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Insurance Underwriter – Excess & Specialty

India, Noida · Job Posted May 26, 2026
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Job Description

In this role, you'll apply your expertise to help train next-generation AI systems. Your work will shape how models learn, reason, and perform through high-quality, real-world input. No prior experience in AI is required, your domain knowledge is what matters.

Job Responsibility

  • Leverage your extensive underwriting expertise to evaluate complex commercial and specialty risk scenarios in the US insurance market
  • Analyze, interpret, and structure coverage for excess and specialty lines, focusing on liability, umbrella, and unique risk categories
  • Assess policy language and provide nuanced feedback on policy interpretation and coverage analysis
  • Identify risk factors, apply sound underwriting judgement, and ensure compliance with industry standards and insurance regulations
  • Support the development of AI training data by contributing real-world insights on underwriting practices and coverage operations
  • Collaborate in a remote environment, providing clear, effective written and verbal communication to enhance AI system understanding
  • Share insight into evolving trends, emerging risks, and innovations within specialty and excess insurance lines

Requirements

  • 4-5+ years of hands-on underwriting experience in commercial lines, specialty insurance, excess casualty, or umbrella products
  • In-depth understanding of commercial P&C, liability coverage, and policy evaluation best practices
  • Demonstrated expertise in policy interpretation, insurance compliance, and comprehensive coverage analysis
  • Experience working with insurance operations in complex or specialty risk environments
  • Excellent written and verbal communication skills, with the ability to articulate nuanced underwriting concepts
  • Proven track record within the US insurance market or with US-based clients and frameworks

Nice to have

  • Prior exposure to emerging risk types, complex liability structures, or innovative coverage solutions within excess & specialty lines
  • Experience collaborating on cross-functional teams or contributing to process improvement initiatives in insurance operations
  • Global candidates with deep familiarity with US underwriting standards and commercial insurance practices are strongly encouraged to apply

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