Java Backend Technical Manager – Wealth Lending – Senior Vice President Job at Citi (Pune)

Job Description

The Applications Development Group Manager is a senior management level position responsible for leading and managing a development team to strategically orchestrate the successful delivery and implementation of new and enhanced application systems and programs. Working in close coordination with cross-functional technology teams, this role is instrumental in advancing technical capabilities, championing engineering best practices, and fostering positive cultural evolution within the organization. The overall objective of this role is to drive applications systems analysis and programming activities.

Job Responsibility

Lead the design and development of wealth-lending platforms (Margin Lending, Collateral Management), remaining actively hands-on in coding core APIs, distributed services, and orchestration components
Architect horizontally scalable, cloud-native APIs and microservices that support high-throughput lending workflows, real-time credit decisioning, margin evaluation, and lifecycle servicing
Lead architectural design and implementation of modular, highly scalable, event-driven data models, ensuring data integrity and performance for high-volume transactions
Drive the architectural vision for data-driven systems, ensuring they meet volume and scale requirements for the collateral management business domain
Establish and enforce data governance frameworks, design and implement comprehensive data quality controls across the system
Apply strong analytical and strategic thinking to decompose complex lending, collateral, margin, and regulatory requirements into clean domain models and extensible service boundaries
Establish engineering standards across system design, API contracts, resiliency patterns, observability, performance optimization, and secure coding practices
Guide the team through hands-on code reviews, architecture reviews, and technical mentoring, elevating distributed systems design and scalable service engineering practices
Ensure services are built for fault tolerance, idempotency, concurrency control, and horizontal elasticity across modern cloud environments
Partner closely with business, risk, and operations stakeholders to translate evolving lending strategies into scalable, compliant, and high-performance technology solutions
Lead the end-to end execution, proactively managing cross-functional dependencies and mitigating risks, while ensuring timely and high-quality implementation across multiple regions

Requirements

14+ years of relevant experience in designing and delivering large-scale, data-intensive, extensible, and scalable enterprise applications, including real-time and batch processing systems
Deep expertise in database technologies (relational, NoSQL, graph), and data streaming platforms (e.g., Kafka, Flink) to support high-volume, low-latency data processing
Proven leadership in architecting and implementing robust microservices platforms and event-driven architecture using Domain-Driven Design principles
Expertise in modern DevOps practices, including strategic adoption and optimization of containerization technologies (e.g., Kubernetes) and advanced CI/CD pipelines
Deep understanding and application of financial services industry best practices, regulatory requirements, and security standards relevant to wealth management and lending
Drive the strategic adoption and integration of advanced analytical capabilities, including AI and ML, to deliver innovative solutions and significant business value
Proven track record of building, managing, and leading high-performing, geographically distributed technology teams
Consistently demonstrates clear and concise written and verbal communication
Ability to define and articulate a clear technical strategy that aligns with business objectives and drives innovation across the platform
Proven ability to define, prioritize, and manage technology roadmaps, balancing innovation, technical debt, and business priorities
Good domain knowledge in Credit Risk, Margin Lending, Collateral Monitoring and Risk Reporting
Bachelor’s degree/University degree or equivalent experience
Master’s degree preferred

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Java Backend Technical Manager – Wealth Lending – Senior Vice President

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