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Wells Fargo is seeking a Lead Credit Product Originations Specialist - Vendor Program Relationships Manager. This role manages and grows a portfolio of Equipment Finance Vendor Programs and serves as the primary relationship owner for assigned vendor partners. The position is responsible for program performance, risk management, and the overall client experience while working closely with credit, legal, operations, risk, and product teams to build and maintain compliant and scalable programs. The role also leads the sourcing, evaluation, and development of new vendor programs. This includes managing program structuring, approvals, and execution from initial engagement through launch. Strong relationship management skills, sound credit judgment, and the ability to lead complex initiatives are essential to supporting sustainable and profitable growth.
Job Responsibility:
Deliver financial solutions to prospective and existing clients by leading execution teams and provide guidance and oversight to pitch, structure, negotiate, and execute highly customized transactions to clients
Develop or influence objectives, strategy, resources and long-term goals for a portfolio of clients that utilize specialty products and services
Potentially be assigned a non-contractual territory and responsible for influencing partners to generate and direct deal opportunities to the business
Lead the preparation of deal proposals and deliver pitches. Act as a primary interface with clients to understand their financial needs and objective and formulate recommendations
Identify ancillary solutions that meet the client’s needs and coordinate interaction with other product partners within the bank (Investment Banking, Wealth Investment Management, Treasury Management, etc.)
Manage the execution of deals by assigning responsibilities, setting deadlines, and ensuring accountability for new originations and existing portfolio transactions such as amendments, extensions, and periodic reviews
Understand clients’ businesses, strategic objectives, operational priorities, and financial positions within the context of individual deals and client relationships
Strategically collaborate and consult with peers, colleagues, and mid to senior level managers, and develop a relationship with internal partners, including product groups and risk and operations, to achieve business objectives
Act as a key participant in large-scale planning related to a given product or specialty’s business objectives
Serve as a mentor for less experienced individuals
Requirements:
5+ years of secured or specialized lending sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Nice to have:
5+ year of Equipment or Vendor related credit or relationship management experience
Proven ability to structure and negotiate specialized lending transactions and lead the full execution process from pitch to close.
Strong analytical skills with the ability to interpret financial statements and clearly explain rationale for deal structures.
Demonstrated success collaborating with credit, risk, operations and other bank partners to deliver integrated financial solutions.
Clear, confident communication skills with experience presenting to senior leaders and supporting strategic program development.
What we offer:
Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance