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Lead Software Engineer (Real-Time Payments)

Singapore, Singapore Employment contract · Job Posted June 04, 2026
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Job Responsibility

  • Own detailed design and implementation for features, services, or subsystems within a RTP product or capability
  • Apply established reference architectures and patterns (e.g., microservices, event-driven design) consistently
  • Translate functional and non-functional requirements into robust, production-ready solutions
  • Participate actively in technical design reviews and incorporate feedback from architects and peers
  • Make sound technology decisions at the team level, balancing delivery speed, risk, and maintainability
  • Drive end-to-end delivery for assigned features—from design through production support
  • Remain actively hands-on for critical paths, complex integrations, and performance-sensitive components
  • Lead by example in clean code, testability, and maintainable design
  • Conduct and contribute to code reviews, ensuring quality, security, and performance standards are met
  • Support engineers in solving non-trivial technical problems across application, messaging, and data layers
  • Promote disciplined development practices, including automated testing and CI/CD usage
  • Design solutions to meet defined performance, scalability, reliability, and security requirements
  • Contribute to defining service-level indicators (SLIs) and objectives (SLOs) for owned components
  • Ensure production readiness through appropriate observability (metrics, logs, traces) and capacity awareness
  • Participate in performance testing, production readiness reviews, and operational validations
  • Support incident analysis, root cause identification, and remediation activities as needed
  • Act as the primary technical point of contact for a team or feature area
  • Mentor engineers through design discussions, code reviews, and problem solving
  • Support technical onboarding and knowledge sharing within the team
  • Promote accountability, quality, and ownership mindset across day-to-day engineering work
  • Collaborate effectively with Product Managers, Architects, QA, and Operations partners
  • Identify and address technical debt within owned areas
  • Improve reliability, performance, and maintainability incrementally over time
  • Adopt and reinforce Mastercard engineering standards, security practices, and compliance requirements
  • Contribute suggestions and feedback for broader platform and engineering improvements

Requirements

  • 7–10 years of experience in software engineering, including building and supporting enterprise backend systems
  • Strong hands-on experience designing and building distributed systems
  • Solid understanding of microservices and event-driven architectures
  • Practical experience with performance tuning, scalability, and failure handling
  • Experience working in production environments with on-call or operational responsibility
  • Strong backend engineering experience using languages and frameworks such as Java/Spring or similar
  • Experience with messaging, APIs, and data persistence technologies
  • Familiarity with observability tools, logging frameworks, and monitoring approaches

Nice to have

  • Exposure to cloud and containerized environments
  • Experience in payments or other regulated, high-availability systems

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