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Lead Technology Business Systems Consultant

https://www.wellsfargo.com/ Logo

Wells Fargo

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Location:
India , Hyderabad or Bangalore

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Category:
IT - Software Development

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Contract Type:
Not provided

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Salary:

Not provided
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Job Description:

Wells Fargo is seeking a Lead Technology Business Systems Consultant

Job Responsibility:

  • Lead complex initiatives to provide technological solutions with broad impact for cross functional businesses and technology teams
  • Act as a key participant in providing strategic business solutions to companywide technology initiatives
  • Evaluate highly complex business problems and provide subject matter knowledge proficiency for technology initiatives
  • Define and lead detailed research on business and technology requests to develop efficient and accurate functional requirements
  • Make decisions in highly complex and multifaceted situations requiring solid understanding of domain and technology applications, and which influence companywide technology solutions
  • Lead project or systems documentation, and monitor and manage project schedules and deliverables
  • Collaborate and consult with business and technology teams to provide comprehensive technological solutions for complex business problems
  • Ensure communication and information flow between business and technology teams
  • Collaborate with business stakeholders to elicit, document, and validate functional and non-functional requirements
  • Analyze payment workflows, transaction lifecycles, and integration points with upstream/downstream systems
  • Translate business needs into detailed technical specifications for development teams
  • Provide subject matter expertise in payment systems
  • Work with architects and developers to design scalable, secure, and efficient payment solutions
  • Create BRDs, FRDs, user stories, and acceptance criteria for agile delivery
  • Maintain traceability between requirements and delivered functionality
  • Act as a bridge between product owners, operations, and technology teams
  • Facilitate workshops, sprint planning, and backlog grooming sessions
  • Communicate progress, risks, and dependencies to stakeholders

Requirements:

  • 5+ years of Business Systems Data and Business Systems Designing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • Bachelor’s degree in Computer Science, Information Technology, or related field
  • 10+ years of experience as a Business Analyst in financial services or payments domain
  • Strong understanding of payment systems, messaging standards (ISO 8583, ISO 20022), and clearing/settlement processes
  • Familiarity with APIs, microservices, and integration patterns
  • Proficiency in tools like JIRA, Confluence, and MS Visio for documentation and workflow design
  • Defining NFRs and testing
  • SQL, N-SQL
  • Tools like Grafana, Elastic
  • Expertise in payment workflows, clearing/settlement, and transaction lifecycle
  • Familiarity with fraud detection, dispute management, and reconciliation processes
  • Proficiency in JIRA, Confluence, MS Visio, and BPM tools
  • Ability to create detailed functional documentation and process maps
  • Support SIT/UAT by validating test cases against requirements
  • Ensure defect triage and resolution aligns with business priorities
  • Validate end-to-end payment flows and reconciliation processes
  • Gather, analyze, and document functional requirements for payment systems
  • Map business processes to functional workflows for ACH, RTGS / Wires, SWIFT, ISO 20022, UPI, and card-based transactions
  • Define functional specifications for APIs, integration points, and payment gateways
  • Provide deep functional knowledge of payment systems, clearing and settlement processes
  • Ensure compliance with regulatory standards (AML, KYC, PCI DSS) and incorporate them into functional design
  • Support modernization initiatives like ISO 20022 migration and real-time payment adoption
  • Excellent analytical, problem-solving, and communication skills
  • Ability to manage multiple priorities and work in an agile environment

Additional Information:

Job Posted:
March 24, 2026

Expiration:
March 26, 2026

Employment Type:
Fulltime
Work Type:
On-site work
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