Lead Credit Risk Officer - Wholesale Credit Risk

• Lead complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit Risk
• Deliver solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others
• Monitor portfolio, financial, market and economic data and assess the impact to credit fundamentals
• Develop and deploy analytical tools to identify, analyze and monitor single name, sector, concentration, and portfolio risks
• Monitor, assess and report on asset quality, portfolio trends and credit policy exception trends
• Identify emerging credit risks and correlated risk pools that could potentially impact earnings and capital. Develop risk mitigating strategies in partnership with CRO organizations
• Develop and implement Business as Usual (BAU) stress testing procedures that inform risk identification and risk appetite
• Provide credible challenge of line of business credit products, programs, and policies
• Support the Business Loss Forecast (BLF), Current Expected Credit Losses (CECL) and Comprehensive Capital Analysis and Review (CCAR) processes, credit migration management, and concentration management with credit research
• Provide key stakeholders with subject matter expertise and reliable, transparent analysis and reporting

• 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 5 years of related experience preferably to include credit risk, markets, credit research or portfolio management
• Ability to assess the quality of lending and ongoing management of credit risk within the Bank, including adherence to risk appetite, credit policy and regulations
• Strong commercial credit analysis skillset
• Ability to present complex material in a digestible, consumable manner to all levels of management
• Advanced Microsoft Excel skills
• Outstanding problem solving and analytical skills with ability to turn findings into strategic imperatives
• Strong knowledge of debt markets, debt instruments and commercial loan products
• Experience with corporate credit relative value and market-based pricing a plus
• Bachelor degree or higher in finance, accounting, business or quantitative discipline

Experience with corporate credit relative value and market-based pricing

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement