This list contains only the countries for which job offers have been published in the selected language (e.g., in the French version, only job offers written in French are displayed, and in the English version, only those in English).
We are seeking a detail-oriented and analytical Lead Research Associate to support research, risk validation, and data-driven decision-making within a fast-paced fintech environment. This role will focus on analyzing large data sets, validating merchant and financial information, and providing actionable insights to support underwriting, compliance, and operational teams.
Job Responsibility:
Analyze and interpret large data sets related to merchant processing, transactions, and risk indicators
Conduct detailed financial and operational research to support underwriting and compliance decisions
Provide clear, structured data reporting and insights to leadership
Identify inconsistencies, trends, and risk signals with strong attention to detail and critical thinking
Support initiatives related to payment products, including debit card programs (e.g., Payless debit cards or similar)
Partner cross-functionally with underwriting, compliance, and operations teams
Develop efficient data tracking tools and reporting dashboards using advanced Excel
Contribute creative, out-of-the-box thinking to improve research and operational processes
Maintain accurate documentation and ensure data integrity across systems
Requirements:
1–2 years of experience in fintech, financial services, or payment processing
Advanced Excel proficiency (Level 3/4) — including pivot tables, advanced formulas, lookups, data manipulation, and large dataset analysis
Experience working with large volumes of financial or transactional data
Strong analytical mindset and exceptional attention to detail
Ability to provide clear, data-backed recommendations
Strong written and verbal communication skills (comfortable in a conversational, collaborative environment)
Experience in merchant services or payment processing
Exposure to debit card programs or fintech product environments
Experience supporting underwriting, risk, or compliance teams
Detail-oriented and highly analytical
Strong data interpretation skills
Process-driven yet innovative thinker
Collaborative and adaptable
High level of accountability
What we offer:
Competitive compensation and benefits package
HMO Day 1 + FREE dependent coverage
De minimis and allowances
Attendance bonus
Paid time offs
Company-provided work setup (laptop, monitor, accessories)