Lead Credit Risk & Approval Officer - Commercial Banking, Corporate Risk

• Approve credit within delegated credit authority
• Recommend credit for approval in excess of their authority
• Ensure appropriate underwriting and surveillance of all credit products within the portfolio
• Understand credit themes and trends in the portfolio and pipeline, along with the impact of those themes and trends
• Demonstrate and sponsor appropriate risk management and leadership behaviors in support of doing what is right for the customer, people as a competitive advantage, ethics, and diversity and inclusion initiatives
• Identify and escalate credit risk and control issues to senior risk management with transparency, in a timely manner and in accordance with Company policies and procedures
• Implement the Risk Management Framework through promoting adoption of the Risk Operating Model, setting clear behavioral expectations for risk management, ensuring clearly defined roles and accountability, and promoting a sound control environment
• Oversee and actively manage credit risk and adherence to credit policy within the risk appetite approved by the Executive Operating Committee, and the Board
• Regularly present to senior management in Middle Market Banking, Risk and internal and external shareholders
• Promote a strong risk management culture and discipline throughout the relevant business segments
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
• Interact with internal and external customers.

5+ years of Credit Risk & Approval or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education.

• Prior Middle Market, Asset Based Lending & Leasing or Corporate Banking Credit Risk and Approval experience
• Prior Investor Real Estate underwriting and approval experience
• Excellent verbal, written, and interpersonal communication skills
• Strong attention to detail and accuracy skills
• Ability to prioritize work, meet deadlines, achieve goals, work under pressure in a dynamic and complex environment and to lead projects/initiatives with high risk and complexity
• Experience supporting senior level leaders/executives
• Ability to manage initiatives including detailed planning, process management, and documentation
• Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important
• Advanced Microsoft Office (Outlook, Excel, Word, PowerPoint, LiveMeeting and SharePoint) skills.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement