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This is for someone who already knows the world inside out. You’ll manage a portfolio of 35-40 clients, predominantly within Construction. Complex contractual debt, applications for payment, CIS retention, pay-when-paid clauses. The kind of detail that keeps lesser-experienced Relationship Managers on their toes. You’ll review Management Information with a critical eye and ensure operating conditions are met without damaging relationships and you’ll manage the risk in line with a global risk framework: calmly, commercially and confidently. And when emerging risk situations arise (because they always do), you’ll be the person who knows exactly what to do next.
Job Responsibility:
Conducting in-depth periodic reviews and fully understanding each client’s risk profile
Managing compliance with operating conditions and facility structures
Proactively identifying early warning signs within contractual debt
Working closely with Credit Control, Service Centre teams and your Relationship Executive
Supporting onboarding to ensure a seamless client experience
Liaising with Sales to spot growth opportunities and maximise wallet share
Maintaining clear exit strategies where required
Adding genuine value through product knowledge and funding solutions
Requirements:
Significant experience managing an Invoice Finance portfolio
A strong background in risk management within Financial Services
Deep understanding of contractual debt, ideally within Construction
Excellent attention to detail and commercial awareness
The ability to influence stakeholders and navigate difficult conversations
Experience working closely with Sales teams
Confidence using CRM and risk management systems
Financial acumen and the ability to interpret complex MI
What we offer:
Car/allowance
performance bonus (up to 20%)
A high-performing, collaborative Relationship Manager team
Dedicated Relationship Executive support
Exposure to one of the most successful areas of the business
Real autonomy to manage your portfolio like it’s your own business
Private healthcare for you and your family
Company pension scheme
Flexible benefits (gym membership, tech, health assessments and more)
Access to an online wellbeing centre
Discounts with a wide range of retailers
25 days’ holiday plus bank holidays, increasing with service, with buy/sell options