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Lead underwriting process to meet project deliverables, including coordination with multiple stakeholders
Leverage solid understanding of secured lending underwriting functional areas, policies, procedures, and compliance requirements
Lead the credit underwriting of corporate financial counterparties
Present all information in concise and clear format for credit approval
Actively engage with credit approvers and other key stakeholders during the credit approval process
Champion deals throughout the underwriting deal lifecycle
Manage client and internal constituents’ expectations throughout the approval and loan closing process
In conjunction with legal counsel, lead the structuring and negotiation of legal documentation
Ensure proper risk ratings, oversee compliance and third-party diligence activities including collateral examinations, appraisals, and other business/contract diligence
For applicable credits, lead the structuring and completion of the ARS servicer report model in conformity with S&P Trade Receivables Securitization Criteria
Collaborate closely with the originations and portfolio teams to ensure steady information flow and smooth transitions
Collaborate and consult with underwriting peers, colleagues, and managers to resolve issues and achieve goals
Lead secured lending underwriting projects and teams
Serve as a mentor to junior teammates
Requirements:
5+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education
Nice to have:
3+ years of experience with securitization or asset based lending
Advanced Microsoft Office (Excel, Word, PowerPoint) skills
Strong analytical skills, with heightened attention to detail and accuracy, recognizing importance of data integrity and adherence to credit policies and procedures
Strong verbal and written communication skills and ability to work effectively with internal stakeholders and clients
Working knowledge of various secured lending programs and structures
What we offer:
Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance