Leveraged Finance Credit Underwriting - Officer Job at Citi (Mumbai)

Credit Underwriting – Leveraged Finance - Officer

The Global Leveraged Finance Underwriting Credit Team (“LFU”) within Institution...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

4-7 years of credit analysis, origination, or relevant credit experience
Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
Team player with strong work ethic who also works well with others at all levels
Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Advanced knowledge of Microsoft Word, Excel, and PowerPoint
Three statements financial modeling experience
Ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once
Awareness and adherence to the control environment including Quality Assurance and Quality Control
Bachelor’s/University degree or equivalent experience

Job Responsibility

Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to LFU Underwriters, Risk and BCMA partners
Evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
Assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors
Provide analytical support across LFU’s core functions: (1) Leveraged Lending transaction origination and credit approval
(2) portfolio management and early problem recognition
(3) global leveraged lending related projects and strategic initiatives

Fulltime

Wholesale Credit Underwriting – Leveraged Finance – Vice President

The Global Leveraged Finance Underwriting Credit Team (LFU) within Institutional...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10 - 14 years previous credit authority experience
Prior experience working in a regulatory and compliance policy environment
Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
Excellent organizational skills, prioritizing capabilities, attention to detail
Effective inter-personal and written/verbal communication skills
Thorough problem recognition and resolution skills
Pro-active disposition with ability to work autonomously and within a team
Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
Bachelor’s/University degree, Master’s degree preferred

Job Responsibility

Interface with and support bankers in underwriting requests for commercial credit extensions
Prepare a detailed written credit summary of commercial applicants
Perform detailed financial analysis on companies, including trend and ratio analysis
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers
Perform industry and geographical research and other due diligence as needed
Maintain a solid understanding of Citibank products and services
Maintain compliance with Citibank credit policies/practices and regulatory policies
Assists business unit goals by continuous identification of process improvements and efficiencies
Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers
Appropriately assess risk when business decisions are made

Fulltime

Wholesale Credit Underwriting – Leveraged Finance – Vice President

The Global Leveraged Finance Underwriting Credit Team (LFU) within Institutional...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10 - 14 years previous credit authority experience
Prior experience working in a regulatory and compliance policy environment
Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines
Effective inter-personal and written/verbal communication skills
Thorough problem recognition and resolution skills
Pro-active disposition with ability to work autonomously and within a team
Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
Bachelor’s/University degree, Master’s degree preferred

Job Responsibility

Interface with and support bankers in underwriting requests for commercial credit extensions
Prepare a detailed written credit summary of commercial applicants
Perform detailed financial analysis on companies, including trend and ratio analysis
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers
Perform industry and geographical research and other due diligence as needed
Maintain a solid understanding of Citibank products and services
Maintain compliance with Citibank credit policies/practices and regulatory policies
Assists business unit goals by continuous identification of process improvements and efficiencies
Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers
Appropriately assess risk when business decisions are made

What we offer

Extensive on-the-job training and exposure to senior leaders
More traditional learning
Chance to give back and make a positive impact through volunteerism

Fulltime

Corporate Credit Underwriter – Leveraged Finance – Officer

The Global Leveraged Finance Underwriting Credit Team within Institutional Credi...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3-6 years of credit analysis, origination, or relevant credit experience
Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
Team player with strong work ethic who also works well with others at all levels
Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Advanced knowledge of Microsoft Word, Excel, and PowerPoint
Three statements financial modeling experience
Ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once
Awareness and adherence to the control environment including Quality Assurance and Quality Control
MBA or CFA or CA

Job Responsibility

Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Leveraged Finance Underwriting Underwriters, Risk and Banking, Capital Markets & Advisory partners
Evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
Assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors
Provide analytical support across Leveraged Finance Underwriting's core functions: (1) Leveraged Lending transaction origination and credit approval
(2) portfolio management and early problem recognition
(3) global leveraged lending related projects and strategic initiatives
The Senior Analyst will be responsible for writing Annual Reviews and Quarterly Reviews of the assigned portfolio

Fulltime

Corporate Credit Underwriter – Leveraged Finance – Officer

The Global Leveraged Finance Underwriting Credit Team within Institutional Credi...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3-6 years of credit analysis, origination, or relevant credit experience
Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
Team player with strong work ethic who also works well with others at all levels
Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Advanced knowledge of Microsoft Word, Excel, and PowerPoint
Three statements financial modeling experience
Ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once
Awareness and adherence to the control environment including Quality Assurance and Quality Control
MBA or CFA or CA

Job Responsibility

Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Leveraged Finance Underwriting Underwriters, Risk and Banking, Capital Markets & Advisory partners
Evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
Assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors
Provide analytical support across Leveraged Finance Underwriting's core functions: (1) Leveraged Lending transaction origination and credit approval
(2) portfolio management and early problem recognition
(3) global leveraged lending related projects and strategic initiatives
The Senior Analyst will be responsible for writing Annual Reviews and Quarterly Reviews of the assigned portfolio

Fulltime

Credit Officer - Leverage Finance Underwriting

Citi continues to enhance its business control and governance framework by build...

Location

Brazil , São Paulo

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Postgraduate qualification such as MBA (Finance), CA, or CFA preferred
Portuguese & English proficient required
Spanish is preferred
3–5 years of relevant experience in credit, banking, or financial analysis roles
Advanced Excel and modeling proficiency
working knowledge of databases (Bloomberg, Factset, Capital IQ) an advantage
Strong grasp of credit principles, risk ratings, and financial covenants
Advanced experience with the internal Policies, Standards, Procedures, Templates
Strong accounting knowledge
Independent problem-solving and analytical depth

Job Responsibility

Lead preparation of credit notes and valuations using multiple methodologies (DCF, market multiples, precedent transactions, etc.)
Conduct ratio, cash flow, and capital structure analyses to assess creditworthiness
Assess liquidity, debt capacity and other areas of financial and operating performance to evaluate areas of weakness and potential for turnaround, which is measured by setting and monitoring appropriate classification triggers
Monitor operating performance, identify potential red flags, and propose rating actions when needed
Participate in management calls, analyze earnings transcripts, and prepare summary insights
Ensure credit papers adhere to policy standards and contain accurate, well-supported recommendations
Review work of junior analysts for quality and consistency
Collaborate with internal stakeholders on exposure reviews, documentation, and portfolio analytics
Basic understanding of credit agreements, monitoring covenants, etc.
Work closely with other colleagues (Senior Bankers and Senior Credit Officer-level transactors) to remain coordinated on the restructuring/valuation process and assess likely restructuring scenarios

Leveraged Finance Underwriter

The Underwriter is a strategic professional who stays abreast of developments wi...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6-10 years previous credit authority experience
Prior experience working in a regulatory and compliance policy environment
Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
Excellent organizational skills, prioritizing capabilities, attention to detail
Effective inter-personal and written/verbal communication skills
Thorough problem recognition and resolution skills
Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
Bachelor's/University degree, Master's degree preferred

Job Responsibility

Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients
Prepare detailed written credit summary of commercial applicants requesting credit
Perform detailed financial analysis on companies, including trend and ratio analysis
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers
Perform industry and geographical research and other due diligence as needed
Maintain a solid understanding of Citibank products and services
Maintain compliance with Citibank credit policies/practices and regulatory policies
Assist business unit goals by continuous identification of process improvements and efficiencies
Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers

What we offer

Extensive on-the-job training and exposure to senior leaders
Traditional learning opportunities
Volunteerism opportunities
Career growth opportunities

Fulltime

Leveraged, Acquisition & TMT Finance Americas – Portfolio Management - Analyst

Team and Position: Credit Agricole is among world top 10 banking groups. Our NY ...

Location

United States Of America , NEW YORK

Salary:

100000.00 - 125000.00 USD / Year

Crédit Agricole

Expiration Date

Until further notice

Requirements

Relevant academic background (BA/BS degree with economics/finance major coursework)
Strong quantitative and qualitative analytical skills
Reliability, attention to detail and quality outputs
Good organizational skills: ability to keep track of deadlines, to organize its own work
Good communication and interpersonal skills (ability to communicate seamlessly with LATFG deal teams, and capacity to interact convincingly and forcefully with internal partners)
MS Office suite proficiency
Ideally 1–2 year experience in either a leveraged finance environment (portfolio management or origination and execution), or a credit risk / credit underwriting and monitoring function

Job Responsibility

Credit monitoring of our loan portfolio: write up of annual reviews, credit papers in relation to waivers and amendments, quarterly write ups for loans under watch
Proactively flag any early warning signals of credit deterioration, concerns, or ideas for commercial opportunities
Ensure timely propagation of internal rating decisions within the internal IT systems
Occasionally represent the team in the various credit committees and monitoring committees
Coordinate with CLF LOSA team to monitor evolution of the portfolio
Coordinate with CLF LOSA and respective deal/client teams to ensure authorizations recorded in internal systems are accurate and up to date
Maintain close coordination on all of the above tasks with respective LATFG client teams
Interact with clients whenever necessary to clarify credit related questions
Review quarterly or annual information provided by client, connect to lender or investor calls organized by clients and relay summaries of meaningful information
Contribute to internal and regulatory Reporting: collect data and assist with the regular requests for reporting from our internal stakeholders

Fulltime

Select Country

Leveraged Finance Credit Underwriting - Officer

Job Description

Job Responsibility

Requirements

What we offer

Looking for more opportunities?