Lead Credit Risk & Approval Officer - Commercial Banking, Corporate Risk Job at Wells Fargo (Chicago)

Wholesale Credit Risk - In-Business Quality Assurance - Commercial & Sovereign, Vice President

Institutional Credit Management’s (“ICM”) objective is to provide an integrated ...

Location

Hungary , Budapest

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable strong assurance experience, including 8-10 years in corporate banking, credit risk management, internal audit, loan review or quality assurance review function at an investment or large commercial bank
Knowledge of Wholesale Credit Processes and organizational awareness, portfolios, and processes
Understanding of policies and procedures with the ability to execute change effectively and seamlessly
Strong grasp of the markets and lending wholesale credit risk covered process, to evaluate findings within the Quality Assurance process, determine materiality, and partnering with In-Business Credit Risk for ongoing improvement, problem detection and sustainable remediation
Strong background on core credit analysis for sovereigns, central banks, supranational, government related entities, corporates, and commercial entities to properly evaluate process and quality breaks within the quality assurance function
Ideally, credit risk Internal Audit, control assurance, credit officer/analyst or credit risk background, with experience on day-to-day credit functions associated with analysts and risk approval
High awareness and adherence to the control environment including Quality Assurance
Strategic orientation to ensure the ICM organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi
Assists colleagues in identifying stretch opportunities to elevate individual and team performance
Proven culture carrier

Job Responsibility

Support the Portfolio Leads of In-Business QA in implementation and ongoing delivery of a robust Quality Assurance function in accordance with the coverage universe
Provide effective credible challenge during QARs to Portfolio Leads and Underwriters, as regards to credit reviews and process adherence to ensure that weaknesses in such processes are identified and escalated as appropriate
Support with the aim to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank’s risk appetite and all policies and processes established within the risk governance framework
Under the supervision of the WCR QA Head - Commercial & Sovereign and QA Portfolio Leads, support execution of the following: Consistent and objective assessments during QARs, primarily covering underwriting activities for Commercial Banking and Sovereign
Subsequent follow-up on corrective actions that were raised during QARs
Assist in preparation of Quality Assurance Reports to WCR management that communicate and measure results and identify negative trends and potential solutions
Constant interaction with the respective Underwriting and 1LOD functions counterparts, to ensure that quality assurance protocols are adequate for all portfolios
Support in the establishment and execution of WCR In-Business QA policies, procedures, risk assessment and controls to drive effective QA coverage and standards
Support the WCR QA Head - Commercial & Sovereign to stay abreast of relevant changes to rules/regulations and other industry news including regulatory findings
Support the Head of In-Business QA – Wholesale Lending Credit Risk on internal projects and initiatives

What we offer

Cafeteria Program
Home Office Allowance (for colleagues working in hybrid work models)
Paid Parental Leave Program (maternity and paternity leave)
Private Medical Care Program and onsite medical rooms at our offices
Pension Plan Contribution to voluntary pension fund
Group Life Insurance
Employee Assistance Program
Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
Flexible work arrangements to support you in managing work - life balance
Career progression opportunities across geographies and business lines

Fulltime

Credit Review Senior Officer I - C14

Manage the execution of Business Monitoring and Reviews and ensure the monitorin...

Location

United States , Irving

Salary:

191100.00 - 216720.00 USD / Year

Citi

Expiration Date

August 04, 2026

Requirements

Bachelor’s degree or foreign equivalent in Economics, Business Administration, Finance, Engineering or related field
10 years of progressively responsible, post-baccalaureate experience as a Credit Risk Senior Manager, Credit Portfolio Senior Manager, Investor Relations Coordinator or related position involving credit risk management
Performing financial analysis and projections for corporations, including comprehensive examination of financial statements and data to assess a company's financial health and performance
Writing reports for regulatory purposes
Analyzing applicable regulations to publicly held companies both abroad and in the U.S.
Performing business valuation, including financial projections, data interpretation and valuation techniques
Assessing and applying CVM and SEC regulatory requirements
Knowledge and application of Moody’s, S&P and Fitch rating policies
Up to 25% international and domestic travel required

