decisions made
Taking ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirements

Fulltime

Life and Health Protection Underwriter

At Guardian, our mission is simple: to ensure every family has protection they t...

Location

United Kingdom , Reading

Salary:

Not provided

360 Resourcing Solutions

Expiration Date

Until further notice

Requirements

Minimum of 12 months experience in Life & Health Protection Underwriting within the UK market
Ability to work and collaborate with colleagues at all levels and with external parties
Identifying various Customer types and adapt accordingly
Complaint management
Internal and external stakeholder management
Internal and external objection handling
Independent time management skills

Job Responsibility

Effective and prudent assessment of risks that are processed within the operational underwriting
Provide thorough and robust justifications of decisions and refer cases to third parties including Chief Medical Officer (CMO) and re-assurers
Communicate well both verbally and in writing to give clear instruction & reasons for decisions
Manage customer expectations and portray Guardian’s high standards and underwriting services
Act as the point of contact for Customer Services team and distribution teams
Provide retrospective underwriting of cases for the claims area and claims committee
Ensure Guardian’s Customer Services proposition for both advisers and customers is delivered ensuring that the quality of our services continues to meet and be recognised for leading the market

What we offer

Private Medical Insurance with rewards for yourself with discounted rates for your family members
Competitive Company Pension Scheme
Access to several employee discounted schemes to suit your lifestyle including but not limited to: Private dental insurance
Electric Vehicle Salary Sacrifice Scheme
Cycle to Work scheme
Comprehensive Europe and Worldwide Travel Insurance
Medical Cash Plan
Gym memberships
Access to 24/7 GP service for you and your family
25 days holiday with the option to purchase more

Fulltime

Select Country

Life Insurance Underwriter

Job Description

Job Responsibility

Requirements

What we offer

Looking for more opportunities?