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One Real Mortgage is seeking a dedicated and passionate Licensed Loan Officer Assistant to join our team. The Licensed Loan Officer Assistant will assist loan originators and applicants in applying for and obtaining mortgage credit. This includes assisting or performing activities like determining the proper loan program, completing the loan application, gathering the necessary paperwork to begin the loan process, and preparing the loan file for submission. The Licensed Loan Originator Assistant communicates with the Loan Originator, applicant, appraiser, title officer, escrow officer, loan processor and underwriter.
Job Responsibility:
Takes applications for mortgage credit
Prequalifies mortgage loans by examining supporting documentation, estimating credit-worthiness, and calculating repayment risk
Offers and negotiates rates and terms of mortgage loans
Presents loan offers to consumers, either verbally or in writing, including providing disclosures
Protects the Company’s image by keeping mortgage loan information confidential
Updates job knowledge by participating in education and training
Provides prompt, courteous internal and external customer service
Participates and contributes to a positive work environment
Interviews applicants to obtain information for loan applications
Answers questions about the process of obtaining a home loan
Requirements:
Licensed Loan Officer Assistant
Must be based in U.S.
Knowledge of Conventional, FHA and VA guidelines
LOS training
Microsoft products training
Paperless training
General website training
Ability to analyze applicants' financial status, credit, and property evaluations
Ability to explain different types of loans and credit options
Ability to obtain and compile loan applicants' credit histories and financial information
Ability to work with applicants to identify financial goals
Excellent verbal communication skills
Knowledge of State/Federal regulations to maintain loan file compliance
Ability to provide excellent customer service
Effective listening and problem-solving skills
Ability to participate in pre-licensing, annual continuing, and company specific education and training