Job Responsibility

Manage the execution of Business Monitoring and Reviews and ensure the monitoring of and evaluation of clients within Citi's Institutional Clients Group (Large Corporate Segment), Citi Commercial Bank (Middle Market) and Citi Private Bank (High Net Worth) portfolios
Identify and define associated risk management strategies and credit risks
Utilize Citi’s proprietary credit policies, systems and procedures to review and assess the effectiveness of existing credit risk controls for assigned businesses
Independently identify, strategize, and develop solutions to risk and controls concerns, maintaining on-going contact with each Entity throughout the Business Monitoring process
Recommend proper application of credit risk policies to improve the quality of credit analyses and the accuracy of risk ratings and regulatory classifications
Evaluate appropriateness of Corrective Action Plans undertaken by the business to remediate gaps identified and validate the effectiveness of the business in rectifying said gaps
Lead Risk Differentiated Reviews and Quarterly Reviews of each assigned Entity and manage the development of action plans to mitigate and solve identified risks
Ensure implementation of a consistent credit review process for regional and global lending business, and the effectiveness of credit controls
Evaluate covered Entities’ staffing models, ascertain potential effects on the quality of Citi’s credit analysis and subsequent approval of individual credits within each portfolio, and make recommendations to senior management as it relates to staffing issues
Interact directly at a peer level with each Entity’s senior management in order to present findings and highlight any significant deficiencies found

What we offer

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Fulltime

Originator

Crédit Agricole CIB (CA-CIB) Canada is the home of Crédit Agricole CIB Canada Br...

Location

Canada , Toronto

Salary:

Not provided

Crédit Agricole

Expiration Date

Until further notice

Requirements

Minimum Bachelor's degree in Finance or a relevant field
+7 years of relevant experience with knowledge of Export Finance, Trade Finance and Receivables/Supply Chain Finance
Good interpersonal and commercial skills
Team work
Have strong work ethics
Expertise in the above mentioned products
Initiatives, dynamism, effectiveness and commercial / technical skills in supporting its activities
Rigour and sense of organization
Strong communication skills in English

Job Responsibility

Lead origination of transactions across CACIB's corporate client base, covering investment-grade and select sub-investment-grade clients for Canadian corporates and foreign clients with Canadian operations
Develop and execute commercial plans, targeted pitches, and RFI/RFP responses designed to create C-suite level engagement
analyze clients' financial strategies, trade flows, working capital cycles, and supply chain structures to identify and present bespoke ITB solutions
Proactively prospect new clients in liaison with the Coverage team and deepen existing relationships to grow the team's pipeline of mandates and overall NBI contribution
Maintain and expand a strong market network
represent CACIB ITB at client meetings, industry forums (GTR, ICC, BAFT), and trade finance conferences to build the bank's origination franchise in North America
Coordinate with CACIB's global ITB hubs in Paris, London, Hong Kong, Singapore etc. to ensure coherent multi-geography client coverage and to leverage the bank's full international footprint in cross-border mandates
Act as advisor and primary point of contact for clients throughout their trade finance lifecycle — from initial structuring dialogue through implementation, monitoring, and renewal
Structure and execute a wide range of ITB products, including: ECA-backed export finance loans letters of credit, standby LCs, performance bonds
supply chain finance programs, receivables finance, inventory finance

Director - ITB Americas- Originator

Crédit Agricole Corporate and Investment Bank (CA-CIB) is seeking a Director-lev...

Location

United States of America , NEW YORK

Salary:

230000.00 - 260000.00 USD / Year

Crédit Agricole

Expiration Date

Until further notice

Requirements

Bachelor Degree / BSc Degree or equivalent
Upper Education
+7 years of relevant experience with knowledge of Export Finance, Trade Finance and Receivables/Supply Chain Finance
Good interpersonal and commercial skills
Team work
Have strong work ethics
Expertise in the above mentioned products
Initiatives, dynamism, effectiveness and commercial / technical skills in supporting its activities
Rigor and sense of organization
Fluent in English (written and verbal)

Job Responsibility

Lead origination of transactions across CACIB's corporate client base, covering investment-grade and select sub-investment-grade clients across the Industrial and Manufacturing sectors
Develop and execute commercial plans, targeted pitches, and RFI/RFP responses designed to create C-suite level engagement
analyze clients' financial strategies, trade flows, working capital cycles, and supply chain structures to identify and present bespoke ITB solutions
Proactively prospect new clients in liaison with the Coverage team and deepen existing relationships to grow the team's pipeline of mandates and overall NBI contribution
Maintain and expand a strong market network
represent CACIB ITB at client meetings, industry forums (GTR, ICC, BAFT), and trade finance conferences to build the bank's origination franchise in North America
Coordinate with CACIB's global ITB’s hubs in Paris, London, Hong Kong, Singapore etc… to ensure coherent multi-geography client coverage and to leverage the bank's full international footprint in cross-border mandates
Act as advisor and primary point of contact for clients throughout their trade finance lifecycle — from initial structuring dialogue through implementation, monitoring, and renewal
Structure and execute a wide range of ITB products, including: ECA-backed export finance loans letters of credit, standby LCs, performance bonds
supply chain finance programs, receivables finance, inventory finance

Fulltime

Portfolio Manager II

The Portfolio Manager is a key member of the commercial banking coverage team, r...

Location

United States , Charlotte

Salary:

50.00 USD / Hour

Robert Half

Expiration Date

Until further notice

Requirements

6–10 years of experience in commercial banking, corporate banking, or portfolio management
Prior experience as a Portfolio Manager, Credit Officer, Senior Credit Analyst, or Associate Relationship Manager
Direct responsibility for managing a commercial loan portfolio (not solely underwriting support)
Experience at a regional or super‑regional bank (e.g., Fifth Third, PNC, Truist, Regions, Huntington, KeyBank, U.S. Bank, etc.)
Bachelor’s degree in Finance, Business Administration, or a related field

Job Responsibility

Manage an assigned portfolio of commercial loans and ancillary credit exposure
Perform ongoing financial statement analysis, borrower monitoring, and risk assessments
Conduct annual and interim reviews, renewals, amendments, and waivers
Perform risk rating assessments, covenant compliance monitoring, borrowing base analysis, and policy interpretation
Identify early warning signals and proactively communicate credit concerns to business and risk partners
Lead or significantly contribute to credit underwriting packages for: New credit facilities, Refinancings and renewals, Amendments, extensions, and credit increases
Structure credit solutions, including covenant packages, collateral evaluation, guarantees, and mitigants
Partner closely with Relationship Managers, Credit Risk, and Legal through approval and documentation

What we offer

medical
vision
dental
life and disability insurance
401(k) plan

Institutional Credit Management - In-Business Quality Assurance - Financial Institutions Underwriting, Vice President

Institutional Credit Management’s (“ICM”) objective is to provide an integrated ...

Location

Hungary , Budapest

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Quality Assurance: Demonstrable Credit / Counterparty credit risk Audit / quality assurance experience, including 5-7 years in the areas of banking, credit risk management, loan review or quality assurance review function at an investment or large commercial bank
Solid understanding of risk management and control frameworks related to Counterparty Credit Risk management or another Financial Risk discipline
Capability to understand complex counterparty credit product structures, and ideally versed in derivatives and structured investment products
Good grasp of counterparty credit risk covered process, to evaluate findings within the Quality Assurance process, determine materiality, and partnering with in-line makers and checkers for ongoing improvement, problem detection, and sustainable remediation
Strong background on core credit analysis for large corporate and finance industries including funds to properly evaluate process and quality breaks within the quality assurance function
Ideally, credit officer or analyst or operational credit risk background, with experience on day-to-day credit functions associated with analysts and risk approval
High awareness and adherence to the control environment including Quality Assurance and Quality Control
Competencies: Highly Effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority with Senior Levels of Management
Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Exceptional written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

Job Responsibility

Support the Head of FI In-Business Quality Assurance to set the global strategy for and lead the implementation and ongoing delivery of a robust Quality Assurance function in accordance with the coverage universe
Provide effective credible challenge during QARs to Business Region Heads and Portfolio Managers, as regards to memo and process quality to ensure that weaknesses in such processes are identified and escalated as appropriate
Support with the aim to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank’s risk appetite and all policies and processes established within the risk governance framework
Under the supervision of the Markets In-Business Quality Assurance Functional Head, support execution of the following: Consistent and objective assessments during QARs
Subsequent follow-up on corrective actions that were raised during QARs
Sustainability testing of corrective actions resulting from issues raised by Internal Audit or Regulators
Synthesize and prepare quarterly Quality Assurance Scorecard Reports to ICM business management that communicate and measure results and identify negative trends and potential solutions
Constant interaction with the respective Analysts and Team Leads, to ensure that quality assurance protocols are adequate for all portfolios
Support WCR IBQA function in the establishment of WCR IBQA policies, procedures, risk assessment and controls to drive effective QA coverage and standards
Support ICM Head of Markets In-Business Quality Assurance Functional Head to stay abreast of relevant changes to rules/regulations and other industry news including regulatory findings

What we offer

Cafeteria Program
Home Office Allowance (for colleagues working in hybrid work models)
Paid Parental Leave Program (maternity and paternity leave)
Private Medical Care Program and onsite medical rooms at our offices
Pension Plan Contribution to voluntary pension fund
Group Life Insurance
Employee Assistance Program
Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
Flexible work arrangements to support you in managing work - life balance
Career progression opportunities across geographies and business lines

Fulltime

Institutional Credit Management - In-Business Quality Assurance - Financial Institutions Underwriting, Vice President

Institutional Credit Management’s (“ICM”) objective is to provide an integrated ...

