Lead Compliance Officer - Home Lending

• Provide oversight and monitoring of business group risk based compliance programs
• Maintain compliance risk expertise and consulting for projects and initiatives with moderate to high risk, over multiple business lines
• Establish, implement and maintain risk standards and programs to drive compliance with federal, state, agency, legal and regulatory and Corporate Policy requirements
• Oversee the Front Line's execution and challenges appropriately on compliance related decisions
• Develop, oversee, and provide independent credible challenge to standards with subject matter expertise
• Provide direction to the business on developing corrective action plans and effectively managing regulatory change
• Report findings and make recommendations to management and appropriate committees
• Identify and recommend opportunities for process improvement and risk control development
• Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
• Monitor the reporting, escalation, and timely remediation of issues, deficiencies or regulatory matters regarding compliance risk management
• Oversee the Front Line's execution and challenges appropriately on compliance related decisions
• Make decisions and resolve issues to meet business objectives
• Interpret policies, procedures, and compliance requirements
• Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
• Work with complex business units, rules and regulations on moderate to high risk compliance matters
• Interface with Audit, Legal, external agencies, and regulatory bodies on risk related topics

5+ years of Compliance experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• Strong understanding of mortgage business processes, regulations, and mortgage risk management systems
• Experience managing engagements with regulators and auditors
• Experience with regulations related to Underwriting processes and Underwriting business knowledge
• Understanding of banking risk and control systems and issue management processes
• Ability to communicate complex concepts in a clear, simplified manner to executive leadership and law department partners
• An active Certified Regulatory Compliance Manager (CRCM) designation
• Strong background with mortgage consumer protection regulations including TILA, Reg B, FCRA, SCRA, ADA, RESPA, Privacy, State Law, etc.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement