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As a Junior Business Credit Specialist, you'll be a foundational member of our Business Credit team, receiving comprehensive training to support individuals and businesses. Your primary goal will be to provide outrageously good customer service, supporting customers in resolving their financial obligations, and learning the processes for the timely collection of outstanding balances.
Job Responsibility:
Learning and executing the process of reaching out to customers with overdue accounts to discuss and agree appropriate payment plans
Answering inbound calls, and responding to customer inquiries regarding debt, payment plans, and their energy account
Providing outrageously good customer service to support our Business customers in leaving our debt collection process, discussing objections to their switch and credit referencing
Resolve queries from both internal and external third-party partners, maintaining a flexible approach which is conscious of commercial impact
Assisting the team in utilising credit reference agency data and financial insights to inform effective, risk-aware escalation and debt resolution decisions
Supporting the identification and resolution of common account issues to improve the customer journey and reduce obstacles to them making payment
Assist the team in identifying customer trends and supporting the development and deployment of repayment strategies
Working collaboratively with team members and the wider credit family to do the right thing for the customer, and build sustainable long-term solutions
Working closely with the wider Octopus Energy for Business operations team, to advise Energy Specialists on debt processes and the Credit Team perspective
Requirements:
A keen interest in credit control, finance, or accounting, and a desire to build a career in this field
Excellent communication skills and the ability to have difficult conversations with empathy
Be passionate about customers and always seek to provide a first-class service
A highly motivated self-starter with a strong desire to learn, contribute to problem-solving, and take ownership of tasks
Ability to work independently and as part of a team in a fast-paced environment
Forward-thinking, with a growth mindset and a good head for numbers
What we offer:
Opportunity to take part in a CICM Level 3 Credit Control apprenticeship (dependent upon successful completion of 6 month probation)