Location

Czechia , Prague

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Quality Assurance: Demonstrable Credit / Counterparty credit risk Audit / quality assurance experience, including 5-7 years in the areas of banking, credit risk management, loan review or quality assurance review function at an investment or large commercial bank
Solid understanding of risk management and control frameworks related to Counterparty Credit Risk management or another Financial Risk discipline
Capability to understand complex counterparty credit product structures, and ideally versed in derivatives and structured investment products
Good grasp of counterparty credit risk covered process, to evaluate findings within the Quality Assurance process, determine materiality, and partnering with in-line makers and checkers for ongoing improvement, problem detection, and sustainable remediation
Strong background on core credit analysis for large corporate and finance industries including funds to properly evaluate process and quality breaks within the quality assurance function
Ideally, credit officer or analyst or operational credit risk background, with experience on day-to-day credit functions associated with analysts and risk approval
High awareness and adherence to the control environment including Quality Assurance and Quality Control
Competencies: Highly Effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority with Senior Levels of Management
Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Exceptional written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

Job Responsibility

Support the Head of FI In-Business Quality Assurance to set the global strategy for and lead the implementation and ongoing delivery of a robust Quality Assurance function in accordance with the coverage universe
Provide effective credible challenge during QARs to Business Region Heads and Portfolio Managers, as regards to memo and process quality to ensure that weaknesses in such processes are identified and escalated as appropriate
Support with the aim to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank’s risk appetite and all policies and processes established within the risk governance framework
Under the supervision of the Markets In-Business Quality Assurance Functional Head, support execution of the following: Consistent and objective assessments during QARs
Subsequent follow-up on corrective actions that were raised during QARs
Sustainability testing of corrective actions resulting from issues raised by Internal Audit or Regulators
Synthesize and prepare quarterly Quality Assurance Scorecard Reports to ICM business management that communicate and measure results and identify negative trends and potential solutions
Constant interaction with the respective Analysts and Team Leads, to ensure that quality assurance protocols are adequate for all portfolios
Support WCR IBQA function in the establishment of WCR IBQA policies, procedures, risk assessment and controls to drive effective QA coverage and standards
Support ICM Head of Markets In-Business Quality Assurance Functional Head to stay abreast of relevant changes to rules/regulations and other industry news including regulatory findings

What we offer

Competitive base salary (which is annually reviewed)
Business casual workplace
Hybrid working model (up to 2 days working at home per week)
Access to an array of learning and development resources
Resources and tools to volunteer in the communities

Fulltime

Managing Director, Head of Core Segment, Citi Commercial Bank

Citi Commercial Bank (CCB) in Hong Kong is seeking a highly experienced and dyna...

Location

Hong Kong , Kowloon City

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Minimum of 15+ years of experience in commercial banking, corporate banking, or a related financial services role, with a strong focus on strategy, business development, and portfolio management
Proven and strong track record of successfully managing and leading teams through complex change
a reputation for retaining, attracting and developing talent
Proven track record of success in leading and growing client segments
Demonstrated experience in managing significant P&L responsibilities and driving financial performance
Ability to influence and collaborate effectively across all levels of the organization
Exceptional ability to formulate and execute strategic plans for market penetration and growth
Significant experience with commercial credit decision making authority, with experience in complex capital structures and cross border transactions
Strong financial analytical skills and understanding of corporate finance, credit risk, and product profitability
Minimum intermediate level credit skills with the capability to demonstrate advanced level credit skills to be appointed a senior credit officer

Job Responsibility

Develop and articulate a clear strategic roadmap for the segment, aligning with CCB's overall growth objectives
Oversee the management and performance of a high-volume client portfolio, focusing on revenue generation, profitability, and risk mitigation
Lead a high-performing team of banking professionals focused on digital sales, relationship management, and credit analysis
Lead efforts to identify, acquire, and grow relationships, including startups, high-growth companies, and digitally native businesses
Identify market opportunities, emerging trends, and competitive landscape to position Citi as the preferred banking partner for these client types
Manage the segment's P&L and return, including revenue targets, expense management, and capital allocation
Ensure effective collaboration with internal stakeholders across credit, product and operations
Collaborate with product teams to tailor and develop innovative banking solutions (e.g., cash management, trade finance, lending, FX) that meet the specific needs of clients
Drive innovation in digital client acquisition, onboarding, and servicing models to achieve high-volume scalability
Implement data-driven strategies for targeted client outreach and portfolio expansion

Fulltime

Select Country

Lead Credit Risk & Approval Officer - Commercial Banking, Corporate Risk

Job Description

Job Responsibility

Requirements

What we offer

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