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Jr. Underwriter

United States, Kirkland Employment contract 80000.00 - 90000.00 USD / Year · Job Posted July 17, 2026
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Job Description

This role is an integral part of the Underwriting team and is all about supporting Rain City's critical assessment of deals, from conditions to funding.

Job Responsibility

  • Review files and proactively communicate conditions needed before sending to underwriting
  • Identify loan-level issues and items that will delay funding
  • Review and confirm applications, credit, background, title, assets, and valuations
  • Keep the system up to date with all required information
  • Assist loan processing and underwriting department with appraisal order follow up
  • Investigate properties (zoning, property type etc.)
  • Partner with loan officers and processing to resolve file, document, or post-closing issues
  • Efficiently meet deadlines while maintaining multiple assignments/projects
  • Other duties as assigned

Requirements

  • Minimum of 2 years of experience as a loan processor or underwriter
  • Strong understanding of mortgage process flow, from processing to closing
  • Experience with automated underwriting systems helpful
  • Inquisitive, investigative mindset
  • Recognizes and asks follow-up questions
  • Excellent communication skills both written and verbal
  • Solution-oriented and nimble thinker with excellent analytical and mathematical skills
  • Great attention to detail, immaculately organized
  • Ability to react quickly to changing priorities and multitask
  • Energetic and dependable self-starter
  • Reliable, punctual, and able to prioritize and perform all major job roles with minimal supervision
  • Willingness to help other team members/departments when needed
  • Must be able to read, write, speak and understand English with exceptional fluency

Nice to have

Experience with automated underwriting systems helpful

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