Junior Credit Risk Modeller Job at Prometeia (Istanbul)

Junior Credit Risk Modeller – Intern

Are you curious and ready to accept a new challenge in your career? Are you eage...

Location

Turkey , Istanbul

Salary:

Not provided

Prometeia

Expiration Date

Until further notice

Requirements

Excellent GPA in economic/financial, statistical, or engineering subjects
Basic experience in the use of mathematical/statistical computing software or other data mining skills
Excellent command of English
Excellent communication and relational skills
Strong analytical skills with acute attention to detail
Time management skills
Availability for at least 3 days/week

Job Responsibility

Development and implementation of risk parameter estimation (PD, LGD, EAD), satellite, and ECL (IFRS 9) models
Development and implementation of portfolio models (Credit VaR) and stress testing
Model validation
Credit risk advisory
AI credit risk applications

What we offer

Remote working
Training
Community
Diversity
Impact
Internship with a training path that may include trips abroad
Opportunity to work in a stimulating and dynamic environment

Parttime

Credit Risk Model Monitoring Analytics Intermediate Analyst

This position within Global Consumer Banking will focus on model performance Mon...

Location

India , Bengaluru

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Advanced Degree (Bachelors required or Masters preferred) in Statistics, Computer Science, Operations Research, Economics, etc.
5+ Years reporting & analytics experience
Strong programming (SAS, SQL, Python, Tableau, etc.) skills
Experience in reporting tools - Excel, Tableau
Understanding of traditional modeling processes (linear/ logistic regression, segmentation, decision tree) and machine learning algorithms (Random Forest, Gradient Boosting, XG Boost, SVM, etc.), time series, linear/nonlinear optimization
Understanding of relevant model metrics / KPIs & bring out insights on model performance tracking
Good communication skill to communicate technical information verbally and in writing to both technical and non-technical audiences is a must
Extensive experience in model monitoring/validation, performance scorecards, etc. in Excel, Tableau, Cognos, etc.
Extensive experience in reporting (risk/marketing) in portfolio reporting, model monitoring, generating business insights

Job Responsibility

Perform Root Cause Analysis explaining model performance to second line of defense and Policy teams for Business risk decisioning
Analyze & bring out Insights for Credit Risk Non-Regulatory Scoring/ Non-Scoring Segmentation models adding business value
Present model performance to senior stakeholders, CROs, Risk Policy managers, Sponsors explaining the heath of the model, connecting model metrices to business scenarios explaining the breach in model performance
Partnering with Risk Policy leads to help understanding the levers / cut off adjustments required in scores baked in Risk strategies to bring in incremental benefit / loss mitigation to business
Explain model performance to second line (Model Risk Management) of defense providing rational for model performance deterioration, explaining the applicability of the usage of the model
Respond to queries from 3rd Line of Defense (Internal and External Auditors) on model performance
Work effectively across cross functional teams - Development, Implementation, Policy, Validation and Governance teams - coordinating the horizontal model usage and maintenance activities
Perform analysis for benchmark models and other ad hoc analysis as required by business/validation teams
Develop knowledge and drive discussions on Model usage across channels, score range with Risk Strategy managers
Conduct QA/QC on all steps (e.g., input data, model output, etc.) required for model monitoring and production forecast reporting

Fulltime

Credit Risk Analytics Manager

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5+ years of relevant experience
Consistently demonstrate clear and concise written and verbal communication
Bachelor's degree/University degree or equivalent experience

Job Responsibility

Provide analyses and reporting of complex data trends to senior management and the business
Support Audit requirements from external/internal auditors & queries from Independent Risk
Create story boards, presentations and project plans for discussions with senior management
Provide support for ongoing monthly and quarterly internal and regulatory report, as needed
Work closely with cross functional teams, including business stakeholders
Utilize UNIX and Statistical Analysis System (SAS) to perform risk, financial and data analyses including profiling, sampling, reconciliation, and hypothesis testing
Train and mentor juniors in developing innovative models in compliance with policies and procedures
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards
Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses
Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US

Fulltime

Credit Risk Manager - Mortgages

Join us at Barclays as a Credit Risk Manager – Mortgages, where you’ll support a...

