Lead Securities Based Lending Wealth Underwriter

• Lead complex initiatives including those that are cross-functional with broad impact and act as a key participant in large-scale planning for Wealth Underwriting
• Review, analyze, and evaluate complex challenges related to multi-faceted, larger scale high-net-worth loans structures, existing portfolio issues, and complex business, operational, or technical challenges that require an in-depth evaluation of multiple factors including intangible or unprecedented factors, present recommendations for resolution
• Make decisions on complex and multi-faceted credit risk management issues to ensure satisfactory credit portfolio risk examinations requiring solid understanding of Wealth Underwriting functional area policies, procedures, regulations, and compliance requirements that influence and lead the Wealth Underwriting team to meet deliverables and drive new initiatives
• Strategically collaborate and consult with Wealth Underwriting peers, colleagues, and mid-level to senior level managers to resolve issues and achieve goals
• serve as a peer mentor
• Partner with Custom Credit Banker and Financial Advisor to provide guidance on due diligence, credit, and loan document negotiations with clients

5+ years of Wealth Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• US Only: Successfully completed Financial Industry Regulatory Authority (FINRA) Series 7 (or FINRA recognized equivalents) sufficient to qualify for immediate FINRA registration
• Experience in credit assessment: Analyzing the creditworthiness of borrowers and assessing their ability to repay the loan.
• Skilled in collateral evaluation: Evaluating the value and appropriateness of the securities used as collateral for the loan.
• Knowledgeable in transaction evaluation: Assessing the risks and suitability of the overall lending transaction.
• Experience in documentation and analysis: Document findings, analyzing loan files, and identifying potential exceptions.
• Skilled in risk mitigation: Reconciling findings with guidelines and identifying compensating factors.
• Knowledgeable in compliance: Adhering to internal policies, regulatory requirements, and data security standards.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement