CrawlJobs Logo

Lead Wealth Underwriter

https://www.wellsfargo.com/ Logo

Wells Fargo

Location Icon

Location:
India , Bengaluru

Category Icon
Category:

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

Not provided

Job Description:

Wells Fargo is seeking a Lead Wealth Underwriter. In this role, you will: Lead complex initiatives including those that are cross-functional with broad impact and act as a key participant in large-scale planning for Wealth Underwriting. Review, analyze, and evaluate complex challenges related to multi-faceted, larger scale high-net-worth loans structures, existing portfolio issues, and complex business, operational, or technical challenges that require an in-depth evaluation of multiple factors including intangible or unprecedented factors, present recommendations for resolution. Make decisions on complex and multi-faceted credit risk management issues to ensure satisfactory credit portfolio risk examinations requiring solid understanding of Wealth Underwriting functional area policies, procedures, regulations, and compliance requirements that influence and lead the Wealth Underwriting team to meet deliverables and drive new initiatives. Strategically collaborate and consult with Wealth Underwriting peers, colleagues, and mid-level to senior level managers to resolve issues and achieve goals; serve as a peer mentor. Partner with Custom Credit Banker and Financial Advisor to provide guidance on due diligence, credit, and loan document negotiations with clients.

Job Responsibility:

  • Lead complex initiatives including those that are cross-functional with broad impact and act as a key participant in large-scale planning for Wealth Underwriting
  • Review, analyze, and evaluate complex challenges related to multi-faceted, larger scale high-net-worth loans structures, existing portfolio issues, and complex business, operational, or technical challenges that require an in-depth evaluation of multiple factors including intangible or unprecedented factors, present recommendations for resolution
  • Make decisions on complex and multi-faceted credit risk management issues to ensure satisfactory credit portfolio risk examinations requiring solid understanding of Wealth Underwriting functional area policies, procedures, regulations, and compliance requirements that influence and lead the Wealth Underwriting team to meet deliverables and drive new initiatives
  • Strategically collaborate and consult with Wealth Underwriting peers, colleagues, and mid-level to senior level managers to resolve issues and achieve goals
  • serve as a peer mentor
  • Partner with Custom Credit Banker and Financial Advisor to provide guidance on due diligence, credit, and loan document negotiations with clients

Requirements:

  • 8+ years of Wealth Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • Minimum 8+ years of core underwriting experience in CRE lending or commercial/wealth banking
  • Strong end-to-end underwriting exposure covering origination, new money deals, and portfolio monitoring
  • Ability to independently underwrite complex transactions and prepare credit memos
  • Experience in financial analysis (NOI, DSCR, Debt Yield, LTV) and risk assessment
  • Hands-on involvement in covenant structuring, testing, and ongoing credit surveillance
  • Proven track record of collateral validation and policy-compliant underwriting
  • Ability to identify risks, recommend actions, and manage portfolio performance
  • Preference for candidates with pure underwriting experience

Additional Information:

Job Posted:
May 17, 2026

Expiration:
May 19, 2026

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Lead Wealth Underwriter

New

Wealth Lending Advisor - Vice President

Citi Wealth Lending provides competitive borrowing solutions that are strategica...
Location
Location
United States , San Francisco
Salary
Salary:
157040.00 - 235560.00 USD / Year
https://www.citi.com/ Logo
Citi
Expiration Date
May 18, 2026
Flip Icon
Requirements
Requirements
  • 5+ years experience in wealth management or private bank lending, including origination, structuring, and credit analysis
  • Demonstrated experience advising Affluent, HNW, and UHNW clients on lending solutions
  • Ability to advise clients on optimal loan structures and think creatively in delivering market leading solutions
  • Solid understanding of financial markets, investments, and wealth management
  • Data-driven, strategic approach to opportunity identification and pipeline management
  • Strong credit acumen with disciplined risk judgment
  • Comfort operating in a fast-paced, growth-oriented, regulated environment
  • Excellent oral and written communication skills
  • Strong initiative, accountability, and collaboration
  • Desire to drive growth in a dynamic business
Job Responsibility
Job Responsibility
  • Partner with CGCPC Wealth Advisors to integrate lending solutions into their books of business through strategic engagement and opportunity reviews
  • Join regional advisor team meetings, as well as client and prospect meetings to position lending as a tactical component of holistic wealth and capital management
  • Guide clients to appropriate loan structures, terms, and strategies aligned with their liquidity, investment, and risk objectives
  • Act as the first line of control and subject-matter expert for regional lending activity
  • Drive efficient, high-quality execution by managing timelines, expectations, and communication across clients, Advisors, and internal partners
  • Identify lending opportunities using data-driven insights, portfolio analytics, and proactive client segmentation
  • Monitor market trends, competitive dynamics, product gaps, escalating insights and opportunities to Wealth Lending leadership
  • Provide ongoing education on lending solutions, sales strategies, and best practices. Build awareness of lending capabilities across Citi Wealth, with particular focus on SBL and Structured Lending
  • Establish a reputation for execution excellence, strong risk judgment, and trusted partnership with Wealth Advisors, regional managers, and Underwriting and Risk partners
  • Maintain responsibility for a healthy, compliant regional loan portfolio, ensuring adherence to regulatory, credit, and control standards
What we offer
What we offer
  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
  • Fulltime
!
Read More
Arrow Right
New

Citi Wealth - Lending Advisor - Vice President

Citi Wealth Lending provides competitive borrowing solutions that are strategica...
Location
Location
United States , New York; Miami
Salary
Salary:
157040.00 - 235560.00 USD / Year
https://www.citi.com/ Logo
Citi
Expiration Date
May 18, 2026
Flip Icon
Requirements
Requirements
  • 5+ years’ experience in wealth management or private bank lending, including origination, structuring, and credit analysis
  • Demonstrated experience advising Affluent, HNW, and UHNW clients on lending solutions
  • Strong expertise in Securities‑Based Lending along with a general understanding of Structured Lending and complex collateral preferred
  • Ability to advise clients on optimal loan structures and think creatively in delivering market leading solutions
  • Solid understanding of financial markets, investments, and wealth management
  • Data‑driven, strategic approach to opportunity identification and pipeline management
  • Strong credit acumen with disciplined risk judgment
  • Comfort operating in a fast‑paced, growth‑oriented, regulated environment
  • Excellent oral and written communication skills
  • Strong initiative, accountability, and collaboration
Job Responsibility
Job Responsibility
  • Partner with CGCPC Wealth Advisors to integrate lending solutions into their books of business through strategic engagement and opportunity reviews
  • Join regional advisor team meetings, as well as client and prospect meetings to position lending as a tactical component of holistic wealth and capital management
  • Guide clients to appropriate loan structures, terms, and strategies aligned with their liquidity, investment, and risk objectives
  • Act as the first line of control and subject‑matter expert for regional lending activity
  • Drive efficient, high‑quality execution by managing timelines, expectations, and communication across clients, Advisors, and internal partners
  • Identify lending opportunities using data‑driven insights, portfolio analytics, and proactive client segmentation
  • Monitor market trends, competitive dynamics, product gaps, escalating insights and opportunities to Wealth Lending leadership
  • Provide ongoing education on lending solutions, sales strategies, and best practices. Build awareness of lending capabilities across Citi Wealth, with particular focus on SBL and Structured Lending
  • Establish a reputation for execution excellence, strong risk judgment, and trusted partnership with Wealth Advisors, regional managers, and Underwriting and Risk partners
  • Maintain responsibility for a healthy, compliant regional loan portfolio, ensuring adherence to regulatory, credit, and control standards
What we offer
What we offer
  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
  • Fulltime
!
Read More
Arrow Right

Insurer Partnerships Manager

The Partnerships team holds responsibility for overseeing, managing, and advanci...
Location
Location
United Kingdom , South Wales
Salary
Salary:
50000.00 - 55000.00 GBP / Year
https://www.lawesrecruitment.co.uk Logo
Lawes Consulting Group
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Proficient in rapidly establishing rapport, forging trusted connections with stakeholders internally and externally across all levels
  • Brings a wealth of experience in partnership management within global MGA/Delegated Authority frameworks, whether as an intermediary or carrier, preferably within the realm of general insurance
  • Demonstrates expertise in owning and supervising delegated authority activities, including technical performance, claims management, underwriting, processing, governance, and reporting
  • Possesses sound knowledge of key risk management and general insurance principles
  • Skilled in negotiation and persuasion, able to make decisive decisions under pressure
  • Exhibits excellent verbal and written communication skills
  • Approaches problem-solving with pragmatism and rationality, paying meticulous attention to detail
  • Proficient in Microsoft Office applications
  • Possession of formal insurance qualifications (e.g., DipCI, CertCI) is highly desirable
Job Responsibility
Job Responsibility
  • Be recognised as the foremost representative of the company, and a certified senior manager overseeing their panel of carrier partners
  • Spearhead the formulation and implementation of strategies to allocate premiums among carriers
  • Ensure the ongoing satisfaction of each carrier with the technical, financial, and operational performance of their partnership
  • Lead regular steering and review meetings to secure buy-in and, when necessary, persuade carriers to support their endeavours in achieving their commercial goals
  • Ensure the maintenance of existing underwriting capacity and, whenever feasible, its expansion to support our clients’ corporate objectives
  • Supervise the timely renewal of Delegated Authority Agreements (DAA) contracts
  • Lead initiatives aimed at augmenting underwriting capacity to encompass new products or markets
  • Take ownership of and supervise all processes associated with onboarding new carriers
  • Exercise oversight and assume ultimate responsibility for ensuring that all activities under delegated authority, including carrier processing, underwriting and technical outcomes, claims management, document issuance, and complaint handling, are conducted in accordance with the terms of their DAA contracts
  • Lead or facilitate scheduled or ad-hoc audits of carriers
  • Fulltime
Read More
Arrow Right

Counterparty Credit Risk Underwriter

The Counterparty Credit Underwriter supporting and working on coverage of a glob...
Location
Location
United Kingdom , London
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Good track record of experience in Hedge fund credit or related experience
  • Good knowledge of hedge fund/family office/private equity structures/operations and strategy types, prime brokerage and derivatives/capital market products, ISDA/other trading agreements, securities based lending (margin lending)
  • Strong grasp of current technologies including stress testing is highly beneficial
  • Knowledge of capital markets and securities based lending products
  • Strong analytical skills and ability to decompose transactions into the core risks
  • Good quantitative skills a plus
  • Solid Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk
  • University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus
Job Responsibility
Job Responsibility
  • Implementing and applying the Credit Risk Framework for IFOs
  • Working closely with the IFO UW team lead to maintain and develop further the Wealth IFO governance framework, including the running and administration of regional IFO Forums, the stewardship of the Wealth IFO List, and the provision of advice as needed
  • Credit manage an assigned portfolio of IFOs globally
  • Lead, coordinate, or join due diligence (DD) meetings to understand the risk profile and dominant strategy of the IFOs and ensure risk appetite at the Citi level remains adequate
  • Assess key risks including portfolio concentration and diversification, liquidity, redemption risks if any
  • Assign Risk Ratings by using appropriate risk methodologies and scoring sheets
  • Assess risk rating methodology on a periodic basis
  • Decide client margin tiering and apply appropriate tiering guidelines and margins
  • Understand key risk dynamics and assessments at a fund/entity level as well as at the investment manager level
  • Understand the IFOs holding structure and investors base
What we offer
What we offer
  • Best-in-class benefits
  • Work-life balance
  • Fulltime
Read More
Arrow Right