Location

United Kingdom , Manchester; Northampton; Glasgow

Salary:

Not provided

Barclays

Expiration Date

Until further notice

Requirements

Risk manager with portfolio risk management experience and preferably in retail secured credit
Ability to demonstrate experience managing end to end portfolio management activities
Ability to direct a technical team to perform data driven analysis and have the ability to interpret and articulate results to solve problems and identify opportunities
Ability to direct a team to perform analysis on SAS/SQL/ Excel and other programming languages – essential experience in coding
Senior stakeholder management skills and the ability to communicate effectively to both technical and non-technical audiences
Strong analytical and creativity skills

Job Responsibility

Support and help to shape the Risk team’s vision and objectives
Manage the day to day activities under the team’s responsibility and provide coaching and training to more junior members of the team
Identify and recommend changes to risk appetite, setting the annual mandate and scale limits and supporting/proposing changes to credit strategies to Senior Management and Decision Committees
Perform credit oversight of risk for the existing portfolio using key metrics including impairment, capital and portfolio quality measures
Manage and optimise the bank's overall credit risk exposure by monitoring, analysing, and reporting on the creditworthiness of its lending portfolio
Monitoring the financial performance and risk profile of the entire lending portfolio, including individual borrowers, sectors, and geographic regions
Analysis of credit trends, identify early warning signs of potential borrowers' issues, and assess the impact of economic and market developments on the portfolio
Development and utilisation of quantitative models and risk forecasting tools to measure and predict potential credit losses
Performance of portfolio stress testing exercises to assess the impact of various economic and market scenarios on the portfolio's risk profile
Definition and setting of portfolio, segment and customer risk appetite, policy and limits. Overseeing first line execution within these parameters

What we offer

Modern workspaces, collaborative areas, and state-of-the-art meeting rooms
Facilities include wellness rooms, on-site cafeterias, fitness centers, and tech-equipped workstations
Hybrid working
Flexible working arrangements

Fulltime

Credit Underwriter - Director

Citi continues to enhance its business control and governance framework by build...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

15+ years risk/risk-related credit work experience in banking/financial institutions, including 8+ years' managerial experience
Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
Demonstrates strong ethics and integrity
Ability to see the 'big picture' in a complex environment
Can make decisions under pressure and short timeline
Excellent verbal & written communication skills. Active listening skills.
Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
Bachelor’s/University degree, Master’s degree preferred

Job Responsibility

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to: Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
Manage junior resources and serve as a key point of contact for the team for escalations / guidance as required
Perform a detailed review of the financial analysis, due diligence, projection modeling, stress testing, risk rating, and other in-depth analysis performed by junior resources
Review and approval of Credit Approval Memo (CAM) packages
Partner with front office on structuring and production of term sheet for new transactions
Facilitate relationships with key clients in Banking, Markets, and Risk (as applicable) and with key regulators, internal audit, and control functions
Support the Head of [pillar name] Credit Underwriting and the Head of ICM on strategic initiatives / projects as required
Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience
Demonstrated expertise in and exposure to global credit risk management standards
Ability to understand capital markets products and complex financing and product structures

Fulltime

Credit Portfolio Senior Analyst

The Credit Portfolio Senior Analyst is an intermediate-level position with the U...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

7+ years of relevant experience
Ability to apply credit and risk principles toward business goals
Advanced Degree (Masters required) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or other highly quantitative discipline

Job Responsibility

Develop Risk Segmentation, Line management, Account management strategies and models across customer life cycle
Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
Manage risk levels for the entire credit spectrum
Create story boards, presentations and project plans for discussions with senior management – drive insights
Participate in audit related reviews , regulatory reporting and should have sound communication skill to present in such forums
Work closely with cross functional teams, including business stakeholders, MRM and governance teams, and model implementation teams
Lead projects for junior team members and helps them in their professional development
Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required

Fulltime

Commercial Associate

We are seeking a highly motivated Associate for a front-office coverage role on ...

Location

United States , Houston

Salary:

130000.00 - 145000.00 USD / Year

Citi

Expiration Date

July 09, 2026

Requirements

3-6 years of relevant work experience
Theoretical and practical application of financial knowledge to Oil & Gas companies, and the broader Energy industry
Strong analytical, quantitative, and problem-solving skills
Proficiency in financial modeling and financial data analysis is required
MS Excel and PowerPoint should be second nature
Excellent written and verbal communication skills
Obtain Series 63 and 79 licenses, and pass SIE, within 150 days of joining
Bachelor's/University degree

Job Responsibility

Portfolio Management: Cover a portfolio of 10-20 clients in conjunction with deal teams comprised of Analysts, Associates, Vice Presidents, and senior Credit Officers
Transaction Execution: Act as a primary contributor and reviewer in all facets of deal execution, including in-depth financial analysis, complex financial modeling, risk analysis, and due diligence for credit extensions to new and existing clients
Client & Partner Interaction: Support senior bankers in managing client relationships and interact with various internal partners, including Loan Structuring & Syndications, Commodities, Treasury & Trade Services, and various operations functions to deliver integrated financial solutions
Team Development: Assist with the training and professional development of junior Analysts on the team
Industry Analysis: Conduct detailed company research and industry analysis to identify key trends, risks, and opportunities within the energy sector
Risk Management: Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding the bank, its clients, and assets

What we offer

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages

Fulltime

Cre Portfolio Manager Team Lead - REIT's

Location

United States , Boston; Cleveland; Atlanta

Salary:

225000.00 - 250000.00 USD / Year

Citizens Bank

Expiration Date

July 31, 2026

Requirements

12+ years of commercial real estate loan underwriting experience with ability to manage and grow significant customer portfolio
Prior experience with REIT's - required
Exhibits strong level of knowledge of commercial sales, commercial products, credit, risk, and administration practices and processes
Skilled at maintaining good communication across business unit and broader organization
Skilled at developing and implementing both strategic and tactical solutions and systems in support of portfolio administration and business unit goals and objectives
BA degree, MA preferred with successful completion of a credit training/underwriting program
Proven credit management abilities with good computer skills for recording and tracking results
Comprehensive verbal and written communication skills, able to multi task and function under pressure to meet deadlines, strong organizational skills, customer service, developed influencing and negotiation skills, experience in managing the day to day and annual performance and developmental activities for direct and in-direct reports from entry to expert level PMs
Word, Excel, Power Point, spread sheet modeling, and presentation development and delivery skills
Advanced knowledge of different financial modeling systems and ability to coach others on use of internal systems that may include RARCR, ORA, FACT, and MFA

Job Responsibility

Manages a team of Commercial Real Estate Portfolio Managers and Credit Analysts, including those managing straightforward up to the most complex credits with the most complex corporate organization structures, documentation and/or collateral structures, including those with large exposures in complicated and/or specialized industries
Assures that all PMs are trained and kept up to date on Citizens Bank credit policy as well as credit issues affecting the general economy
Actively ensures compliance with federal regulations and Citizens Bank policies
Actively involved in assessing, developing and implementing credit and compliance policies
Designs and monitors internal systems to assure that all assigned work and ongoing monitoring is completed on a timely basis and in a manner that complies with all Citizens Bank internal policies
Prioritizes work that is assigned to the group, assure that work is appropriately distributed among the team members and is responsible for objective quality control of groups analytical and reporting work product to include accurate application of credit, risk, and other policies and practices required to effectively manage risk exposure and loss to the Bank
Manages the performance management and development process for all reports
Largely internally focused interacting with PMs, RMs, TLs, Division Executives, State Presidents, Credit Officers and Senior Management. Externally meets with customers/prospects to actively negotiate deals and solve customer/prospect requests and problems
Internally is viewed as a trusted advisor on credit and portfolio management issues/challenges to RMs
Proficient in recruiting and managing the recruiting process including a strong vision and understanding of talent selection and development

What we offer

competitive pay
comprehensive medical, dental and vision coverage
retirement benefits
maternity/paternity leave
flexible work arrangements
education reimbursement
wellness programs

Fulltime

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Junior Credit Risk Modeller

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