Lead Credit Risk Officer

• Lead complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit Risk
• Review and analyze complex strategies, programs, and policies with a direct and significant impact on credit risk appetite and culture
• Receive direction from leaders
• Develop and utilize analysis capabilities to assist the commercial exam teams with examinations
• Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
• Interact with internal and external customers
• Collaborate with business for oversight of risk management
• Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics

5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• Previous experience with consumer credit risk strategy development and monitoring in financial service industry
• Previous experience with reviewing or underwriting consumer credits either in originations or loss mitigation
• Strong verbal and written communication skills, and advanced MS Office Suite product skills to include (MS Excel, MS PowerPoint, MS Outlook, MS Word)
• MA/MS degree in quantitative discipline such as finance, economics, statistics, operations research
• Ability to gather, analyze, package, and present analytical findings in an insightful and logical manner
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
• Ability to prioritize work, meet deadlines, and achieve goals in a dynamic environment
• Ability to provide credible challenge and candor to peers

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement