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Lead Credit Risk

Netherlands, Amsterdam · Job Posted June 29, 2026
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Job Responsibility

  • Full ownership of the existing merchant credit risk portfolio
  • A detailed, documented roadmap for the design and implementation of a new credit risk framework for Mollie's new products
  • A smart, scalable credit risk system that reduces friction in the customer lifecycle
  • Clear performance and development plans for each member of the credit risk team
  • Optimised assessment processes that leverage AI tooling
  • Regular, structured reporting to leadership on portfolio performance, gaps, and where strategic attention is needed

Requirements

  • 5+ years of people management experience, with a track record of leading, coaching, and developing high-performing teams
  • Hands-on experience in both PSP and banking environments
  • Proven expertise in credit model and policy development, including building credit risk frameworks and scorecards from scratch
  • Strong stakeholder management skills
  • A hands-on, operational mindset
  • A genuine motivation to work in a fast-paced fintech environment and contribute to building new products

What we offer

  • 20 days working from abroad
  • Wellbeing Budget of €60 per month net
  • Lifestyle and Health Support via OpenUp
  • 26 holiday days
  • Commute options (NS Business Card and bike lease plan)
  • Birthday off
  • WFH Equipment Budget of €400
  • Hybrid working with WFH & Internet allowance at €60 a month
  • Discounted Lunch
  • Health Insurance
  • Annual Mollieverse event

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