Credit Risk Senior Officer I

Citibank, N.A. seeks a Credit Risk Senior Officer I for its Irving, Texas locati...
Location
Location
United States , Irving
Salary
Salary:
173700.00 USD / Year
https://www.citi.com/ Logo
Citi
Expiration Date
June 08, 2026
Flip Icon
Requirements
Requirements
  • Master’s degree, or foreign equivalent, in Business Administration, Finance, Economics or related field and 8 years of experience as a Credit Portfolio Officer, Credit Risk Senior Officer, Country Risk Senior Officer, Management Reporting Senior Analyst, Equity Research Analyst, Program Head or related position involving project management. Alternatively, a Bachelor’s degree in the stated fields and 10 years of progressively responsible, post-baccalaureate experience in the stated positions. 2 years of experience must include: Credit risk assessment, monitoring and reporting for a global financial services institution
  • Various Credit Risk Models including Risk Rating models, stress loss models, and ECL (Expected Credit Loss) models including IFRS9, CECL
  • Credit risk concepts, including probability of default (PD), loss given default (LGD), and exposure at default (EAD), to enhance risk models and methodologies
  • Credit Analysis and developing Credit Risk Policies and Procedures
  • Statistical, qualitative and quantitative analytical skills including regression analysis
  • Financial Modeling, Financial Statement Forecasting, Macroeconomics
  • Technologies including Tableau
  • Enterprise Risk Management
  • Ad-hoc reporting for senior management
  • Leading risk reporting initiatives.
Job Responsibility
Job Responsibility
  • Evaluate and manage credit risk across the Wealth Wholesale portfolio, including review of internal risk ratings, classifications, portfolio limits, and exceptions
  • Conduct independent and unbiased assessments of credit risk, analyzing credit limits, exposure components, collateral details and ensuring data integrity in internal credit systems
  • Ensure that all relevant credit-related data is accurately reflected in internal credit systems
  • Support oversight of the end-to-end credit risk rating lifecycle, including Risk Rating Processes and Risk Rating Models
  • As Model Sponsor, engage with Model Developer team to develop or update internal Risk Rating Models
  • Review Ongoing Performance Assessment, Model Development Documentation, Annual Model Reviews, Limitation remediations and model changes for the Risk Rating Models
  • Manage projects for implementation of Risk Rating models in Citi's systems for use in underwriting processes
  • Develop and maintain model controls
  • Ensure adherence to internal credit risk policies and frameworks and evaluate the effectiveness of credit risk management practices
  • Evaluate the appropriateness of Corrective Action Plans resulting from Credit Reviews or Quarterly Business monitoring, and subsequent validation of the effectiveness of the corrective actions after implementation by the management
What we offer
What we offer
  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • planned time off (vacation)
  • unplanned time off (sick leave)
  • paid holidays
  • Fulltime
Read More
Arrow Right

Senior Consultant

The Senior Consultant role at NTT DATA involves leading project workstreams and ...
Location
Location
Singapore , Singapore
Salary
Salary:
Not provided
nttdata.com Logo
NTT DATA
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor’s or Master’s degree in Business, Computer Science, Engineering, or related fields
  • 5–8 years of consulting or relevant industry experience
  • Strong project management and stakeholder engagement skills
  • Advanced analytical, presentation, and communication capabilities
  • Experience in Banking, Insurance, or Wealth & Asset Management projects: Banking: Demonstrated experience in banking projects (retail, capital markets, etc.)
  • Insurance: Experience running insurance projects, especially digital or AI transformation across Operations, Underwriting, Distribution, and/or Claims
  • WAM: Experience in process optimization, technology enablement, and compliance for WAM clients
Job Responsibility
Job Responsibility
  • Lead project workstreams, ensuring high-quality deliverables and adherence to timelines
  • Manage and coach Consultants and junior team members, fostering their development
  • Conduct advanced analysis, synthesize insights, and form actionable recommendations for clients
  • Facilitate workshops and present findings to senior stakeholders, including C-suite executives
  • Oversee quality assurance of delivery and support the development of new propositions
  • Collaborate with cross-functional teams to design and implement AI-enabled solutions
  • Support business development activities, including proposal creation and client pitches
  • Contribute to a culture of continuous improvement and innovation
  • Demonstrate sense-making: form points of view, connect data to business outcomes, and guide clients through ambiguity
  • Fulltime
Read More
Arrow Right

Credit Risk Second Line of Defense Officer Vice President

The Wealth Credit Portfolio Officer is a second line of defense role responsible...
Location
Location
United States , Fort Lauderdale; Irving
Salary
Salary:
117440.00 - 176160.00 USD / Year
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 6-10 years of relevant credit risk experience with prior experience in either underwriting, independent risk management or similar functions
  • BS or equivalent degree in a quantitative or financial discipline
  • Experience with independent management of processes or projects
  • Experience with interacting with senior management, regulators, internal and external audit
  • Advanced knowledge of Excel
  • Ability to analyze data and present conclusions
  • Excellent communication, presentation and writing skills
  • Proven ability to apply credit and risk principles toward business goals
  • Demonstrated ability to prioritize and remain organized in a fast-paced environment
  • Good team player and excellent work ethics
Job Responsibility
Job Responsibility
  • Engage with Wealth Business to understand credit requests, perform review and credible challenge, and provide recommendation for credit approvals
  • Lead portfolio monitoring activities in the Americas cluster, including ongoing review of key risk metrics, understanding drivers, identifying trends and data quality issues, and engaging with various groups responsible for remediation
  • Support Product Risk Managers in the oversight activities for relevant product Programs, including portfolio reviews, product program changes/renewals, review of product metrics, among others
  • Operate under the risk governance framework, adhering to policies and standards applicable to Wealth when performing the job function and provide subject matter expertise to first line of defense
  • Possess subject matter expertise in the flow of credit data attributes in downstream credit and reporting systems and use knowledge to drive change
  • Provide financial analysis, risk assessment and analytical support for specific projects across Wealth Risk Americas and globally
  • Conduct regional activities including Wealth Risk capacity assessment, maintain and provide training on regional guidelines, among others
  • Assist with ad-hoc Senior Management needs, including data aggregation and presentations
  • Work in partnership with the Business, while maintaining an independent and holistic risk perspective of the assigned portfolio
What we offer
What we offer
  • Medical, dental & vision coverage
  • 401(k)
  • Life, accident, and disability insurance
  • Wellness programs
  • Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
  • Discretionary and formulaic incentive and retention awards
  • Fulltime
Read More
Arrow Right

Application Development Tech Senior Lead Analyst

The Applications Development Senior Lead Analyst is a senior level position resp...
Location
Location
Singapore , Singapore
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 12+ years of relevant experience out of which 10 years in Application Development or systems analysis
  • Hands on experience in developing, implementing & supporting Enterprise level applications in Banking or Wealth management
  • Minimum 7 years of experience in building and delivering successful technology projects in financial services or Banking industry
  • Extensive experience system analysis and in engineering of platforms used for Client onboarding, KYC, credit underwriting etc in Banking/Wealth management domain
  • Experience in developing enterprise grade applications using Spring boot Microservices, Rest APIs etc
  • Experience in managing technology teams located globally
  • Working knowledge of banking practices, laws and standards
  • In depth understanding of Wealth management, Retail Banking, investment products, process & back-office operations
  • Consistently demonstrates clear and concise written and verbal communication
  • Bachelor’s degree/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Integrate in-depth knowledge of applications development with overall technology function to achieve established goals of Wealth Ops Technology team
  • Utilize in-depth knowledge of concepts and procedures of Citi around Wealth management and retail bank
  • Provide strategic influence and exercise control over resources, budget management and planning while monitoring end results
  • Ensure essential procedures are followed and contribute to defining standards
  • Provide evaluative judgement based on analysis of facts in complicated, unique, and dynamic situations including drawing from internal and external sources
  • Influence and negotiate with senior leaders across functions, as well as communicate with external parties as necessary
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards
  • Fulltime
Read More
Arrow Right